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Blind and Deaf Dog Has Sweet Reaction When Owner ‘Tests’ His Senses: ‘Bless His Heart’

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A pet owner tested her dog’s senses in a very cute video.

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Jasper, TikToker’s cocker spaniel @blackwings_wolf, has been blind since he was 3 years old and only recently started losing his hearing. Nonetheless, she says her dog is happy and healthy and only gets “disoriented” after a nap or when excited.

Watch this bland Brooklyn bedroom become a mid-century modern getaway in just one day:

She wanted to see how well Jasper was adjusting to his new state, so she specifically engaged with him when he had just woken up.

“Jasper is blind and going deaf. He just woke up from a nap and is a little disoriented,” the text of the video reads.

The pet’s owner had just come home from work, but Jasper hadn’t realized she was there. To test her senses, instead of getting the dog’s attention, she waited for him to find her.

Unfortunately, Jasper was struggling. It took her a while to realize she was home. The dog sniffed around, sensing frantically “something is different,” but he didn’t know what.

Jasper knew she was home when he felt some of her clothes on the floor. He started wagging his tail enthusiastically. In order to get his attention, she hissed, which is one of the only audible sounds for him.

“The response isn’t great,” she said of the test results in the caption.

“It’s the fact that he got close to my feet and still didn’t realize it. I was sure it was going to get into my leg,” she added in the comments.

But she explained that everyday life isn’t that difficult for Jasper. She and her companion rarely leave the dog home alone. They never move the furniture, so he has his house “mapped” with his walking routes.

“We take him wherever we can if we have to go out. He loves exploring beaches – he gets some serious zooms! ” she says.

TikTokers sent their love to Jasper and the video has been viewed over 700,000 times.

“Oh bless her heart,” wrote one user.

“He’s a cute one. My dog ​​is deaf too and our Pom is blind. We have a special baby house,” another said.

“He’s probably confused because he’s not deaf or blind in his dreams I think,” one TikToker said.

Watch this tiny New York apartment living room get a makeover in just one day:

The post Blind and deaf dog has a sweet reaction when the owner ‘tests’ his senses: ‘Bless his heart’ appeared first on In The Know.

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Flasher man detects new possibilities in the leather goods sector

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FLASHER, ND (KFYR) — For more than 20 years, Cliff Naylor has brought us weekly stories from Off the Beaten Path.

You’ll find many of his favorites in his new book, “Dakota Day Trips: The Road to Rural Wonders.”

He shared those stories and gave us updates on some of those classics on First at Four over the past few weeks.

One of the more recent stories he revisited is that of Ray Riehl, a Flasher leatherworker.

Riehl’s update is good news.

So good, in fact, that Jody Kerzman and Cliff returned to Flasher to revisit R&R Supplies.

Ray Riehl doesn’t work as much as he used to.

“I take Sunday off,” he says.

But from Monday to Saturday, you will find him in his studio.

“I’m here from 6:30 a.m. to 7 a.m. until 5 a.m.,” he said.

Riehl stays busy creating lots of things, like saddles and leather dog harnesses. He started R&R Supplies in 1987.

“I didn’t think it would take this long,” admitted Riehl. “I should be retired because I’ve been in business for 35 years!

Instead, he crafts new items, like these leather fly swatters. He got the idea when a friend brought one home from the National Finals Rodeo.

“I thought to myself, well, I have nothing else to do and I have all this leather scrap, might as well use it for something. So I started making fly swatters,” Riehl explained.

His work is meticulous and precise. What makes it even more impressive: Riehl is blind. He lost his sight more than three decades ago.

“February 24, 1986,” he recalls. “I had a head-on collision with a pickup truck and the hood of the pickup went through the windshield of my car. I used to go to rodeos, I was a pickup truck and all that , and I was trucking, and now I had to learn something new.

It was then that he discovered leather goods.

“It’s something to do,” he explained. “I didn’t know how to operate a sewing machine until I was blind.”

Riehl quickly mastered the sewing machine and has been creating leather masterpieces ever since.

He never saw his work.

“I just go by feel, that’s all,” Riehl said.

It looks like Riehl has exactly what it takes for this kind of work.

If you would like to purchase any of Ray’s work, call him at 701-597-3568.

How do cash advance apps work and are they better than payday loans?

By Annie Millerbernd

The apps have lower fees, but you can always have better alternatives when you need the cash.

This article is reprinted with permission from NerdWallet.

If you’re asked to imagine a payday lender, you might think of a storefront in a strip mall with green dollar signs and neon slogans like “everyday payday.” You probably wouldn’t imagine a mobile app that advertises on TikTok and sports a colorful logo.

But cash advance apps like Earnin and Dave provide advances with the same borrowing and repayment structure as payday lenders, and consumer advocates say they carry similar risks. Both are quick, no-credit-check options for closing an income gap or easing inflation pressure.

Neither is an ideal first choice for borrowing money quickly, but knowing their differences can help you save money and avoid hurting your finances.

See also: New laws and more affordable lenders could shake up the payday loan market

Cash advance apps work like payday loans

Like most payday loans, a cash advance or paycheck app lets you borrow money without a credit check. You are also required to repay the advance, plus any fees you have agreed, on your next payday.

One payment cycle is usually not enough for borrowers to repay a payday loan, so many people fall into the habit of getting another loan to pay off the previous one, says Alex Horowitz, senior director of The Pew Charitable Trusts.

App users may find themselves in a similar cycle. A 2021 study by the Financial Health Network found that more than 70% of app users get back-to-back advances. The study doesn’t say why users re-borrow, but Horowitz says the behavior is particularly similar to payday loans.

“Direct-to-consumer payday advances share the DNA of payday loans,” he says. “They’re structured the same, they have repeat borrowings, and they’re scheduled based on the borrower’s payday, which gives the lender strong collectability.”

Also read: ‘We haven’t yet seen a spike in food inflation’: Food price increase is the highest since 1979, and this staple is up nearly 40% from the last year

Apps can offer more flexibility

Payday lenders and payday advance apps collect repayment directly from your bank account. If your account balance is too low when funds are withdrawn, you could incur overdraft fees, says Yasmin Farahi, senior policy adviser at the Center for Responsible Lending.

An application may try to avoid overcharging your account. Mia Alexander, Vice President of Customer Success at Dave, says the app reviews users’ bank accounts before withdrawing the refund. If the refund puts the balance close to zero or negative, the app may not withdraw the funds, she says.

However, apps typically include language in their user agreements that while they try not to overcharge your account, they aren’t liable if they do.

In states where payday loans are allowed, a payday lender is unlikely to offer a free, unsolicited payment extension, as some apps claim. Some states require payday lenders to offer extended payment plans at no cost to troubled borrowers, but a 2021 report from the Consumer Financial Protection Bureau says some lenders are misrepresenting plans or not disclosing them.

Unlike payday lenders, the apps don’t make collection calls. If a user revokes access to their bank account to avoid a refund, the app will not attempt to collect the funds. The user simply cannot get another advance until they repay the previous one.

Find out:This millionaire couple changed their lives with passive income

Payday loans cost more

Payday loans tend to have high mandatory fees, unlike apps. Instead, they charge a small fee that users can accept throughout the borrowing process. These fees can add up, but they are usually lower than those charged by payday lenders.

For example, an app might charge a monthly subscription fee or a fee for instant access to funds. Most cash advance apps also ask for a tip for service.

The charges on a $375 payday loan are most often about $55 over a two-week period, Horowitz says. Since the cash advance application fee is mostly optional, you can easily keep the cost below $10.

Earnin user Sharay Jefferson says she’s used payday loans in the past, but switched to a cash advance app because it’s a cheaper way to cover bills and unexpected expenses.

“If you get a $200 payday loan, you might be paying something back three times over,” she says. “With Earnin, I’m going to have to pay that $200 back, plus whatever I decide to give them. It’s a lot cheaper.”

Don’t miss: What will student borrowers do after getting $10,000 or $20,000 debt forgiveness? MarketWatch asked readers – this was their #1 answer

Technically, apps are not lenders

Regulators like the CFPB have not classified payday advance apps as lenders, despite their similarities to payday loans.

Earnin CEO and Founder Ram Palaniappan says the app is more like a payroll service or an ATM because it makes it easier to access your own funds. Earnin asks users to upload a timesheet showing they worked enough hours to earn the cash advance amount. Other apps scan a user’s bank account for income and expenses to determine if they qualify for an advance.

Farahi says applications should be treated like creditors, meaning they would follow the Truth in Lending Act, which requires creditors to disclose an annual percentage rate. An APR allows consumers to compare costs between financing options. For example, users can compare the APR of a cash advance app to that of a credit card and choose the most affordable.

“People still need to know what the real cost of credit is and to be able to assess it and really compare that cost with other options,” she says.

Applications should also comply with applicable state lending laws. Currently, 18 states and Washington, DC, have maximum interest rate caps that could limit application fees, she says.

Cash Advance App vs Payday Loan: Which is Better?

If you’re in dire need of cash, you may have better alternatives than payday loans and advanced apps, Farahi says.

Local charities and nonprofits can provide basic food and clothing needs. A family or friend could lend you money at no extra cost. If you have a few hours to spare, a side gig could generate as much money as a typical payday loan or cash advance application.

If you have the choice between an app and a payday loan, the app is probably the best option because:

A cash advance from an app is unlikely to leave you in a better financial position, Farahi says. But it may be a little less likely than a payday loan to make things worse for you.

More from NerdWallet

Annie Millerbernd writes for NerdWallet. Email: amillerbernd@nerdwallet.com.

 

(END) Dow Jones Newswire

09-21-22 0502ET

Copyright (c) 2022 Dow Jones & Company, Inc.

Most and cheapest dog breeds: costs and details

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The most expensive dog breeds

The bigger the dog, the higher his monthly expenses will be. Most giant breeds only live eight to ten years, so the overall cost of ownership is lower than larger breeds that live longer. Taking life expectancy into account, here are the five dog breeds with the highest total cost of ownership*.

  • Giant Schnauzer: $34,410 over 14 years
  • Goldendoodle: $32,675 over 13 years
  • Tibetan Mastiff: $32,485 over 11 years
  • Black Russian Terrier: $30,200 over 11 years
  • Labradoodle: $29,475 over 13 years

Giant Schnauzer

This breed is only “giant” compared to other schnauzers. Adults typically weigh between 55 and 80 pounds, but are very active and may need up to 4 cups of food per day. You can expect to spend $290 a year on food and $345 on treats. Giant Schnauzers are highly intelligent but willful and can become destructive when bored. Thus, they need plenty of exercise and mental stimulation. You will have to spend on toys and training to help you.

Giant Schnauzer puppies are hard to find and cost an average of $2,500. First-year costs for this breed, including supplies, training, and vet visits, are around $5,940. Grooming is another substantial cost: a giant schnauzer has a double coat that needs to be hand-trimmed every four to six months. Expect to pay around $650 per year for grooming.

Giant Schnauzers are generally in relatively good health, although hip and joint problems, thyroiditis and squamous cell carcinoma are possible. Vet visits will cost an average of $675 per year, plus emergencies.

Giant Schnauzers cost an average of $2,190 per year of adult life. Considering first-year costs and a 14-year lifespan, that’s about $34,410, making the giant schnauzer the most expensive breed on our list.

golden doodle

It may surprise you to see this mixed breed on our list, but since the goldendoodle is a designer breed combining a golden retriever with a standard poodle, it’s quite expensive. Puppies are easy to find, but a responsible breeder who knows how to pair dogs to reduce the risk of hereditary disease will charge around $2,000 for a goldendoodle.

Food costs about as much as a giant schnauzer, about $290 a year, as the two breeds are similar in size and energy.

Goldendoodles don’t shed much, but they will need regular haircuts totaling around $710 a year. They are reasonably healthy, but like many large breeds they are prone to hip and elbow dysplasia. These genetic conditions can cause arthritis, joint pain, and even paralysis. So expect to spend around $675 a year on vet bills.

First-year expenses for a goldendoodle puppy average around $5,675, and you can expect to pay around $2,250 per year thereafter. On an average life expectancy of 13 years, that works out to about $32,675.

tibetan mastiff

The first truly giant breed on our list, Tibetan Mastiffs are huge, hard-working guard dogs that can weigh up to 160 pounds. They eat 4-6 cups of food per day, or about 430 pounds per year, totaling $390 per year plus an additional $345 for treats.

Another considerable regular expense is professional grooming at around $900 per year. Mastiffs’ thick double coats form a lion-like mane around their neck and shoulders, which creates a striking appearance but requires frequent grooming to remain matt and tangle-free.

Tibetan Mastiffs are a fairly rare breed. A puppy can cost between $1,800 and $4,500, although the average is $2,500. In 2011, a Tibetan Mastiff named Big Splash sold for $1.5 million — at the time, the most expensive dog never sold.

Even if you opt for a rescue dog with $500 adoption fee, you will still have to pay annual medical bills of around $750. Hip and elbow dysplasia and other orthopedic conditions are cause for concern, as are hypothyroidism and canine hereditary demyelinating neuropathy.

Total first year costs for a Tibetan Mastiff puppy are $6,235 because they are so expensive to buy and grow so quickly. These dogs also have the highest average annual costs for adults, around $2,625. However, since they only live for about 11 years, their overall cost is $32,485, slightly less than the goldendoodle.

Russian black terrier

The Black Russian Terrier resembles the Tibetan Mastiff in that it is a giant breed with a high annual cost and a short lifespan. It’s also rare, with puppies costing around $2,000. You can expect to pay around $5,750 in the first year of ownership between food, training, medical bills, and extra-large supplies.

Adult Russian Black Terriers can weigh up to 140 pounds and eat around $380 worth of food per year. Grooming their long double coats isn’t as difficult as a Tibetan Mastiff, but you’ll still pay around $730 a year for professional grooming. Black Russian Terriers are fairly healthy, but there is always a risk of elbow and hip dysplasia and an eye disease called progressive retinal apathy. Expect to pay around $750 per year in medical bills.

Overall, an adult Black Russian Terrier costs around $2,445 per year, or $30,200 over an 11-year lifespan.

Labradoodle

Another hybrid breed rounds out our top five, thanks to the relatively high price of puppies (around $1,550) and longer lifespan. Because this Labrador Retriever and Standard Poodle mix is ​​a designer breed, there aren’t many of them in shelters. You will likely need to find a breeder and possibly put yourself on a waiting list. Expect to pay around $225 for the first year of food and $255 per year for food thereafter.

Labradors have different coat textures and lengths, so grooming requirements depend on each Labradoodle’s parentage, but average around $650 per year. Most Labradoodles reach around 50 to 65 pounds, although some are bred smaller. Hip and elbow dysplasia are potential health issues, as are epilepsy, diabetes, and progressive retinal apathy. That said, Labradoodles tend to derive some health benefits from their hybrid genetics, so medical costs will be around $625 per year.

A labradoodle puppy costs around $4,695 the first year of ownership and $2,065 for each year thereafter. Assuming a 13-year lifespan, this breed has a total cost of ownership of around $29,475.


Is Your Credit Card Charging You Any Of These 9 Fees Dave Ramsey Warns You About?

Image source: Getty Images

You should check the fine print on your credit card statement to find out.


Key points

  • Credit card charges are very common and can cause your credit card to cost you more.
  • Dave Ramsey warned of nine fees to watch out for, including late fees, cash advance fees and returned payment fees.

Credit cards can make shopping easier since you can charge things instead of carrying cash for your purchases. If you use the cards responsibly by not overcharging and paying them back in full, they can also help you build credit and earn you valuable rewards.

But, cards can also cost you money, especially if you end up incurring additional fees that card issuers sometimes add. Financial expert Dave Ramsey has warned of nine common charges you may incur when you have a card, and it’s worth checking to see if you currently cover any of them.

Nine fees to watch out for

The nine charges Dave Ramsey warns about include:

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More: Consolidate your debt with one of these top-rated balance transfer credit cards

  1. Annual fees: Ramsey asked, “Did you know you can be charged just for the ‘privilege’ of having a credit card?” He explained that not all card issuers charge for them, but some do. And he warned that sometimes fees are waived in the first year, but come into effect afterwards.
  2. Late fee: These are charged if you pay your bill late. As Ramsey explains, the CARD Act limits the first over-limit fee to $28 and allows subsequent over-limit fees to go up to $39 if you’re late a second time within six months.
  3. Balance Transfer Fee: You will pay these fees if you transfer a balance to your card. “You will be charged a percentage of the amount you move,” Ramsey explained.
  4. Cash advance fees: If you receive money from your credit card instead of just charging for purchases, a cash advance fee is usually added. Cash advances may also cost you more for another reason. “Unlike other purchases, cash advances don’t have a monthly grace period,” Ramsey explained. “That means they’ll start increasing interest as soon as the money is in your hands, not just when the billing cycle is over. Talk about a punch in the stomach!”
  5. Overlimit Fee: If you go over your card’s credit limit, Ramsey says you may be charged these fees, although not all cards assess them.
  6. Expedited Payment Fee: Ramsey says some card companies charge you if you make an expedited payment because you’re worried your payment won’t arrive on time.
  7. Foreign transaction fees: As Ramsey explained, these fees can be charged both when you’re abroad and when you’re buying something from a seller who doesn’t charge in US dollars.
  8. Returned Payment Fee: If your payment is returned due to insufficient funds or other issues, Ramsey says your card company will typically charge you to return your payment.
  9. Card Replacement Fee: Finally, a lost card may also result in additional charges.

As Ramsey explains, there are so many fees because “credit card companies love people with nothing but pennies.” So, since it’s your money that’s at stake, it’s important to be aware of what you’re being charged and make sure you protect yourself from these additional costs.

How to avoid unnecessary credit card charges

Follow these steps:

  • First make sure that the fees are really unnecessary. In some cases, for example, the annual fee is worth paying if your card comes with generous rewards and benefits that exceed the value of the fee. And the balance transfer fee may be worth paying if the balance transfer saves you more interest than you pay up front.
  • Set up automatic payments to avoid late fees and expedited payment fees.
  • Avoid making cash advances, which can be very expensive and usually unnecessary.
  • To avoid overlimit fees, don’t max out your credit cards.
  • Look for a card that doesn’t charge foreign transaction fees if you go abroad.
  • Keep your card in a safe place so you don’t have to replace it.

Now that you’re aware of these fees, you have the tools you need to make sure you don’t get stuck paying them. There’s no reason for your card to cost you more than you need to, so heed Ramsey’s advice and avoid cards with unnecessary fees.

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  • Best Bad Credit Loans and No Credit Check Loans with Guaranteed Approval in 2022

    Best Loans for Bad Credit: Get No Credit Check Loans with Guaranteed Approval

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    Bad Credit Loans USA – Best for Small Bad Credit Loans with Guaranteed Approval

    If your poor credit is preventing you from getting financial help when you need it, you should check Problematic loans in the United States. The platform has an excellent reputation for connecting borrowers with bad credit to lenders who will lend up to $5,000 without a credit check and on the same day.

    The company partners with direct lenders who are reliable and trustworthy and who are ready to work with you to find a financial product that meets your needs. If you meet their reasonable requirements, they will offer you online loans regardless of your credit rating. There are dozens of lenders offering different types of loans. payday loans, title loans, installment loans, etc.

    Advantages

    • Dozens of reliable and trustworthy direct lenders
    • Quick approval and funding
    • Online and automated application process
    • Bad credit is considered

    The inconvenients

    Get Instant Access to Easy Loans on USA Bad Credit Loans Today! >>>

    WeLoans – Best Overall for Bad Loans

    WeLoans is arguably the best online platform for bad loans. Although fairly new to the market, it quickly caught on and became a household name in the United States. This allows borrowers with not-so-stellar credit to easily access loans from some of the most reputable lenders in the country.

    WeLoans partners with a large number of direct lenders who can provide different loans, including title loans, payday loans, and personal loans for bad credit. The site strives to ensure that borrowers who are looking for urgent loans get their money as quickly as possible to help them with their needs.

    To access a loan, all you have to do is complete a simple online form which is then immediately distributed to several lenders. These lenders review the application and get back to you within minutes with offers. Once you have settled on a lender, you will receive your money as quickly as the same day.

    Advantages

    • Reliable and reputable lenders
    • Easy to use platform
    • No hidden fees
    • Fast and direct funds transfer

    The inconvenients

    • You may need to provide proof of income to qualify

    Get bad credit loans available on WeLoans today! >>>

    CocoLoan – Best for same day loans with no credit check

    CocoLoan is another great platform that connects borrowers with direct lenders that offer different types of loans without credit checks. If you have a financial emergency, this platform can connect you with lenders who will lend you up to 35,000% without a credit check and on the same day.

    To get instant access to multiple lenders, just go to the CocoLoan site, complete and submit the simple online form, and you’ll start receiving offers right away. Start by reviewing each offer you receive to find the one that best suits your needs.

    Once you have chosen your offer, you can respond to the lender and discuss the terms. You will receive your money quickly once you sign an agreement. Quick, easy and effortless.

    Advantages

    • Practical – 100% online services
    • Dozens of reputable and reliable lenders
    • Effortless application, quick approval
    • Bad credit may qualify

    The inconvenients

    • Some lenders may require proof of source of income.

    Apply for a bad credit loan with instant approval on CocoLoan today! >>

    Factors to consider when looking for the best loans for bad credit with guaranteed approval

    Eligibility

    Before applying for a loan, check your eligibility and their requirements. Even though payday lenders approve of low credit, some require a minimum FICO score of 620. You also need to consider your debt-to-equity ratio, which is your monthly expenses compared to your income. Lenders require borrowers to have a stable income to ensure timely repayments.

    Interest charges

    When you borrow money, the interest rate is crucial. Compare the minimum rates to see if they are reasonable. Also check your credit score because generally better credit means lower interest rates. bad lenders could offer fixed and non-variable interest rates. These fixed rates can remain constant for the duration of the loan, while variable rates are adjustable.

    Terms and conditions

    Before signing the contract, it is always advisable to read between the lines. Read carefully and make sure that the terms spelled out on the contract are favorable to your needs and you won’t have any problems with them during the repayment period.

    Other expenses

    Different lenders have different fees associated with the loans offered. For example, some lenders have initiation fees, processing fees, late payment fees, NSF check penalties, etc. Make sure you understand all the expected fees before signing the contract, so that there are no surprises in the future.

    Last word

    There aren’t many options available for people with bad credit. But that doesn’t mean you can’t get the help you need when you’re in a financial emergency. We have compiled these platforms to help you see some of the possibilities available that you can use when needed.

    How a minority-owned bank outwitted payday lenders

    Image source: Getty Images

    OneUnited Bank is proof that some companies still have heart.


    Key points

    • Cash Please is OneUnited Bank’s way of protecting its customers from predatory lending.
    • NBCUniversal spent six months tracking and recording the unique mission OneUnited has set for itself.

    It’s impossible to meet Teri Williams, President and COO of OneUnited Bank, and not be impressed by her humility. Williams isn’t one to draw attention to herself and doesn’t particularly like being the center of attention. That’s one of the reasons it came as a bit of a surprise to learn that Williams had allowed an NBCUniversal camera crew access to the inner workings of OneUnited for six months.

    Cameras followed Williams and her husband, Kevin Cohee, Chairman and CEO of OneUnited, as they continued their mission to close the racial wealth gap in America. And one of the (many) technological innovations they have developed to achieve this goal is preventing predatory lenders from taking advantage of their customers.

    cash please

    OneUnited’s breakthrough digital product, Cash Please, represents a small but essential way the bank is looking to help its customers find their financial footing.

    Here’s how it works:

    • Customers need more money than they have in their bank account. Maybe they had an emergency, or inflation is making it impossible to switch from one payday to the next.
    • Rather than borrowing money from a payday lender, OneUnited Bank customers can now borrow the funds they need from their bank.
    • Loans are designed to be relatively small and short-term.
    • No credit check is required.
    • Unlike the 400%+ interest rates offered by payday lenders, the APR is manageable (about the same as an average credit card).
    • Cash Please loans cannot be rolled over into another loan, a practice employed by payday lenders that traps borrowers in a cycle of debt.

    born from heart

    OneUnited executives offered Cash Please after sitting down to review what Williams calls “our customer pain points”. As they worked to identify the types of issues that stood in the way of building wealth, they discovered that they included predatory lending.

    The executives acknowledged that some of their customers go to payday lenders for loans to pay for their usual expenses. It’s no secret that interest rates north of 400% are the norm in states where payday loans are still legal and payday lenders have created a system that prevents many from breaking the cycle. and get out of debt. When two weeks pass and he has no money to repay his loan, the borrower must take out another loan to cover the first one.

    This practice goes against OneUnited’s goal of helping customers build generational wealth. And that’s how Cash Please was born.

    Sure to attract attention

    Whether or not Williams relishes the limelight, it’s only natural that a major news agency would find history in what OneUnited has achieved over the past quarter century.

    Kevin Cohee explained, “This moment of social awareness has created an unprecedented opportunity for our country to overcome the lasting damage of our history of systemic racism. Technology provides the opportunity to organize effectively to drive political change, social and economic. It also creates the greatest opportunity to generate wealth in human history.”

    To achieve this goal, OneUnited provides a wealth of online financial education materials. The bank has sponsored seminars with some of Hollywood’s biggest stars as well as highly respected financial gurus. The bank also offers second chance banking services for those with a negative ChexSystems report and unlimited support from dedicated staff.

    When asked which of the bank’s technological advancements she believes had had the most significant impact, Williams replied: “It’s not a specific service but a broad umbrella. After hundreds of years distrust of black community banks, we began to cut corners on that lack of trust.”

    It is natural for black households to be wary of banks. Even today, it can be more difficult to qualify for a loan or even receive a fair home appraisal if you are black. But, according to Williams, it’s “fundamental” for their community to know they can trust those they choose to do business with. “We want them to know that we’re not trying to provide predatory service,” she said.

    As Williams points out, ultimately, “it’s hard to build wealth without a bank.”

    NBCUniversal show The passage will premiere with the OneUnited Bank episode on Saturday, September 17, 2022 at 2:30 p.m. ET on CNBC. On September 19, the program will also air on CNBC.com and Salesforce+, and will debut on the Peacock streaming service on October 3.

    These savings accounts are FDIC insured and could earn you up to 19x your bank

    Many people miss out on guaranteed returns because their money languishes in a big bank savings account earning almost no interest. Our choices of best online savings accounts can earn you more than 19 times the national average savings account rate. Click here to check out the top picks that landed a spot on our shortlist of the best savings accounts for 2022.

    Cash Advance Apps vs Payday Loans: Which is Better?

    Getty Images

    Young man working from home

    If you’re asked to imagine a payday lender, you might think of a storefront in a mall with green signs and neon slogans like “everyday payday.” You probably wouldn’t imagine a mobile app that advertises on TikTok and sports a colorful logo.

    But cash advance apps like Earnin and Dave provide advances with the same borrowing and repayment structure as payday lenders, and consumer advocates say they carry similar risks. Both are quick, no-credit-check options for closing an income gap or easing the pressure of inflation.

    Neither is an ideal first choice for borrowing money quickly, but knowing their differences can help you save money and avoid hurting your finances.

    Cash advance apps work like payday loans

    Like most payday loans, a cash advance or paycheck app lets you borrow money without a credit check. You are also required to repay the advance, plus any fees you have agreed, on your next payday.

    A single payment cycle is usually not enough for borrowers to repay payday loanso many people fall into the habit of getting another loan to pay off the previous one, says Alex Horowitz, senior director of The Pew Charitable Trusts.

    App users may find themselves in a similar cycle. A 2021 study by the Financial Health Network found that more than 70% of app users get back-to-back advances. The study doesn’t say why users re-borrow, but Horowitz says the behavior is particularly similar to payday loans.

    “Direct-to-consumer payday advances share DNA with payday loans,” he says. “They’re structured the same, they have repeat borrowings, and they’re scheduled based on the borrower’s payday, which gives the lender strong collectability.”

    Apps can offer more flexibility

    Payday lenders and payday advance apps collect repayment directly from your bank account. If your account balance is too low when funds are withdrawn, you could incur overdraft fees, says Yasmin Farahi, senior policy adviser at the Center for Responsible Lending.

    An application may try to avoid overcharging your account. Mia Alexander, Vice President of Customer Success at Dave, says the app reviews users’ bank accounts before withdrawing the refund. If the refund puts the balance close to zero or negative, the app may not withdraw the funds, she says.

    However, apps typically include language in their user agreements that while they try not to overcharge your account, they aren’t liable if they do.

    In states where payday loans are allowed, a payday lender is unlikely to offer a free, unsolicited payment extension, as some apps say. Some states require payday lenders to offer extended payment plans at no cost to troubled borrowers, but a 2021 report from the Consumer Financial Protection Bureau says some lenders are misrepresenting plans or not disclosing them.

    Unlike payday lenders, the apps don’t make collection calls. If a user revokes access to their bank account to avoid a refund, the app will not attempt to collect the funds. The user simply cannot get another advance until they repay the previous one.

    Payday loans cost more

    Payday loans tend to have high mandatory fees, unlike apps. Instead, they charge a small fee that users can accept throughout the borrowing process. These fees can add up, but they are usually lower than those charged by payday lenders.

    For example, an app might charge a monthly subscription fee or a fee for instant access to funds. Most cash advance apps also ask for a tip for service.

    The charges on a $375 payday loan are most often about $55 over a two-week period, Horowitz says. Since the cash advance application fee is mostly optional, you can easily keep the cost below $10.

    Earnin user Sharay Jefferson says she’s used payday loans in the past, but switched to a cash advance app because it’s a cheaper way to cover bills and unexpected expenses.

    “If you get a $200 payday loan, you might be paying something back three times over,” she says. “With Earnin, I’m going to have to pay that $200 back, plus whatever I decide to give them. It’s much cheaper. »

    Technically, apps are not lenders

    Regulators like the CFPB have not classified payday advance apps as lenders, despite their similarities to payday loans.

    Earnin CEO and Founder Ram Palaniappan says the app is more like a payroll service or an ATM because it makes it easier to access your own funds. Earnin asks users to upload a timesheet showing they worked enough hours to earn the cash advance amount. Other apps scan a user’s bank account for income and expenses to determine if they qualify for an advance.

    Farahi says applications should be treated like creditors, meaning they would follow the Truth in Lending Act, which requires creditors to disclose an annual percentage rate. An APR allows consumers to compare costs between financing options. For example, users can compare the APR of a cash advance app to that of a credit card and choose the most affordable.

    “People still need to know what the real cost of credit is and to be able to assess it and really compare that cost with other options,” she says.

    Applications should also comply with applicable state lending laws. Currently, 18 states and Washington, DC, have maximum interest rate caps that could limit application fees, she says.

    Cash Advance App vs Payday Loan: Which is Better?

    If you need cash urgently, you can have better alternatives than payday loans and advanced apps, says Farahi.

    Local charities and nonprofits can meet basic food and clothing needs. A family or friend could lend you money at no additional cost. If you have a few hours to spare, a side gig could generate as much money as a typical payday loan or cash advance application.

    If you have the choice between an app and a payday loan, the app is probably the best option because:

    • It is less expensive.
    • It may not trigger overdraft charges.
    • If you don’t pay it back, the app won’t send you to collections.

    A cash advance from an app is unlikely to leave you in a better financial position, Farahi says. But it may be a little less likely than a payday loan to make things worse for you.

    These 3 dog breeds are the most adapted to the climate of India

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    Here are some dog breeds suitable for the Indian climate

    ” class=”lazy img-responsive” data-src=”https://www.iwmbuzz.com/wp-content/uploads/2022/09/these-3-dog-breeds-are-most-suited-to- the-climate-of-india-4-920×518.jpg” width=”920″ height=”518″ alt=”These 3 breeds of dogs are best suited to India’s climate” />

    India has a wide range of climates. Despite the fact that they find it difficult to adapt to the Indian climate, dog-loving people usually choose foreign breeds of dogs as pets. The weather can impact how active a dog is; some dogs are better suited to hot, humid summers than others, while some dogs enjoy cold, humid winters. Breeds that need cold temperatures, like the Siberian Husky, Alaskan Malamute or Saint Bernard, for example, would not survive India’s humid climate. Therefore, it is essential to consider the environment and climate when choosing a pet. Choose dog breeds that can adapt to your environment. The 3 best dog breeds for the Indian climate are given below.

    German shepherd

    It is one of the most popular dog breeds in India. Another term for them is Alsatian, an Indian version of the German race. They can thrive and even grow in extreme heat and cold conditions. These dogs make excellent security dogs due to their powerful personalities and strong commitment to their handlers. Their average lifespan is 12 years. They are fast and incredibly strong dogs, and it takes a lot of effort to handle them.

    Labrador

    In India, the Labrador dog breed is especially popular. They are a loving and wise breed that needs care, education and devotion. They are perfectly suited to the environment in India as they have a smooth, silky undercoat in the summer and a rough outer coat that helps repel water in the winter. They need to exercise regularly as they love to eat and tend to gain weight. Their typical lifespan is 10 to 12 years. It is one of the friendliest dog breeds out there.

    Pug

    These dogs are small in size. They are caring and caring. Most of them are cheerful, brave and gregarious. They do not require routine professional grooming due to their short coat and low maintenance. They are easy to train and love to be cuddled. Usually they have a lifespan of 13 to 15 years.

    A sweet new business: Suds in the Bucket Dog Grooming & Spa opens in LaPlace – L’Observateur

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    A new legged business: Suds in the Bucket Dog Grooming & Spa opens in LaPlace

    Posted at 12:11 a.m. on Saturday, September 10, 2022

    LAPLACE — Pampered puppies can receive luxurious services ranging from haircuts and baths to pedicures and facials at Suds in the Bucket Dog Grooming & Spa, a new business located at 528 E. Airline Highway in LaPlace.

    Candace Hoover, a hairstylist turned dog groomer, said her love for animals inspired her to open LaPlace’s only full-service dog spa. The company officially opened on August 24, and Hoover enjoyed every minute.

    “I was a hairdresser many years ago, and I had to quit because I had young children and it was too many hours. Now that the children are older and I’m a a big animal lover, I decided to take lessons and do some observation,” Hoover said. “The transition was great. I already have previous experience, so I knew how to use the tools. love meeting all the different breeds coming in, some that i have never heard of before like a bulldog-poodle mix.. i love hearing people share stories about their dogs.

    As a dog owner, Hoover realized a need for more grooming services in the St. John the Baptist Parish area. This need has increased over the past year, especially with the closure of Petsense since Hurricane Ida. Another respected local business, Scarlet’s Pet Grooming, recently closed as the owner takes time to focus on her growing family.

    Business has boomed in the weeks since Suds in the Bucket opened at LaPlace, with bookings already extended through part of October.

    Grooming is generally recommended every six to eight weeks for some breeds, while puppies may need to come more frequently. Suds in the Bucket accepts dogs as young as eight weeks old. All dogs entering the store must have an up-to-date hunting record.

    The Suds in the Bucket bath package includes a bath, blow dry, nail trim and ear cleaning. The spa package includes the basic services of the bath package and goes even further with a haircut, paw butter and blueberry facial. Each pampered pup ends the date with a bow tie or bow tie and designer perfume.

    “With our spa package and our bath package, we wash the dog twice. The first wash is to dislodge debris and the second is to clean everything. Then we do a very heavy conditioner,” Hoover said. “After the spa or their bath, we like to do a little photo shoot.”

    There are also options for a la carte services including, but not limited to, nail trimming, teeth cleaning, and nail polish.

    Receptionist Heidi Reuther said Suds in the Bucket welcomes both customers and dogs, and the company sets itself apart with high-end products. Hoover has selected shampoos for specific breeds. There really is something for everyone, whether a four-legged friend needs a serious cleaning or a shampoo to overcome the strongest smells.

    Hoover said dogs benefit from spa services like paw butter, the canine equivalent of a manicure and hand massage. They also seem to like the relaxing feeling of blueberry facials.

    “With facials, they always fall asleep in the tub or on the table,” Hoover said.

    As the company grows, Hoover also plans to give back to the community.

    “I was born and raised here, so it’s very special to me. I plan to do giveaways for free grooming and spa treatments,” Hoover said. “I plan to support Carnival Ball for our schools. I also want to do a school supply giveaway next year.

    Suds in the Bucket is open 9 a.m. to 1:30 p.m. Wednesday through Saturday and 5 p.m. to 8 p.m. Wednesday nights.

    For more information or to make an appointment, call 504-874-7952.

    8 Types of Dog Behavior Explained

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    All dogs are different and each has a different personality. However, they have some quirks and behaviors in common. Some of them may seem strange to their owners. To ensure your dog is happy and healthy, you need to be aware of common behaviors and learn to notice when something is wrong. Our list of some canine behaviors will help you start the journey to improve your pet’s life.

    tilting the head

    Head tilting is something you might see your dog doing quite often. You might see such behavior mainly with puppies. They seem to interrogate you. However, the small action can often mean they are trying to see or hear better. Or they hear a new sound or experience something unusual and can’t quite understand it. But if you notice that your dog has no control over the head tilt or is doing it more than usual, you should ask the vet to see if there are any health issues.

    lick the air

    When you see your dog licking air, it can have many causes. This can, for example, mean that your dog is hungry or thirsty. If you’re home, check their water bowl and if you’re away, take a drink break. It can also become the dog’s way of asking for attention if you recognize the behavior every time. It can also mean that there is something wrong with your pet. If you notice your dog licking the air excessively or out of the blue, you may want to consult your veterinarian to make sure there are no health concerns.

    Pressing on their head

    Seeing your dog leaning his head against a wall or other firm surfaces is not too common. However, you should be vigilant if you see your dog taking such actions. Such behavior is a sign of several serious health problems – from toxic poisoning to brain disease. When you see your dog pressing his head against hard surfaces, you should see the vet as soon as possible to see what the problem is and how you can fix it.

    chasing their tails

    When dogs chase after their tails, it can be considered playful behavior. However, seeing that your pets can’t get away or start chewing their tails once they catch them can be a sign of a serious health issue. If the dog continues to run in circles, it may indicate an ear infection. Some dogs can also develop obsessive-compulsive disorder. When you see that going around in circles isn’t just a game anymore, take your dog to the vet for a check-up.

    lick people

    When a dog licks you, it is most often a sign of affection. However, that doesn’t always mean they kiss you. Sometimes when dogs lick you, they can groom you, just like when a mother cleans and cares for her puppy. It can make dogs more relaxed. But you should still read their posture. If dogs are licking you and having a tense posture at the same time, they could be signaling that you’re too close to them and they need more space.

    Lean on people

    Leaning on their owners is typical, mainly for large dogs. They are affectionate animals, and when they lean on your feet, legs, or body, they just want to be closer to you and get your attention. In some cases, it can also be a sign of insecurity. Being close to you helps them deal with the situation. They are not trying to dominate you in any way. In some cases, it can also be a sign of separation anxiety. And if dogs lean on you because they have trouble standing or sitting up straight, make an appointment with a veterinarian.

    Panting

    Panting is completely normal dog behavior. However, it is still useful to know the reason behind it. Dogs don’t sweat like people. To protect themselves from overheating or heatstroke, they must rely on the exchange of air in their mouths to cool their bodies. Nevertheless, you should try to keep your dog cool as this is not very effective. Other reasons for panting can be stress, anxiety, or fear. In this case, you should do your best to remove the dog from the situation to improve sensation. It can also be a sign of illness or injury. If panting seems to be a problem, seek advice from the veterinarian.

    Sitting on your feet or between your legs

    If your dog likes to sit on your feet or between your legs, that’s another sign of love and affection. It can also make them feel more secure when feeling anxious or nervous. They want to be closer to you and are just trying to deal with their feelings. They may also do this when meeting new people or other dogs. This way they show others that you are their human.

    This article originally appeared on petbloglady.com

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    Credit Karma agrees to pay $3 million | Editorial

    Did you apply for a credit card because Credit Karma said you were pre-approved, but were declined? If so, you may be entitled to compensation. No seriously. The Federal Trade Commission orders the credit monitoring service to pay users $3 million after shoving pre-approved fake credit cards on customers and damaging their credit. Nearly a third of Credit Karma users who applied for the pre-approved credit cards were later denied, following a credit check. According to a complaint filed by the FTC, the marketing efforts wasted consumers’ time and negatively impacted their credit scores. When a business launches a marketing campaign designed to trick customers into doing certain things, like applying for a pre-approved credit card, for example, they’re engaging in what’s called a “dark pattern.” According to a news article, the FTC cracks down on predatory practices that “harm consumers and pollute online commerce.” Credit Karma allegedly violated the Federal Trade Commission Act between February 2018 and April 2021, promoting products that consumers had a 90% chance of being approved or pre-approved for, but were ultimately turned down. This is an accusation that Credit Karma denies. The company said in a statement that it disagrees with the FTC’s claims, but has reached an agreement so it can start helping customers again, according to a report. According to Credit Karma’s statement, the company only gets paid when users are approved for things like credit cards. However, the FTC’s allegations focus on Credit Karma’s historical use of the term “pre-approved” for a small subset of personal loan and credit card offerings that were available on their website prior to April. 2021 and do not challenge the language of the approval ratings. the company has been supplying its customers ever since. As a result, Credit Karma has agreed to pay $3 million to the FTC, which will be sent to customers who have been harmed by Credit Karma’s predatory practices. The company will also stop misleading customers about credit offer approvals, which will be documented by an order requiring Credit Karma to keep records of its marketing efforts, according to the report. It’s unclear how many customers were affected by the “pre-approved” offers that turned out to be false, or how many each customer can expect to receive as part of the settlement. What Credit Karma has done is really no better than the practices that payday loans have engaged in – although the big difference is that the customers actually didn’t pay anyone any money; they just applied for a “promised” credit card or loan that was declined.

    Alycia Baumgardner says she feels fear in Mikaela Mayer

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    Alycia Baumgardner (left) takes aim against Terri Harper (right) – Photo by Mark Robinson/ Matchroom Boxing

    Alycia Baumgardner liked to hit things growing up. The pint-sized dynamo was a great all-around athlete as a child. She dabbled in gymnastics, wrestling, softball, track and field and especially boxing, which she started at the age of eight. She had many cousins ​​and she hung out with them. The 28-year-old isn’t intimidated.

    So when she faced Ring, IBF and WBO junior lightweight titleholder Mikaela Mayer on Tuesday, Baumgardner, the WBC titleholder who is the Ring’s second junior lightweight, felt her bigger foe radiate with fear. The lightweight unification showdown will take place at the O2 Arena, London, England, this Saturday on ESPN (2 p.m. ET / 11 a.m. PT) and on Sky Sports in the UK (7 p.m. GMT ).

    Baumgardner’s (12-1, 7 KO) goal is to get within reach of Mayer and punish the 32-year-old to the body. The 5-foot-9 Mayer (17-0, 5 KO) will try to keep the 5-foot-6 Baumgardner on the outside at the end of his jab.

    Baumgardner, known as “The Bomb”, feels she has several advantages over Mayer. Trust above all.

    “It was a bit intense when we first met (Tuesday) and that told me where I belong,” said Baumgardner, who is trained by former WBC junior middleweight titlist Tony Harrison. , who works with Baumgardner in Detroit, Michigan. “It told me (also) that she’s scared, that she’s threatened, and it tells me that she knows she’s going to lose on Saturday. That’s all I needed to see. I go out of energy. She’s definitely nervous. Her body language told me that. I read people easily.

    “She is 5-7 years old. She’s not 5-9. But I don’t care, 5-7, 5-9, 5-11. As a fighter, you adapt and she fights like a great fighter, which suits me better. She fights squarely. It’s perfect. Standing next to her, she wasn’t much taller than me.

    Baumgardner is aware that Mayer is considered the “A side”, which doesn’t matter to her either. She has been in title fights before.

    “It’s okay, I know what my mission is to beat her,” she said. “My fight against Terri Harper (when Baumgardner won the WBC belt by TKO 4) I was the ‘B-side’. That’s why I say it doesn’t matter. Look what happened to him I had a great camp for this fight. I’ve been fighting for 20 years. I feel like I’ve finished it all (Mayer). My technique, my experience, it’s a way of life for me. I have first wrestled when I was five. Boxing is something that got stuck. We made it a reality. My parents saw something special in me. I was a naturally gifted athlete, and my parents knew how to impose this on me.

    Baumgardner feels like she faced and overcame adversity when she lost to Christina Linardatou by split decision in 2018 in an intense fight. She faced a 9-1 fighter, and Baumgardner still feels like she won. She says the loss doesn’t define her. She knows what it’s like to lose and what it’s like to take a two-year layoff (during the COVID-19 pandemic, when she underwent surgery to repair a partially torn ACL in the right knee that she was injured in a fight). She says Mayer is an “entitled” champion, who has never faced adversity.

    Baumgardner hopes Mayer will come forward and commit. She says she’s ready for whatever Mayer brings.

    “You’re going to see a fight,” she promised. “I know she has an amateur style, so she’s going to be on her bike all the time. For me it will be about cutting the ring and that means throwing my punches in bunches. If she wants to show up, we can make it a dogfight. I’m here to put her on the canvas and make sure she doesn’t get up. With this fight, you’re going to see someone get arrested.

    “I gave her three options: her trainer is going to throw me in the towel, the ref is going to stop her or I knock her out. It’s going to be great. Everyone is going to enjoy it. I’m overweight. My weight is good. She looks like a raisin (laughs).

    “Mayer’s face tells me she’s scared. My only plan is to keep moving forward and she’s on my way.

    Joseph Santoliquito is an award-winning sportswriter who has worked for Ring Magazine/RingTV.com since October 1997 and is the president of the Boxing Writers Association of America. He can be followed on twitter @JSantoliquito [twitter.com].

    I’m a veterinarian – here are the seven best dog breeds for new owners… some are controversial, I know I’m right

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    Do you want to have a dog but you don’t know which breed to choose for your first doggie?

    A vet has revealed the seven breeds he would recommend for new dog owners – and it has dog lovers divided.

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    Veterinarian Amir revealed seven dog breeds that are suitable for new dog ownersCredit: TikTok/@amirthevet
    Amir sparked a debate after saying poodles are good pets for people who have never had a dog before

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    Amir sparked a debate after saying poodles are good pets for people who have never had a dog beforeCredit: TikTok/@amirthevet

    TikTok user Amir Anwary, who posts under @amirthevetuploaded a video showing his top picks.

    The first was a poodle, and he explained, “They require a lot of grooming!

    “However, they are fun, affectionate, intelligent and easy to train, which makes them a good first dog.

    “In fact, they’re low-maintenance, even though they’re smart!”

    The next was a boxer, and that also divided opinion.

    Amir justified his choice by saying: “I love the Boxers! I’ve never had a bad one like never before.

    “They’re also one of the only large breed dogs that doesn’t have a hunter personality.”

    He also recommended Whippets, Golden Retrievers and King Charles Spaniels.

    Amir then praised Labrador Retrievers and Springer Spaniels.

    Although her video racked up 37,000 likes, it caused debate in the comments.

    One said: “Boxers are not first-time dog owners. They are so prone to jumping and can be very stubborn in training.

    Another added: “Not labs!! they are high energy and high maintenance to maintain a healthy weight. not good for new owners/families.”

    However, one person commented, “People in the comments have never had difficult races and it shows.”

    Amir said poodles are

    5

    Amir said Poodles are “fun, affectionate, intelligent and easy to train”Credit: Getty
    Amir also recommended the Boxers, but not everyone agreed

    5

    Amir also recommended the Boxers, but not everyone agreedCredit: Getty
    The vet also praised King Charles Spaniels for first dog owners

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    The vet also praised King Charles Spaniels for first dog ownersCredit: Getty

    Seeing the beauty of the bride, the senses of the virgins flew away, cursing their broken luck. Unique wedding bride kisses her husband viral video

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    New Delhi:

    Unique Wedding Bride Kisses Her Husband: It is every boy’s greatest sorrow that his life is dry and dry without a girl. Often singles keep cursing themselves when their luck will open up. When will a girl come into his life? On the other hand, when a very beautiful girl is seen with a fat, fat or old person, then her wound turns green again. Only one question comes to his mind, if he finds such a girl, then what is the fault in me God. A video chronicling the heartbreak of single boys is going viral on social media. Seeing that you are also going to be shocked for a while.

    Mismatched Pair Stories – You must have heard a lot of stories too. Often, whenever we see a mismatched pair, we start whispering to each other. It’s the same with social media these days. Seeing a mismatched pair, even single people curse their bad luck.

    See also: Doctors’ handwriting is beyond comprehension by Anand Mahindra, shared this video

    the bride kisses her husband
    In fact, over 12,000 people have liked the video of this mismatched pair on social media so far. At the same time, some users are also seen comforting themselves in a different way. A user comments that I love you daddy ko bhi bol sakte hain yar. You can also say I love you to dad, man. That is, it is not necessary that the beautiful woman seen in the video does not kiss her husband, but her father.

    See also: Viral: The dog walked the scale, so people gave him the title of ‘smart dog’

    The Last of Us Part 1 team talks about Remake’s focus on the senses

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    The last of us part 1 wasn’t the most popular game when it was announced earlier this summer, largely because people wondered how necessary it was and whether or not it was both a “money grab” and a grab for the upcoming HBO series based on the game starring Pedro Pascal. It is important to note this last part. However, Naughty Dog and others stepped in to defend the game for a variety of reasons, not the least of which was that the team put in a ton of work trying to make sure it was a remake also complete in terms of visuals, sound, and more. A new video from the team helps cement that fact and provides a bit more detail.

    The team almost immediately admits that this remake was designed to intrigue the senses more than the original version. Some team members noted that when they created the original version, they “hit a limit”. They did everything they could with the PS3, and while it was stunning at the time, it wasn’t the “true vision” of gaming. So now, with two versions in terms of consoles and with the true power of the PS5 at their fingertips, they were able to do more, bring out more intricate details, and shine a light on how great the game still was. considered to be.

    One of the best examples of this for them was easily in environments and facial animations. For environments, on the PS3 they did what they could, but they always had a limit on what they included. Also, with shading, they’re able to make it look more realistic at times, especially during cutscenes where lighting can be so important in helping the emotion of the scene itself.

    As for the facial animations, the entire character model has been reworked for each character so that the facial animations are better fleshed out and more realistic. You will see many nuances in how the characters act, how they look at each other, how they react to certain things, etc.

    If nothing else, you can definitely hear the team’s passion for the title and why this remake was important to them. They really feel that this game was meant to be something special on the PS3 and it was, but it wasn’t the “final release”. Now they are able to show it and they want people to appreciate the hard work and effort they put into making this game shine.

    The last of us part 1 is available now on the PS5.

    Source: YouTube

    Growing up around animals, Paula Phillips developed a passion for grooming dogs. She made it her life’s work | Company

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    Woman grooms black dog with clippers

    Paula Phillips gives Rosie, a goldendoodle, a haircut recently at Shamrock Dog Grooming on Lyman Street in Pittsfield. “Most dogs in general love to be groomed,” she said. “They like to be pampered.”



    PITTSFIELD – Tall and bushy, short or shaggy. Dogs come in all shapes and hairstyles, so learning to groom the different breeds of this highly varied species takes not only talent but also skill.

    Paula Phillips knows how this blend of talent and skill goes together as she has been a dog groomer for several years. She and her husband, Tom, who live in Peru, own Shamrock Professional Dog Grooming, which has been in Pittsfield for 16 years. But Phillips’ background as a dog groomer goes back much further than that. It all started in his native Ireland, where Phillips grew up on a farm surrounded by animals.

    We recently spoke with Phillips about her craft and here’s what she told us.

    Q: How did you become a dog groomer?

    A: I was born and raised in Ireland, grew up on a farm working with animals since I was 6 years old. As a young teenager, I worked at a kennel that bred springer spaniels. I got involved with them. They taught me to groom them, to prepare them for dog shows. It was my first introduction to grooming, and then it escalated from there.

    Q: How old were you when you started grooming?

    A: At the kennel, probably 14.

    Q: How do you learn to do this work?

    A: It is definitely a learned skill. There are schools where you can go to learn. After working in the kennels, I came here to the United States and apprenticed with a groomer. At the time, you were an apprentice for two years. You don’t get paid for it or anything, you are an apprentice and they teach you the skills. … That’s where I acquired a lot of knowledge, plus there was reading and my love for it.

    Q: Where are you from in Ireland?

    A: I come from Limerick. I came here in 1983. I met [my husband] here.

    Q: Why did you come to the United States?

    A: Because it was the land of opportunity. The Irish are always very adventurous. At the time, there wasn’t a lot of work there. What I have been able to do here with my business, I could not do in Ireland. … That’s why I call it the land of opportunity. (Paula first lived in New York, then ran a dog grooming business in New Jersey before coming to Pittsfield.)

    Q: What is the most important part of dog grooming?

    A: Bathing probably accounts for over 50% of the entire grooming and finishing process. If this is not done correctly, the groomer cannot do the best job possible.

    Q: Why is it so important to bathe dogs first?

    A: You always wash dogs before you groom them because you want them to be clean. You can make the best cut when the dog is clean.

    Q: How long does it take to learn this skill really well?

    A: It really depends on the groomer and their skills. Some people assimilate it and learn it and they just have a natural ability and have a dog [helps], too. It is not enough to pick up the scissors. It’s like a passion. … You have to love the animals as they come. When they come here, we get to know them.

    Q: What to do do you mean by having the passion?

    A: Just this absolute love for what you do. … We don’t just care for them. When someone gets their next pup, they’ll start over with me and I’ll take them to the end of their life. We are very sad when a dog dies. We actually shed tears. It’s very personal. They are part of our family here.

    Q: What do you enjoy so much about working with animals?







    woman and beagle pose at dog grooming store

    Paula Phillips at her shop, Shamrock Dog Grooming, on Lyman Street in Pittsfield, with the shop’s mascot, Jack, a 12-year-old beagle.



    A: I love their loyalty. They are always peers. Some dogs don’t like to be groomed. But when you have that passion and that skill, you learn how to work around certain dog behaviors. We ask a lot of questions.

    We do walk-in nail trims. The first thing we ask at the door is does the dog like it? Does he need a muzzle? So, we’re getting a bit of history before we start diving into something we might regret. Even though we love dogs, they are animals. It is always our responsibility. They can’t tell us no, we don’t like it. Their way of letting us know is by pulling or maybe even pinching. So we have to be careful to protect ourselves from injury and the dog from injury.

    That’s what I mean by passion. It’s learned, really learned, but you have to have the passion in yourself. The rest is a learning experience. You are always learning new products, new styles.

    Q: You said earlier that grooming a dog is different from just picking up a pair of scissors. Can you describe what you mean by that?

    A: You have to watch the dog. Right now we have a lot of mixed breeds. Let’s say a dog is a Maltese. Some people will want this dog to look more like a Maltese or more like a Bijon. So you have to learn all of these skills and styles of grooming.

    Q: How do you learn all of these grooming styles?

    A: You can go to grooming schools, read books, and train. Practice with all the different races and all the different personalities of those races.

    Q: What is the hardest breed to groom?

    A: I wouldn’t say there’s one that’s really difficult, but the ones you need help with are the bigger breeds. They don’t like to stand. They like to sit very much. You need help with these. You must have an assistant [help you] with these dogs for the safety of the dog and your own safety.

    There are currently many products on the market where you can [hook] the dog on your table and help the dog pass. Maybe I’m just old school, but I’m not into it. And the reason why I don’t like it is because if there are too many things hanging on the table, the dog panics and there is also a risk. This other person is there to calm them down, relax them. I like it better this way.

    Q: Which dogs are the easiest to groom?

    A: I call them wash and wear. They’re just short-haired dogs, like a beagle, or a dog that doesn’t have a lot of hair like a labrador, or like a Jack Russell. … They don’t need so much care because their hair is short.







    Woman grooms black dog with clippers

    Paula Phillips grooms Rosie, a goldendoodle, at her shop, Shamrock Dog Grooming, on Lyman Street in Pittsfield. Phillips learned to groom dogs as a young teenager in her native Ireland.



    Q: How difficult is it to untangle a dog’s fur before the grooming process begins?

    A: We have had dogs that are completely matted. With these dogs, we can sometimes shave them. Other times, depending on the severity of the situation, if the dog’s mat is down to the skin, he will need to go to the vet. They should put him to sleep for a while because the hair is tangled so close to the skin that the risk of injury is great. As groomers, we do not calm any dog.

    Q: How many times a year should a dog be groomed?

    A: It depends on the breed and coat type. Six to eight weeks is a very, very common period in between. Trimming the nails every four or five weeks is good.

    Q: How do most dogs react to grooming?

    A: Most dogs generally like to be groomed. They love to be pampered. They appreciate it.

    Sometimes they can be restless. They do not want to get up, they move away from their paws. But that’s where experience and passion come in. If you have someone with that passion and that mindset that loves grooming them and knows how to take care of dogs, knows what pressure to apply and when to stop, it’s all in a day’s work, let’s say.

    Q: What advice would you give to someone who wants to become a dog groomer?

    A: I’ve talked so much about passion, but you have to want to do it. You can’t just say I’m going to groom myself because I want to make a lot of money or whatever. It must be in your heart. It must be something you want to do.

    Top 5 Best Payday Loans No Credit Check Guaranteed Same Day Approval 2022

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    Disclaimer: The lending websites reviewed are correspondent lending services, not direct lenders. Therefore, they are not directly involved in the acceptance of your loan application. Applying for a loan with the websites does not guarantee acceptance of a loan. This article does not provide financial advice. Please seek the assistance of a financial advisor if you need financial assistance. Loans available only to US residents.

    9 White Dog Breeds and How to Take Care of Them

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    Getty Images

    Do you want to adopt a breed of white dog? From smaller puppies like Bichon Frizes and Maltese, to larger dogs like Samoyeds, white dog breeds can appeal to a wide range of people.

    “There are a number of dogs recognizable by their pure white coats – from long-haired to short-haired dogs, from large dogs to small dogs, to well-known popular breeds and more vulnerable breeds that you may not have known. -be never met before”, The dog club recount country life.

    When choosing a dog, the Kennel Club emphasizes that color is not the most important factor. “Their color is not an indicator of their suitability for your lifestyle, with aspects such as their temperament, size and exercise needs playing a much larger role. Individual dogs also have their own unique and variable traits. , and there are many other factors that can shape a dog’s character.”

    Even though many dogs could potentially have white puppies, there are a number of breeds that are only available in white. These are the dog breeds that are listed below.

    How to groom and care for a white dog breed?

    Veterinarian, writer and television personality, Rory Cowlam, says, “As for the general grooming and care of Caucasian dogs, I generally don’t like to wash them too regularly – any more than every three to four weeks as that can dry out the skin. It is also important to avoid using harsh chemicals.

    How to Avoid Tear Stains on a White Dog

    “Tear staining occurs in a number of breeds, primarily small, fluffy-faced breeds and brachycephalic dogs,” Rory explains. But it can sometimes be more noticeable on white dog breeds.

    There are, however, three main ways to keep tear stains at bay:

    • Keep facial hair trimmed
    • Wipe away tears and scabs with dog-approved face wipes or pre-boiled cooled water
    • Make sure your dog has no underlying skin issues, such as food allergies or intolerances, which could inflame the skin

      9 breeds of white dogs

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      Part of the toy group of small dogs, the name Bichon Frize refers to the curly white corkscrew coat the breed is known for.

      An excellent companion dog, they are happy, outgoing puppies who enjoy spending time alongside their owner. “Their minimal shedding coats can make them suitable for all types of families and households, although their coats do require daily grooming,” recommends the Kennel Club.

      Native to Arctic Siberia, the strong, intelligent, and affectionate Samoyed is well suited to colder climates thanks to its double coat and flat feet, sometimes compared to snowshoes.

      If you ever find yourself walking one in the snow, you’ll notice that the thick hair between their paws prevents snow from building up like on the paws of other puppies.

      3

      West Highland White Terrier

      Affectionately known as the “Westies”, the West Highland White Terrier is one of the most popular breeds of the terrier breed. These small but spunky dogs are “self-sufficient but friendly,” according to The dog club.

      Due to their size, they would fit well in a multitude of different homes, from compact flats or apartments to larger homes. They are, however, active and need about an hour of exercise a day.

      This popular Japanese breed has a lush white coat, which is why it will require daily grooming. He is another affectionate pup who would make a great companion thanks to his loving nature.

      Small to medium sized dogs are also loyal and obedient, as well as being good with young children and other dogs.

      Also part of the Bichon family, the Bolognese takes its name from the Italian city of Bologna, where the breed first gained popularity.

      With a distinctive coat, almost frizzy instead of curly, he may be reserved with strangers, but once he gets to know you, he’s a friendly and affable pup.

      Another toy breed that would be more than happy to be a pampered companion dog, the Maltese’s luxurious coat also makes them a favorite at dog shows.

      For this reason, they should be groomed daily to avoid any knots or tangles in their fur. They are also gentle and intelligent in nature.

      This tall, majestic white shepherd has a thick, tight undercoat, especially in winter, and is “brave but not aggressive,” as well as lively and intelligent, according to The dog club.

      Due to their size, they would be best suited to a larger home with plenty of outdoor space for them to run around.

      Another member of the Bichon family, this small toy breed is known as the “Royal Dog of Madagascar”, having been seen on the island of Tula for several centuries.

      “‘Cotton’ refers to the breed’s characteristic coat texture which is predominantly white, but can sometimes be seen with slight shades of light gray or fawn on the ears,” explains the Kennel Club. Requiring daily grooming, they are both lively and loyal.

      9

      Swiss white shepherd

      Popular “in many countries, not only as a show dog, but as a companion where his devotion to his owners, his intelligence and his trainability have endeared him to many”, The dog club confirmed.

      They also have two different coat types, medium or long haired and are never shy or aggressive, making them great family pets thanks to their friendly temperaments.

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      The Luxurious Life of Dogs in Japan: Dog Grooming

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      Japan seems enthusiastic when it comes to spending on pets. Specifically, the culture of dog grooming, with breeds such as the Miniature Poodle. Dog fashion events can be seen advertised to be held until April 2023. And in 2020, Japanese dog owners in general claimed to have spent more than 3,000¥3,000 JPY ($21) each month on grooming for their dogs.

      Mako Wade is the owner of a Toy Poodle named Gali. She claims to spend between “¥9,000 to ¥18,000 JPY ($65 to $130 USD) for monthly grooming, depending on the salon.” She even recalls buying a fashionable winter coat from Green Dog “costing around ¥10,000” ($72).

      Gali has even been to a “training school that also offers dog hotel service for ¥7,000-9,000 ($50-$65 USD) a night.”

      Japan has a great abundance of smaller, purebred dogs, so it’s no surprise that the services are so popular and expensive, but what makes these treatments so special?

      1024w" sizes="(max-width: 1024px) 100vw, 1024px" class="lazyload" data-sizes="auto" data-srcset="data:image/svg xml, 1024w?w=75&resize=75 75w, data:image/svg xml, 1024w?w=100&resize=100 100w, data:image/svg xml, 1024w?w=150&resize=150 150w, data:image/svg xml, 1024w?w=240&resize=240 240w, data:image/svg xml, 1024w?w=320&resize=320 320w, data:image/svg xml, 1024w?w=500&resize=500 500w, data:image/svg xml, 1024w?w=640&resize=640 640w, data:image/svg xml, 1024w?w=800&resize=800 800w, data:image/svg xml, 1024w?w=1024&resize=1024 1024w, data:image/svg xml, 1024w?w=1280&resize=1280 1280w, data:image/svg xml, 1024w?w=1600&resize=1600 1600w" data-src="https://japan-forward.com/wp-content/uploads/2022/08/Gari-in-winter-coat-1024x618.png"/>
      Gali in her winter coat ©Audrey Dumas

      What do grooming visits involve?

      This month, Gali was taken to Doggie-Do in Azabu for her grooming session.

      He received a basic package including a shampoo session, a haircut and a final shampoo session, for a total of 16,500 yen ($119).

      So what makes a plan more expensive? “There are grooming packages, and the number of treatments in the package will increase if it’s an expensive package,” says Gali groomer Miss A.

      Miss A elaborates. “For example, take the shampoo. We can use sparkling water to wash the dog. There are conditioning treatments, facial masks and massages. As the package gets bigger, the price goes up because of the time and processing that goes into it.”

      For his basic package, Gali was treated for about 3 hours. Wade even received a card with his photo after the last session, along with service details such as the date, type of treatment and his dog’s weight.

      1024w" sizes="(max-width: 1024px) 100vw, 1024px" class="lazyload" data-sizes="auto" data-srcset="data:image/svg xml, 1024w?w=75&resize=75 75w, data:image/svg xml, 1024w?w=100&resize=100 100w, data:image/svg xml, 1024w?w=150&resize=150 150w, data:image/svg xml, 1024w?w=240&resize=240 240w, data:image/svg xml, 1024w?w=320&resize=320 320w, data:image/svg xml, 1024w?w=500&resize=500 500w, data:image/svg xml, 1024w?w=640&resize=640 640w, data:image/svg xml, 1024w?w=800&resize=800 800w, data:image/svg xml, 1024w?w=1024&resize=1024 1024w, data:image/svg xml, 1024w?w=1280&resize=1280 1280w, data:image/svg xml, 1024w?w=1600&resize=1600 1600w" data-src="https://japan-forward.com/wp-content/uploads/2022/08/Gari-during-1024x782.png"/>
      Gali the dog during his grooming session ©Audrey Dumas

      The dog breeds that come to the Doggie-Do store for grooming “depends on where the store is located,” says Miss A. “For this location, I see a majority of Poodles and mixed breeds such as the Maltese Poodle mix and the chihuahua poodle. mix.”

      Miss A qualifies her answer, however. “It will be different depending on the location of the store in Japan, or even other stores in Minato Ward. The breed that is becoming popular is the poodle and the bichon,” she explains.

      Safe and enjoyable grooming

      Aside from the feeling of relief for owner and dog after a grooming session, what makes groomers love working on dogs like Gali and others?

      “When a dog comes in every month and the fur is long, the moment it’s groomed and trimmed, there’s a transformation, and I love seeing that transformation,” says Miss A, adding: “Also, I can see the different characters of each dog and get to know them.

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      Occasionally there is cause for concern if a certain style of grooming is necessary or even harmful to the dog. However, Miss A says a groomer ‘will examine the condition and condition of the dog’s scalp when they come in. When an owner comes in and wants to do something that is not in line with the coat and the condition of the dog, we will refuse it. However, she adds: “On the other hand, if there is something that we want to encourage because of the condition of the dog, we will recommend it”.

      In Gali’s case, he got an extra shave on his face and sideburns to keep him cleaner at Wade’s request. The cost: an additional ¥800 JPY (5 USD).

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      Gali before her grooming session. ©Audrey Dumas
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      Gali after being treated. ©Doggie-Do.

      How do you become a groomer anyway?

      Saya Shimai attended Aoyama Kennel School on weekends starting in 2018 and graduated in 2020.

      She recalls that the selection process was easy, with “no difficulty in being selected to enter the school. I had to say why I wanted to become a groomer and go to school. Shimai says she wanted to go to school because of her love for dogs.

      Currently, she grooms her own dog, a miniature dachshund, “as well as Gali and another miniature dachshund,” she says.

      Shimai explained the main teachings of the grooming school. “Each session I had to take care of at least one dog, starting with shampooing and brushing, followed by another session of shampooing, nail trimming and ear cleaning, and finally , a full body cut.And sometimes decorations with ribbons.

      The required course content included “48 different subjects to learn and each subject lasted approximately 60-90 minutes”.

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      Saya Shimai grooms her dog. ©Saya Shimai

      During training, Shimai recalls spending “four to five hours” in each session with a dog, during which “a teacher would come in periodically to step in and teach me skills.”

      She goes on to explain the different certificates you can earn in school. “The lowest license is a ‘C’, where people can wash dogs after 47 hours of training and 12 registered dogs.”

      A ‘B’ license, she tells us, “means you can wash and clip a dog’s hair, [after training for] 155 hours and 33 dogs registered.

      Very specifically, “An ‘A’ license means you can cut and dry a Toy Poodle’s hair, which is the hardest because it’s curly, with 132 hours [of training] and 32 registered dogs.

      Take your dog for grooming

      Of course, there are countless dog groomers in Japan, with a variety of price tags. The point to remember is to be prepared to spend money on grooming your dog and choose a hairstyle that will benefit your dog.

      If you have a poodle of any kind, Shimai points out current trends. “A style that is in fashion today is the round head shape where the hair on the head is left in place. But the fur gets tangled and hurts because it is long, so I don’t recommend it .

      She goes on, however, to say, “If they are home brushed and groomed, (the round head shape) is okay,” reminding owners that caring for your dogs outside of the salon is just as important as grooming. professional.

      RELATED:

      AUTHOR: Audrey Vanessa Yoko Dumas

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      How to get payday loans online with instant approval and no credit check?

      With loans without a credit check, borrowers can be allowed to obtain a personal loan without the usual credit checks. Banks and other traditional lenders frequently perform rigorous credit checks to assess a borrower’s creditworthiness.

      A thorough credit check includes reviewing borrowing and repayment history, defaults, late payments, and other important documents. You often won’t qualify for traditional loan products if you have a poor credit score, a history of missing payments, defaults, and underutilization of your credit limits.

      A “soft credit check“, which takes into account non-credit score variables, is required for loans without a credit check. The lenders who offer these loans make inquiries about borrowers’ repayment history, past due loans to other businesses, and current work and income situations.

      How do no credit check loans work?

      PaydayChampion is a place where you can get a loan online without checking your credit. Filling out an application is easy. When you work with a state-of-the-art lender, your loan application can be approved in hours or even minutes. If you need money right away, you can often apply for a loan online and get the money the same day.

      You must provide information about your employment and bank accounts in order to qualify for a loan (to verify your income). The loan amount and terms you are eligible for are determined by online direct lenders using this information, your recent payment history and your total credit usage.

      What are the types of loans without credit check

      Payday loans and personal loans are the only two categories of loans that direct lenders offer without requiring rigorous checks.

      Payday loans

      Payday loans are a common but risky short-term financing option. These loans can be approved in minutes and are meant for sudden and urgent situations.

      PaydayChampion online payday loans are available and the money is deducted from your next paycheck to pay off the debt. Usually they have a two-week term. Personal loans often have high interest rates because they are meant to be taken out quickly. Payday loans may seem like a good option, depending on your financial situation. The likelihood is high, however, that an installment loan will turn out to be a wiser choice.

      Although they present themselves as a good option to meet unexpected expenses, payday lenders make it very difficult for borrowers to make timely payments due to their high interest rates and short loan periods. repayment. Also, if you are unable to repay the loan on time, the lender will undoubtedly charge additional fees and interest to extend the loan. Payday loans should generally be avoided as they can lead to missed payments and a cycle of debt that is difficult to escape. You can get a better repayment plan from other lenders without paying extra.

      Personal loans

      Personal installment loans are often considered a safer and more economical alternative to payday loans because they have longer terms and lower interest rates. Additionally, compared to the typical payday lender, many personal installment lenders will provide a superior customer experience.

      Over a series of monthly payments, the full amount borrowed, plus interest and other fees, is repaid. This way, you won’t have to repay the entire loan at once. Plus, managing lower monthly payments is much easier and won’t strain your budget. Also, compared to most payday loans, personal installment loans are generally more reasonable. Plus, you can usually find a personal installment lender who will give you a loan without a rigorous credit check. Therefore, you won’t need an impeccable credit score to be accepted.

      Do yourself and your bank account a favor and select a less risky option than expensive payday loans. Use our personal loan calculator to help you budget if you’re considering a bad credit installment loan.

      Securities lending

      Another illustration of a no credit check loan is this. An onerous title loan is a secured loan where the borrower must post collateral in exchange for the funds. The title of your car would act as collateral in this situation. However, if you are unable to repay the loan, the lender may sell your car to recover the money.

      When you have bad credit, title loans can be an easy way to get secured money, but they still come with high fees and increased risk. It’s probably not a good idea to risk losing your car if you need it for work or to take the kids to school.

      What advantages of loans do you get without credit check

      You can get a loan without worrying about your credit history thanks to the simple application process and fast approval times for no credit check loans. Generally, there are no fees or penalties for early payments. Plus, repaying installments on time boosts your credit score because major credit bureaus track your payment activities. By doing this, you can boost your credit score and increase your chances of getting a better deal the next time you need a loan.

      How do problems with no credit check loans occur?

      The potential increased cost of no credit check loans is their biggest downside. Check your specific lender’s interest rates, as a loan without a credit check might have a higher interest rate. You may not be able to borrow the full amount you need because there are restrictions on how much you can borrow depending on lender and state laws. It is crucial to research the lender and the terms of any loan you are considering. In the long run, you could save a lot of money doing this.

      There are many types of loans available. Plus, they all have unique terms, conditions, and interest rates. Before putting your signature on the contract, it is important to understand what these conditions are. Doing your homework before applying for a loan is the most crucial thing to keep in mind. Research is key, whether you’re looking for a no credit check loan, home equity line of credit, peer-to-peer loan, or another type of financing.

      The best strategy for shopping around is to choose your lender and no credit check loans after doing thorough research. So disregard that eye-catching payday loan ad and look for a lender who can help your financial situation instead.

      Huxley Forbes

      Chief Editor at PaydayChampion

      Huxley Forbes is the editor of PaydayChampion. He is responsible for PaydayChampion’s content strategy and helps produce loan reviews, student loan guides, and other materials to address financial concerns and help them save money. Huxley Forbes came to PaydayChampion as an author in 2011, when he joined as a writer. Over the ensuing years, Forbes helped build PaydayChampion from the ground up by becoming one of the senior members of the team.

      Hairless Dog Breeds – Everything You Need To Know

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      Do you want to adopt a hairless dog breed? From Chinese crested to breeds native all over the world, hairless dogs really stand out from the crowd and make great companions – but there are a few things you’ll need to consider.

      What makes a dog hairless?

      “Beyond medical conditions such as alopecia, like many other physical traits, genetics will determine if a dog is hairless. It is likely that this trait was favored by breeders who desire this look and therefore chose to breed dogs that will continue to have these physical characteristics,” explains by Rover canine behaviorist, Adem Femi.

      There are four hairless dog breeds that are officially recognized around the world by people like The dog clubhowever, there are a few other breeds that carry a dominant gene for hairlessness that are not widely recognized.

      Are hairless dogs hypoallergenic?

      According to Adem, “As far as hypoallergenic hairless dogs go, unfortunately they don’t solve the allergy problem for some owners. Those who experience adverse reactions when they come into contact with dogs may actually be allergic to dander. or a dog’s saliva rather than their hair, so opting for a hairless breed of dog may still lead you to seek antihistamines.”

      How to groom and care for a hairless dog?

      You might not have to worry about brushing a hairless dog like you would a lot of fur, but there are still things to consider when it comes to grooming them.

      “A dog’s fur acts as an important barrier against the elements and can also help keep a dog warm and cool. protect,” says Adem.

      They will generally need to be protected from sun, rain, and any potential irritants they might come into contact with, such as perfume on a human’s clothing or nettles while out for a walk. This is in addition to regular baths.

      “Their skin will likely need to be moisturized regularly and they will also need to be protected with dog-friendly sunscreen if sun exposure cannot be avoided at all. Moist, cool, warm coats may be needed at different times. of the year,” suggests Adem.

      So, in the warmer months, using a cooling vest or coat is essential to keep them comfortable in the heat. While, during the colder months, it is important to keep them warm, as their lack of insulating fur thickness can cause them to struggle to regulate their body heat.

      Keep reading for the full list of hairless dog breeds

      Inside the Rise of Expensive Pawnbrokers – and Affordable Alternatives

      IF money is tight, you may have considered pawning something valuable.

      It can be jewelry, a watch or a handbag.

      1

      We investigate pawnbrokers and provide advice on affordable alternatives

      The cost of living crisis has seen a boom in pawnbroking – where money is made available in exchange for something of value which, if repayment is not met, can be sold.

      But experts warn that loans are expensive, and if you can’t repay the debt, you could lose something of sentimental value.

      This week, Sun Money investigates these loans and provides advice on affordable alternatives.

      EXPENSIVE RATES

      YOU could end up paying back hundreds of pounds in interest. Three of the UK’s largest pawnbrokers, Cash Converters, Ramsdens and H&T, charge between 118.8% and 119.9% ​​annually.

      Exact code to spot for first installment £650 payment landing in bank accounts
      Exact date 1.1million families will receive first payment of £326 for cost of living

      This means that if you take out a loan of £500 over six months, you will have to repay £299 in interest or £799 in total, at a rate of 119.9%.

      The loans are much more expensive than those from the big banks, but cheaper than payday loans.

      Many quote a monthly or daily interest rate, but they must also state the annual rate.

      Often you can only borrow a percentage of an item. For example, if your ring was worth £200, you might only be able to borrow £100. Sometimes you have to repay the loan in one installment.

      A spokesperson for H&T said: “We serve customers who are unable to raise funds in the traditional bank credit system, or who need a low value short-term loan to meet a need immediate funding.”

      AFFORDABILITY FEARS

      Pawnbrokers do not perform credit checks. This can be an advantage if you have bad credit, but it means there is no collateral to ensure you can afford the loan.

      Debt adviser Sara Williams of Debt Camel said: ‘Some people find they are repurchasing an item but it has left them with so much money they have to pawn it again in a few weeks.

      “A one-time convenience can turn into a long-lasting nightmare, especially if you pawn jewelry with sentimental value.”

      A spokesman for the Financial Conduct Authority said: ‘We have reformed the market to help borrowers avoid getting into debt and have been clear with lenders about the need to support customers in times of difficulty.

      “We will take action if companies fail to meet their obligations.”

      IF YOU DO NOT REPAY THE LOAN

      If you repay on time, you can get the pawned item back. But you must keep the receipt.

      If you lose it and the item is over £75, you will have to pay a fee to have a magistrate or commissioner for oaths swear the goods are yours. If you can’t repay the loan, the item is sold.

      James Daley of Fairer Finance said: ‘Avoid pawning any item with high sentimental value unless you are confident in your ability to repay.

      If your item is resold, you should receive all the extra money the pawnbroker receives – on top of what was offered to you.

      James adds: “In the past, pawnbrokers have failed to reunite customers with this extra money.

      “So if you’re pawning something and it’s sold, check how much it sold for and find out what money is owed to you.”

      AFFORDABLE ALTERNATIVES

      If you need to borrow money, consider other options. Remember that emergency credit should only be used in extreme circumstances, such as to pay a priority bill or if your car breaks down.

      If you have a low income or bad credit, you may find it difficult to qualify for the higher loan rates. This is why affordable alternatives are important.

      First, try to get some free money in the form of grants. If you are on benefits, talk to your work coach about the Household Support Fund. Or ask your local council if they can help you.

      Or Jane Tully of MoneyAdviceTrust, suggests, “Credit unions often offer a range of affordable products at cheaper rates and there’s a cap on how much interest they can charge.”

      If you’re having trouble paying a bill, talk to your provider.

      Use Turn2Us to search for grants or talk to End Furniture Poverty, if you need furniture or a new fridge-freezer, for example.

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      Responsible lenders like Fair For You offer lower-cost loans to help you buy home essentials. Iceland is giving interest-free micro-loans of £75, in the form of a pre-loaded card to spend at the supermarket.

      You can seek free debt advice from Citizens Advice, StepChange or National Debtline.

      International Dog Day: dog breeds best suited to the Indian climate

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      India has a wide range of climatic conditions. Dog-loving people frequently choose foreign dog breeds as pets, even though they are difficult to adapt to the Indian climate. Dog activity levels can be affected by weather; some dogs adapt better than others to hot, humid summers, and some dogs prefer cold, rainy winters. For example, breeds like the Siberian Husky, Alaskan Malamute, or Saint Bernard, which need cold climatic conditions, would not thrive in the humid environment of India. Therefore, it is crucial to consider the environment and climate when buying a pet. Choose dog breeds that can adapt to your environment. We have listed 5 dog breeds most suited to the Indian climate. (Also read: Pet care: simple steps to learn how to clean your puppy)



      1. Pug


      Pug dogs are small in size. They are attentive and affectionate. Most of them are optimistic, courageous and sociable. (HT_PRINT)

      These dogs are small in size. They are attentive and affectionate. Most of them are optimistic, courageous and sociable. Due to their low maintenance and short coat, they do not require frequent professional grooming. They are easy to learn and love cuddles. They usually live between 13 and 15 years. Although they can be lively, Pugs are generally sedentary dogs and are content to sit in your lap or enjoy a good cuddle. They are also ideal for keeping in small apartments with less space.



      2. Pomeranians


      Pomeranians are a toy breed and are perfectly adapted to the Indian climate. They are smaller, lighter and have longer fur. (Splash)

      Pomeranians are a toy breed and are perfectly adapted to the Indian climate. They are smaller, lighter and have longer fur. Their thick, rough coat should be brushed and groomed frequently. They shed a lot of hair throughout the molting season. They are naturally active, so they don’t need a lot of exercise. Very passionate and playful, especially when around children. They are excellent watchdogs due to their lively personalities. They require less maintenance than dogs.



      3. Labradors


      The Labrador is a very popular dog breed in India. It is a kind and intelligent breed that requires care, instruction and affection. (Splash)

      The Labrador is a very popular dog breed in India. It is a kind and intelligent breed that requires care, instruction and affection. They are well suited to the climate of India as they have a rough outer coat that helps repel water and a soft, silky undercoat that keeps them warm and dry in cold weather. They like to eat and tend to gain weight, so they need to exercise frequently. Their usual lifespan is between 10 and 12 years. It is one of the friendliest dog breeds in the world.



      4. Dobermann


      If you like big dogs, Dobermans are an ideal pet for you. They are adapted to the climate of India. (Splash)

      If you like big dogs, Dobermans are an ideal pet for you. They are adapted to the climate of India. They enjoy warmer climates and can easily live in India due to their short hair. They’re smart, easy to teach, and have a slim, sleek build. They are incredibly devoted to their owners, have incredible stamina, and can run very fast. As far as grooming goes, these are low maintenance dogs. They are superb security dogs and make wonderful family companions.



      5. German Shepherd


      It is one of the most common companion dogs in India. They are also known as Alsacien which is an Indian variety of the German breed. (Splash)

      It is one of the most common companion dogs in India. They are also known as Alsacien which is an Indian variety of the German breed. Hot and cold conditions are tolerable to them and they thrive in them. These dogs make excellent security dogs thanks to their strong personalities and unwavering devotion to their owners. Their average lifespan is 12 years. They are extremely powerful and agile dogs that require a lot of energy to be controlled. The majority of them are friendly, but some of them are also capable of becoming hostile and violent.



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      The Salty Dog Grooming Shoppe opens in Fairfield

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      The Salty Dog Grooming Shoppe held a grand opening on August 24 at 475 Kings Highway East in Fairfield.

      Fairfield First Selectwoman Brenda L. Kupchick presided over the ceremony.

      Guests were also able to learn about the company’s pet fostering services and why the company is special.

      The owner of the business is third-generation Fairfield resident and third-generation groomer Melissa Small.

      Small’s grandmother, Doris Hyde, founded Dove-Cote Kennels in 1969 and was one of the founding members of the Bichon Frize Club of southern New England. The breed required diligent grooming and the family learned alongside him.

      Small has over 54 years of expertise and 23 years of personal professional experience.

      Contact melissa@thesaltydoggroomer.com for more information.

      Golf event to raise funds for the zoo

      Brooklawn Country Club, 500 Algonquin Road in Fairfield, will be the site of Connecticut Beardsley Zoo’s 16th Annual Outing and Golf Tournament on September 12.

      The tournament will begin with a shotgun start at 1 p.m.

      People can register as a team of four or as individual golfers.

      Fee of $500 for individual golfers or corporate sponsorship of $2,500 includes one round of golf, corporate promotion on zoo website, email newsletter and social media, and food and drinks.

      Each golfer receives a free bag and a Connecticut’s Beardsley Zoo golf shirt.

      Attendees will also enjoy an open bar, cigar rolling and silent auction.

      Visit https://www.beardsleyzoo.org/golf-tournament.html to register online.

      Contact Ashley Volkens at avolkens@beardsleyzoo.org or 203-394-5522 to register a team or become a sponsor.

      Vendors wanted for the next Harvest Market

      The Chamber of Commerce is accepting applications from vendors for its annual Fairfield Harvest Market, which will be held from 10 a.m. to 4 p.m. on October 15.

      The annual event is free and open to the public. It will take place rain or shine on the Old Town Green, located at the corner of Old Post Road and Beach Road.

      The chamber encourages vendors to reach out as soon as possible as spaces fill up quickly.

      The 2021 event brought together over 60 well-known and unique retail vendors, a farmers’ market, a parade of Halloween costumed dogs, and a variety of food trucks.

      Email michele@fairfieldctchamber.com, visit https://fairfieldctchamber.com or call 203-255-1011 for more information.

      Fairfield-based wine importer launches first book

      Fairfield-based Sandra Guibord, CEO and Founder of Sandra’s Wine Life, has announced the publication of her first book, “Find Your Wine Identity”.

      Guibord, who is also a wine importer, will organize a book tour of the North East which will include wine tastings and key tips from the book.

      The book offers suggestions for beginners and wine connoisseurs by season, sharing unique wine choices, recipes for perfect wine pairings, and entertaining tips. It was published by the creative publishing solutions company.

      Visit https://www.sandraswinelife.com to learn more about Sandra’s Wine Life.

      The most popular dog breeds in the world

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      Furry, warm and friendly, a dog can be your best friend. They share your low moments and rejoice in your highs. Every dog ​​is beautiful in its own way. Personality, friendliness, and how the breed gets along with family members and strangers are far more important than physical beauty. Either way, few dog breeds are amazed for their looks.

      But if you want to adopt a pet that makes strangers stop and comment on how good it looks on the street, you can choose one of these attractive breeds.

      Golden retriever

      Golden Retriever is one of the most popular dog breeds. They were bred to retrieve birds unharmed. This resulted in the development of a soft mouth, which means the dog does not bite hard. They also have an innate love of water. Because they require lots of exercise, this breed is best suited to suburban or country living.

      Labrador Retrievers

      Many people love the Labrador Retriever which is known as one of the most balanced dogs. Labras are known to be outgoing and kind. They are user-friendly with just about anyone and smart enough to be used in many additional work environments. It is an even-tempered breed that makes a good family dog. They are often considered to get along well with children and even with other animals.

      siberian husky

      Many people consider Siberian Huskies among the most beautiful animals on the planet. With their bright blue eyes and fluffy coat, they easily top the list. They have a double coat, erect ears and distinct markings. Many people adopt them for their looks alone. However, we do not recommend this dog to new owners. They are very active and require lots of exercise. They are also known to be quite stubborn.

      Samoyed

      The fluffy white dog is adorable. They are reindeer herding dogs used by the Samoyed people. They are friendly and adore almost everyone, making them ideal family dogs. They are constantly alert and seem satisfied. Some even describe them as cheerful. Because they tend to bark, some people use them as alert dogs. Given their friendly nature, they don’t make good watchdogs.

      Chow chow

      The chow originated in China and is not a breed for inexperienced owners, but it looks good. Chows are powerful, compact and serene, with rough or smooth coats in red, black, blue, cinnamon or cream. This breed of dog is unlike any other you have ever seen.

      Bichon Frize

      A Bichon Frize is charming and silly, as evidenced by its adorable, cuddly face. These little entertainers are very popular because they are neither too big nor too small and have a hypoallergenic coat that is soft to the touch. This breed will quickly become a beloved member of the family.

      Poodle

      Poodles are beautiful dogs. Their curly fur and distinct appearance make them extremely popular. However, they are working dogs and they need plenty of exercise. They can be very active and need hours of training each day. They love water because they were bred to be retrieval dogs. They are an intelligent species. As a result, they are simple to form. However, they do need some mental stimulation to stay happy and healthy.

      Sloughi

      The Saluki is an exotic-looking sighthound that was once used to hunt game in the Fertile Crescent. This is an ancient breed that most likely evolved. This dog is a landrace, which means it became natural rather than through selective breeding. Although he enjoys human companionship, he does not need it like other races. They don’t mind being left alone if their basic needs are met.

      shiba inus

      This breed came to America from Japan only 60 years ago. This firm, muscular dog has a fox-like expression and a natural curiosity. For good reason, they are one of the most popular breeds in their home country.

      This story is a replug for National Dog Day

      Try This Awesome Dog Grooming Trick To Beat Shedding Season

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      Dealing with dog hair is just one of the many inescapable joys of owning a pet. Even short-haired and so-called “hypoallergenic“dog breeds are prone to shedding. They may not take full advantage coat shot this hoarse and other owners of long-haired dogs are familiar, but short hair still tends to settle on almost any surface in the home. (Yes, even if you brush this. All. Only. Day.) Luckily, there seems to be a new solution for pet parents who have too much dog hair in their lives. This genius hack has gone viral on TikTok because it’s simple, cheap, and effective. Sign us up!

      @_sarahdee_

      Wait for my other dog #tiktokuniversity #tiktoktaughtme #isawitontiktok #Pumicestone #pumicestonecleaning #pumicestone #pumicestonesquad #pumicestonetutorial #dogsoftiktok #doghack #dogsheddinghack #dogsheddingcheck #sheddingseason #sheddingdog

      ? original sound – Sarah Dee

      Sarah Dee, TikTok user explained that she uses a pumice stone to remove loose dog hair from her short-haired puppies. In the video, she says she went to Home Depot and picked up a grill stone. She then takes the stone and gently brushes her dog’s back with it. Instead of flying fur everywhere, it gently removes excess hair from the undercoat that sticks directly to the stone. Wondering if it really works? The proof is in the video – and the comments section.

      “I am a groomer and recommend these everyday to the Furminator tool,” one viewer wrote. Other reviewers have pointed out that these stones are great for removing fur from rugs, carpets, and cars. Pumice stones are a safe and natural tool you can use to brush your dog’s fur and file their nails. However, it is important not to leave them lying around. Eating or chewing on a pumice stone can cause intestinal blockage or damage a dog’s mouth and teeth. When you are done using the stone on your pup, store it in a closet or out of its reach.

      Best Pet Safe Pumice Stone

      Amazon

      Elevate Essentials Pet Hair Stone – Amazon, $7.49

      This pumice stone can be used anywhere your pup’s hair gets stuck. You can thank us later!

      Editor’s Note: Products featured on Wide Open Pets are independently selected by our editors. However, when you purchase something through our links, we may earn a commission.

      Have you ever tried a pumice stone? Show us on our Instagram Wide Open Pets!

      READ MORE: Life Hacks for Dog Owners: From Baby Powder to Fresh Parsley Breath

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      Celebrate the senses for a multi-sensory food festival in Sydney

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      For two weekends in September, Greenwood Plaza in North Sydney will host a fully immersive food court, designed to ignite taste, smell, touch, sight and hearing. Feast of the senses will take place on September 2 and 3 and September 9 and 10.

      With menus designed by Chef Nelly Robinson (of Nel. Fame, that fine dining restaurant known for its OTT themed tastings), dive into three incredible multi-sensory zones with themed bites, mixologist-designed drinks and live art performances. direct – there is the magic of the fairy tales of the Once upon a time area, the wonders of the beyond Spaceand even experience in the world of below zero.

      Each sensory zone will feature pop-up booths and kiosks featuring themed food and exclusive drinks, as well as multi-sensory elements such as production lighting, custom soundscapes, scent mists and more. In the world of Sub Zero, sample Robinson’s Fried Chicken with Buttermilk Snow Chili Mayonnaise, served with a Hellfire Mojito Mocktail. In space, dine on a “UFO burger” or “Saturn dog” while sipping a Blueberry Vanilla Dry Tai. Or let your imagination run wild in Once Upon a Time, with lady and the tramp spaghetti and meatballs, or by Peter Pan gold; Golden roasted pork belly croquettes and aioli served with a Blackberry Sour mocktail.

      Those who love sweets can indulge in Renae Smith’s hot cookie dough toast topped with a scoop of frozen ice cream, or try Robinson’s “Melted Olaf” carrot cake with mandarin orange and yogurt. For budding astronauts, you can also try freeze-dried ice cream bars, just like the ones they eat in space.

      Admission to the festival is completely free, and snacks start from just eight dollars. Family food packages are also available to keep the whole herd happy. Head over to the Feast for the Senses website here for more information.

      Want to discover our city at a low price? Discover the best things to do in Sydney for free.

      Creator of iPET Network Dog Grooming Qualification to Appear at Edition Dog Live – FE News

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      A leading awards organization and credential creator, iPET Network will be on hand to promote their credentials and approved training providers at the upcoming Edition Dog Live Expo.

      Don’t miss the op-paw-tunity to say hello to the iPET Network team at the event later this month.

      Canine businesses will gather alongside hundreds of dog fans at NAEC Stoneleigh in Coventry on Sunday August 28.

      iPET Network’s Sarah Mackay and Fern Gresty will be at the event between 9am and 5pm, where visitors can ask questions, meet the team and learn more about the portfolio of Ofqual-regulated qualifications they offer.

      Belinda Morris, training provider and iPET Network Certified Principal, from Four Paws Groom School in Ledbury, will also be at the event to demonstrate hand stripping on her very own Jack Russell.

      Sarah and Fern said:

      “We’re looking forward to the show and hope to meet lots of people there who are just as passionate about their pets as we are.

      “The mission of the iPET network is to revolutionize the animal care and veterinary science sector by offering a range of specific qualifications to meet the needs of learners, training providers and industry.

      “Together with our training providers and learners, we are changing the face of the industry and achieving our ultimate mission: to improve animal welfare through education.”

      The event itinerary is packed, with the main arena hosting demonstrations of canine yoga, reiki, canine massage and more.

      In addition, visitors will be able to participate in interactive sessions, ask questions to the experts of the training center and learn about dog food in the nutrition zone.

      Recommend0 recommendationsPosted in Skills and Learning

      Easy home dog grooming

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      Like many people, April Morton’s “Live in the D’s” family got a puppy during the pandemic lockdown two years ago. As first-time parents, they made a lot of grooming mistakes and not brushing the fur often enough was a big one. They also realized that everyone takes their pet to a professional groomer and getting an appointment, especially in the summer, can be difficult. Don’t forget to schedule time from busy schedules to take the pup to the groomer. So April and her little toy poodle, “Gigi,” paid a visit to Boujee Buddies Pet Salon in Clinton Township for advice on at-home grooming.

      “First of all, brushing is important, so they don’t tangle,” said Misty Jones, owner and groomer of Boujee Buddies. She said her business, like many other pet grooming businesses, is booming and she books appointments quickly. She also says that depending on the breed, you might want to brush your teeth daily. April says, Gigi needs this, “we got her tangled up, and it’s not a fun thing to fix.” Misty suggests using a slicker brush for the top coat and a rubber brush for the undercoat. Dogs that shed a lot would also benefit from a rubber brush.

      A d

      Now on to nail trimming, something that makes many of us nervous. Misty says to use an emery board or a metal nail board if you’re afraid to cut. If you cut, just cut off the tips, it won’t hurt your pet. Few animals want those pearly whites clean, but Misty says so, and keeping ears clean is important to prevent infection. When brushing, she said you only need to do the outside of the teeth as it keeps the inner part clean. Clean the ears by dropping the ear cleaner inside the ear, massage it in and use a cotton ball to wipe. Teeth and ear cleaning should be done as often as possible, or even daily if you can. Misty says to dab some witch hazel on a cotton ball and put it on the outside of the tush to keep that area fresh and smell stinky.

      For the full interview and for more at-home pet grooming tips, click the video above.

      Copyright 2022 by WDIV ClickOnDetroit – All Rights Reserved.

      CAMP BOW WOW® LAUNCHES BEST DOG BREEDS FOR 2022

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      Labrador Retriever tops list compiled by nation’s largest dog daycare and boarding franchise for National Dog Day

      WESTMINSTER, Col., August 22, 2022 /PRNewswire/ — In honor of National Dog Day on August 26, Camp Bow-Wow, North America the largest dog daycare and boarding franchise, shares the best dog breeds for 2022 based on its database of nearly 400,000 campers across the United States and Canada.

      While kennel clubs share annual lists of the most popular breeds based on purebred dog registrations, Camp Bow Wow’s Top 10 list includes purebred dogs, mixed breed dogs (listed by their main breed) and popular crosses, including two doodles.

      For the fifth year in a row, the hugely popular Labrador Retriever (including Lab mixes) topped the list. The Goldendoodle comes in second, followed by the mixed and purebred German Shepherd, Golden Retriever, Australian Shepherd, Pit Bull Terrier, Beagle, Husky, and Boxer. The Labradoodle completes the top 10.

      According to Camp Bow Wow’s animal health and behavior expert, Erin AskelandMSc, CPDT-KA, CBCC-KA, the Labrador Retriever is the most popular breed for many reasons.
      “Labs are very versatile and have a friendly, outgoing temperament,” Askeland says. “They are excellent companions for adventurous outdoor activities and for relaxing around the house. All of this makes them excellent family dogs.”

      However, Askeland says breed is only one aspect to consider when choosing a pet. She says to consider whether your lifestyle is more sedentary or active, whether you have or plan to have children, how much time you can devote to socializing and training a new puppy, and how much time you spend away from home. It’s also important to consider whether you prefer small or large dogs, how much time you can devote to grooming, and whether you want your dog to engage in a specific activity.

      “While a dog’s breed can influence certain tendencies and behaviors, it’s important not to let breed alone determine whether to bring a specific dog into your home,” Askeland says. “At Camp Bow Wow, we love all breeds – including all of the wonderful mixes we see every day – and believe that every dog ​​deserves a loving home. Animal shelters and sanctuaries have many breeds and mixes that will make great additions to your family.”

      No matter the breed of dog, a great way to celebrate National Dog Day is to give your dog a fun day at camp for socialization, exercise and enrichment. For more information, visit www.campbowwow.com.

      About Camp Bow Wow

      Westminster, ColoradoCamp Bow Wow is the largest pet care franchise in North America, with over 200 locations in 40 states and Canada. Since 2000, the Camp concept has provided the highest levels of fun, safety and service to its campers and peace of mind to their parents. Dogs have fun together in an open play environment and prizes are all inclusive. In addition to daycare and overnight boarding, the company offers personalized enrichment opportunities, grooming services, and a rewards-based dog training program. The Camp Bow Wow brand family also includes the Bow Wow Buddies Foundation®, a 501(c)(3) nonprofit organization dedicated to providing funds for emergency medical care to dogs who are homeless or whose parents cannot afford to pay their veterinary bills. Camp Bow Wow, a wholly owned subsidiary of Mars, Incorporated since 2017, has been ranked on the Entrepreneur’s Franchise 500 list for 11 consecutive years. For more information, visit www.campbowwow.com.

      MEDIA CONTACT:
      Macey Roseau Where Molly Landolt
      [email protected]
      [email protected]
      817-329-3257

      SOURCE Camp Bow Wow

      Here are the most expensive dog breeds in the world

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      Having one of the most expensive dog breeds in the world as a pet can be expensive. But for those who love dogs, that probably means nothing compared to the joy and affection these four-legged creatures bring into their lives.

      Moreover, dogs’ unfailing loyalty and proven alertness cannot be expected from any other pet. This is the main reason why, for centuries, several generations of humans across continents have had pooches in their families. Indeed, the relationship between humans and dogs is that of best friends.

      How are dog prices determined?

      There is no clear determinant of how a dog is priced. However, some dogs are definitely more popular than others. It all starts with dog breeds, whether officially recognized or not.

      Prominent governing bodies such as the Fédération Cynologique Internationale (FCI), also known as the World Canine Organization, determine and maintain databases of dog breeds.

      Likewise, countries like the United States, United Kingdom, and Australia have their own governing bodies for dog breed recognition and standards. These include the American Kennel Club (AKC), the Kennel Club (KC) of the United Kingdom, and the Australian National Kennel Council (ANKC).

      In 2022, the FCI recognized 355 breeds worldwide. Recognized breeds have an advantage over all others. Although the price is also determined by the appearance, friendliness and health of the dogs, the ethical standards of the breeder are also taken into consideration. Additionally, the rarity and popularity of a breed as a pedigree adds to its value.

      Lineage plays another major role in distinguishing the most expensive dog breeds from others. For example, a puppy recognized as a member of an AKC champion line (dogs that have won an AKC recognized championship) generally commands a higher price than a puppy from a non-champion line.

      However, it should be noted that the price of a dog can sometimes be easily higher than the average price of the champion lines of the breed.

      10 most expensive dog breeds in the world

      Samoyed

      Image credit: Shakti Rajpurohit/Unsplash

      Price: $1,800 to $5,000

      Boasting a thick double-coated white coat, this medium-sized Siberian breed has a life expectancy of around 12 to 14 years. Males of the breed weigh between 22 and 30 kg and stand around 59 cm at the withers. Females weigh a little less, 15 to 22 kilograms, and measure about 53 cm.

      Due to their thick coat, Samoyeds require a lot of grooming. Their luscious mane should be brushed weekly. Although this is a generally healthy breed, it is important to have them checked periodically for medical conditions, especially hip dysplasia, heart problems, and eye disorders.

      Lowchen

      Expensive dog breeds
      Image credit: Helen Thomas/Unsplash

      Price: $3,500 to $8,000

      The breed’s name translates to “little lion” in German due to its resemblance to the mighty animal.

      Löwchens are small dogs; they are about 35 cm high and weigh about 6 kg. Still, they are energetic and very protective of their family.

      This breed of dogs has a full mane and a feathered tail. Thus, owners of Löwchens must ensure regular grooming of their dogs. However, their wavy coat does not shed often. They can live up to 13-15 years and have practically no health problems.

      english bulldog

      expensive dog breeds
      Image credit: Juan Manuel Martinez/Unsplash

      Price: $2,500 to $9,000

      Also known as the British Bulldog, it is one of the most famous and expensive dog breeds in the world.

      English Bulldogs have a stocky build, but their wrinkled faces and buttoned noses make them cute.

      Standing at around 38cm, Bulldogs weigh between 18 and 22kg, depending on gender. They can live up to 10 years.

      The breed exhibits close family ties and is quite protective and playful. They can be aggressive at times, but can also display a greater degree of friendliness to strangers compared to some other powerful breeds.

      English Bulldog prices can be well above average. In 2015, American celebrity and entrepreneur Kylie Jenner and her then-boyfriend Tyga bought an English Bulldog puppy. Jenner shared photos and videos of the dog on Snapchat with the caption “50K,” leading to speculation the pup may have cost her $50,000.

      french bulldog

      french bulldog
      Image credit: American Kennel Club

      Price: $3,000 to $6,000

      The ears of French bulldogs easily distinguish them from their English cousins. Straight and shaped like bat ears, the dog acquires its unique characteristic after being crossed between English Bulldogs and French dogs such as Terriers and Pugs.

      These dogs weigh around 12 kg and can measure around 33 cm. French bulldogs can live up to 13 years.

      Popularly known as the Frenchie, they are one of the most expensive dog breeds in the world due to their immense popularity and low maintenance.

      They achieved instant fame in Parisian high society and art, and have since maintained their position. They were only behind Labrador Retrievers in first place in the AKC’s list of most popular dog breeds in 2021.

      French Bulldogs don’t need frequent grooming and adapt better to family and strangers than English Bulldogs.

      Afghan Hound

      expensive dog breeds
      Image credit: Arve Kern/Unsplash

      Price: $2,000 to $2,500

      The Afghan Hound measures approximately 68 cm and weighs between 20 and 27 kg. He comes from a breed of sighthounds of Afghan origin. Distinguished by its long and silky coat, it requires daily brushing.

      An Afghan Hound also needs periodic medical attention, especially for abdominal issues, as they naturally have low body fat stores. With good care, it can live between 12 and 18 years.

      Akita

      expensive dog breeds
      Image credit: Mikhail Vasilyev/Unsplash

      Price: $500 to $2,500

      Do you remember Hachi: A Dog’s Tale? This lovely breed of Japanese bloodline owned our hearts in the 2009 drama film.

      Akitas are legendary for their loyalty to the master. However, they are neither friendly to strangers nor to other dogs. Akitas are muscular and like to be active, which is why they make extremely capable watchdogs.

      Males of the breed can weigh around 59 kg, while females can go up to a maximum of 45 kg. Likewise, male dogs can stand slightly taller than females and can reach a maximum height of 71cm.

      The life expectancy of an Akita is between 10 and 14 years.

      irish greyhound

      Image: Courtesy of Stéphane Juban/Unsplash

      Price: Around 2,500 USD

      With a height of around 81cm for males, the Irish Wolfhound is one of the tallest dog breeds in the world. They have rough, harsh coats but appear in beautiful shades of white, gray, fawn, red, black, and brindle.

      Capable of great speeds, the Irish Wolfhound was once famous for easily outclassing a wolf in battle and could cut down men from horses. Today, the breed has become friendly with humans as well as other dogs. Yet their instincts are as vigilant as they were in the past.

      Like all large dog breeds, Irish Wolfhounds have a short lifespan. As such, they can only live to a maximum of eight years and can be affected by abdominal issues. They can weigh between 47 and 54 kg, depending on the sex.

      Cavalier King Charles Spaniel

      most expensive dog breeds in the world
      Image: Courtesy of HTO – Self-Photographed/Public Domain/Wikimedia Commons

      Price: $2,500 to $7,000

      One of the most expensive dog breeds in the world, the Cavalier King Charles Spaniel is one of the friendliest dogs. They are also trustworthy and can be very easy to get along with children and strangers. The dogs also gel well with other pooches, making them ideal for families that have a brood of dogs. However, due to their friendly temperament, they don’t make great watchdogs.

      The Cavalier King Charles Spaniel can be easily identified by its medium length, wavy, silky coat, which can be in shades of ruby, black and white, black and tan, and Blenheim (white and brown). Its coat does not shed frequently and may not require weekly grooming.

      The small dogs, originally from the UK, can stand around 33cm tall at the shoulder and weigh around 5-8kg. They have a lifespan of 12 to 15 years if the many health issues the breed is prone to are taken care of.

      Pharaoh’s Hound

      Image: Courtesy of Pleple2000 – Own work/CC BY-SA 3.0/Wikimedia Commons

      Price: $1,800 – $3,000

      The Pharaoh’s Hound is one of the rarest dog breeds in the world. Bred only on the island of Malta, the dog derives its name from its depiction in ancient Egyptian art and its documented existence since antiquity. As such, it is also considered one of the oldest dog breeds.

      Pharaoh Hounds have a calm and friendly temperament. They have a short, smooth coat. Although they don’t need too much care, they do shed hair to some degree. Usually, dogs are around 63cm at the withers and weigh around 20-24kg.

      These dogs can be affected by common types of cancer that other dog breeds could also get sick from. However, the Egyptian Pharaoh Hound is relatively healthier than most species.

      tibetan mastiff

      Image: Courtesy of Grisha Grishkoff/@grishkoff/Pexels

      Price: About $6,000

      Found in Tibet, China, Nepal, and the Indian Himalayas, the Tibetan Mastiff can easily outrun all of the world’s most expensive dog breeds by a mile. Some puppies have even sold for millions.

      In 2014, a golden-haired Tibetan Mastiff was bought by a Chinese businessman for $1.9 million. It remains the highest price ever paid for a breed of dog. Other Tibetan Mastiffs have also sold for high prices – one of them sold for $1.5 million in 2011.

      The breed is quite healthy and can live up to 12 years. Well acclimated to life at high altitudes in difficult terrain, the Tibetan Mastiff is considered one of the most powerful dogs in the world.

      Standing around 71cm at the withers and weighing around 78kg, a Tibetan Mastiff appears lion-like in its thick, dense coat.

      Although very loyal to their family, they are not friendly with strangers.

      This story first appeared on lifestyle asia india

      (Main Image: HTO – Self-Photographed/Public Domain/Wikimedia Commons; Feature Image: Arve Kern/ Unsplash)

      Inclusive design for children with disabilities goes back to the 5 senses

      0

      An accessible bedroom designed by Shelly Rosenberg for the 2021 Kips Bay Decorator Show House in Dallas, inspired by 7-year-old Virginia. Photograph by Danny Piassick

      Interior design may seem superfluous for families with extraordinary needs, but Dallas-based designer Shelly Rosenberg argues otherwise. “Interior designers and architects actually have a greater impact on your health and well-being than doctors because we spend so many of our time inside our homes,” she reasons.

      As a mom of three with different learning styles and challenges, Rosenberg has spent over 20 years making her home safe, comfortable and optimized for their well-being. In 2019, she founded Acorn & Oak, which offers services to help parents design inclusive spaces for children with disabilities, as well as organic weighted blankets and mattresses to help with sensory regulation. “I just feel like it’s really been my life’s work,” she says.

      For Rosenberg, designing adaptive and inclusive spaces is essential, not only for the person diagnosed but also for everything family members. “As your child grows and you go out in public, you may start to see where the world isn’t built as inclusively as we would like,” she explains. “You see a lot of physical barriers, but also emotional and mental barriers in the real world.” After a long day of maneuvering around unfair public spaces, returning to an accessible, toxin-free home offers ease and peace for all.

      So how should you address the not-so-obvious issues to help make your home more inclusive? Rosenberg says it goes back to the five senses.

      Seen

      mother and child reading in top bunk with task lighting

      Rosenberg and his son, Ronen, in his bedroom. Photography by Heacox Creative Co

      The appearance of a space is a priority when it comes to interiors, but aesthetics are only part of the design equation. “Sight is extremely important because that’s where most of us get most of our information, and we can’t have sight without light,” Rosenberg says. The light subconsciously speaks to our brain and tells it what to do: a bright blue glow alerts the nervous system to wake up; full-spectrum task lighting helps maintain focus; and warm red tones stimulate melatonin for relaxation. Adding a simple dimmer can help guide a child’s behavior throughout the day.

      Patterns and colors can also trigger different reactions. For an anxious child who is more of a sensory avoider than a seeker, wild patterns and bright colors could negatively affect their safe and quiet space. Best to reserve these items in a playroom where you want to encourage high energy.

      Whether your child enjoys sensory stimulation or withdraws from it, Rosenberg recommends exposing them to different spaces to develop their tolerance and flexibility in a world that isn’t always inclusive or accessible. Visitors will also benefit from the variety. Rosenberg explains, “You might be a big family of stimulus seekers, but every once in a while you’re going to bring in people who aren’t, so it might be nice to have a place where you can say: “You know, that feels like a bit too much for you. Why don’t we go to this room?

      Sound

      lavender floral nursery

      The room at the Kips Bay Decorator Show House has been dubbed “Virginia’s Sanctuary.” Photograph by Danny Piassick

      When his energy is spent, Rosenberg enjoys a bit of sensory deprivation in a quiet, dimly lit place. “I completely want to check it out at the end of the day,” she laughs. Adding noise-cancelling items like rugs, draperies, and felt wall tiles can create a cave-like vibe.

      On the other hand, “dark and quiet can be very uncomfortable for some people,” she notes. “They have no way of judging what’s around them or what’s going on, and that brings a lot of fear.” She recommends filling the void with music: classic lullabies, even birdsong, can help deregulate bodies after a trip to the trampoline park. White noise is popular for sleep, but Rosenberg suggests substituting a lesser-known brown noise, which is deeper and lower on the sound spectrum and has more variation (think: rolling waves or thunder).

      Feel

      leather armchair and modern art

      Another corner of Ronen’s space. Photograph by Danny Piassick

      The laundry, the dog, the steak cooking on the grill, the scents are all around us even if we don’t register them. “I feel like sometimes in our own homes we’re numb to different scents,” Rosenberg says. But for someone who is particularly sensitive to the senses, even a floral candle can become overwhelming. Rosenberg suggests using a purifier to create a neutral environment: Not only will it eliminate stray odors, but it will also help eliminate invisible elements such as mold, allergens and toxic VOCs from carpets, paint, plastic toys and furniture. Instead of artificial sprays, opt for the purest essential oils you can find, which can either energize (like eucalyptus or citrus scents) or calm (lavender is always popular) depending on your needs.

      Another tip? Invite your best friend to audit your home for problem areas with a fresh nose. “Sometimes I have friends who come and ask me, ‘What is this or that?’ And I’m like, ‘You know what? I didn’t even notice it,’” Rosenberg admits.

      To taste

      white accessible bathroom with shell mirror

      The Sanctuary of Virginia bathroom. Photograph by Danny Piassick

      Babies love to explore their surroundings through their mouths and easily absorb everything they touch. Organic textiles and low- or no-VOC furniture reign supreme for new parents and high-needs households. For everyone, Rosenberg says to think about water.

      Purifying the water that enters our homes and ultimately our bodies helps reduce the bacteria, heavy metals, chemicals and pharmaceuticals we are exposed to. It can be as simple as using a Brita filter for drinking water or as complex as installing a water purification system (which Rosenberg says can cost around $3,000 and last up to in 10 years). It’s also worth noting that we soak up more when our pores are open, which tends to happen in a hot bath, so adding a showerhead filter and filling the tub this way is an easy and impactful change. .

      To touch

      lavender striped scone in the floral room

      Photograph by Danny Piassick

      What feels comforting to you is not universal, especially for someone who is particularly sensitive to textures. “Many customers have told me they can’t stand wool or hate velvet,” says Rosenberg. “I have a mohair sofa which I love because the fabric wears like iron and is luxurious and beautiful. My three kids say it’s prickly and they don’t like it. What textiles are on the whole comfortable but safe? Rosenberg often opts for durable and organic fabrics like cotton and linen.

      Weighted blankets are also great because they help release serotonin and melatonin to help kids (and adults) relax. Most are made with plastic pellets, but Acorn & Oak are filled with hypoallergenic glass sand and made with GOTS certified organic cotton. A travel version that weighs only five pounds is perfect for airplane rides or car trips after parking. (One of Rosenberg’s favorite therapies is deep pressure stimulation, in which gentle pressure is applied to the body to relax the nervous system.)

      It is not necessary to renovate every room. Rosenberg suggests taking it slow and, in the meantime, tidying up where you can: “More than ever, having a little haven of peace where you can really connect is the stage you set for the most memorable memories. intimates that you will have in your life.”

      This article originally used the term “children with special needs”. More specific, people-oriented terminology is “children with disabilities,” according to the National Center on Disability and Journalism.. We corrected this wording on August 22, 2022.

      Best dog breeds for 2022

      0

      In its Top 10 list, Camp Bow Wow lists purebreds, mixed breeds (listed by their primary breed), and popular crosses, including two doodles.

      TEXAS, USA — A dog daycare and boarding franchise has released a list of the top 10 breeds in Texas from its database of nearly 400,000 campers in the United States and Canada.

      The company, Camp Bow-Wow, is the largest dog daycare franchise in North America and Canada. They recently released their list of breeds to celebrate National Dog Day on August 26th.

      The company’s Top 10 list includes purebreds, mixed breeds (ranked by their primary breed), and crossbreeds, including two doodles.

      According to the list, the hugely popular Labrador Retriever (including Labrador mixes) is ranked first for the fifth year in a row.

      Goldendoodles are ranked second, followed by mixed and purebred German Shepherds, Golden Retrievers, Australian Shepherds, Pit Bull Terriers, Beagles, Huskys and Boxers. Rounding out this year’s top 10 is the Labradoodle.

      Several factors have contributed to the popularity of the Labrador Retriever according to Camp Bow Wow Animal Health and Behavioral Expert Erin Askeland, MSc, CPDT-KA, CBCC-KA.

      “Labs are very versatile and have a friendly, outgoing temperament,” Askeland says.

      Askeland points out, however, that selecting a pet isn’t just about breed. As she explains, consider your lifestyle.

      “While a dog’s breed can influence certain tendencies and behaviors, it’s important not to let breed alone determine whether to bring a specific dog into your home,” Askeland said.

      According to camp officials, you need to decide whether you prefer small or large dogs, how much time you will spend grooming your pet, and whether you want your dog to participate in certain activities.

      A Camp Bow Wow spokesperson said they welcome all breeds – including all of the wonderful mixes we see every day – and believe every dog ​​deserves a loving home.

      As they point out, animal shelters and sanctuaries offer a multitude of breeds and mixes that will make great additions to any family.

      Follow KAGS on social media: Facebook | Twitter | instagram | Youtube

      The Well Groomed Franchise System, Inc. Expands Celebrity Dog Grooming Team With More Industry Heavyweights

      0

      Joining the company’s all-star lineup of the industry’s top dog grooming educators are International Certified Master Groomer Michelle Worthy and National Grooming Trainer Gina Guiborel.

      Press release

      August 18, 2022

      OVIEDO, Fla., Aug. 18, 2022 (Newswire.com) –
      The Well Groomed Franchise System, Inc. (Well Groomed Pets) today announced that its powerhouse team of celebrity groomers has grown. Michelle Worthy, an internationally certified master groomer, and Gina Guiborel, a national groomer and trainer with a passion for pet welfare initiatives, have officially joined the company. The two celebrity groomers will join Gabriel Fietosa, Tristian Ranson, the American Kennel Club, Andis and others as they deliver exclusive, original, and modern grooming training each month at Well Groomed Pets salons across the United States.

      Well Groomed Pets provides franchisees with an established brand, track record of success, high quality equipment and products, top quality ongoing training by celebrity groomers, and ongoing marketing support, reducing the cost of customer acquisition.

      “The grooming training we offer is comprehensive and endless,” said Roger Lloyd, President of Franchise Operations for Well Groomed Pets. “With great humility and admiration for other wonderful grooming salons, we know that owners struggle to provide inspired support and a professional track record to hard-working and incredibly creative professional groomers,” said he declared. “We are trying to change that by providing the best grooming training from the best and most famous grooming professionals in the industry.”

      The groomers working inside Well Groomed Pets salons work with some of the best and most modern grooming equipment and supplies available. From lighted hydraulic grooming tables and premium dryers to Andis grooming tools and Hydra shampoos and conditioners, the company strives to ensure that groomers have the resources to allow their art to shine every day.

      “Our store construction and salon culture was intentionally designed with the groomer in mind,” Lloyd said. “The space is modern, clean, and filled with custom furniture and accessories. It is our deep hope that the salon, culture, training, and support of Well Groomed Pets will dramatically elevate the status of the professional groomer. They deserve so much more. and we hope to lead that charge.”

      About Well-Kept Pets

      Well Groomed Pets is a premium grooming and wellness center that uses AI and machine learning to customize each pet grooming treatment to achieve optimal results specific to your pet’s breed. and your animal’s state of well-being. The company is the single most comprehensive wellness salon in the industry. Each grooming treatment begins with a 44-point physical, physiological and behavioral wellness examination. Well Groomed Pets’ goal is to ensure that Well Groomed customers are the happiest, healthiest and most beautiful dogs in town. For more information visit www.wellgroomedpets.com.

      MEDIA RELATIONS: Press@wellgroomedopportunties.com

      FRANCHISE OPPORTUNITIES: franchise@wellgroomedopportunities.com

      Source: The Well Maintained Franchise System, Inc.

      Short-term car and you will use today on the Internet

      Short-term car and you will use today on the Internet

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      The Best Teddy Bear Dog Breeds That Are Just Too Adorable

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      Teddy bear dog breeds are some of the cutest puppies around and not only do they look adorable, but they also have incredibly affectionate and playful temperaments that make them an absolute joy to have around the house.

      Known to be among the most affectionate dog breeds, the canine companions in this guide are true lovers who love nothing more than to be with their people and the majority of them are highly adaptable which makes them makes them well suited to almost any environment.

      Due to their social, gentle, and even-tempered nature, these teddy bear dog breeds will do well in homes with children and some are also very intuitive, allowing them to offer plenty of emotional support and care for those who may be housebound or have limited mobility.

      While the pros of owning a teddy bear dog breed far outweigh the cons, it should be noted that some have stubborn natures which make them harder to housebreak and others will require training and socialization. early to make sure they are comfortable with strangers.

      These small (and very manageable) issues aside, teddy bear dog breeds have wonderful personalities that make them great companions if you’re looking for a friendly, loyal pup who will shower you with love. Here are 10 of our favorites….

      1. Cavapoo

      Cavapoo

      (Image credit: Getty Images)

      What do you get when you cross the Cavalier King Charles Spaniel with the Poddle? Why, the adorable Cavapoo of course! Also sometimes referred to as a Cavadoodle or Cavoodle, the Cavapoo is native to Australia and is known for its soft coat that can be wavy or curly.

      Incredibly friendly and affectionate, this sweet, playful and even-tempered little dog has a beautifully sociable nature and loves children. These qualities, coupled with their calm and quiet nature, make them an exceptional pet.

      Cavapoos are highly intelligent little puppies who are extremely eager to please, making them an absolute pleasure to train. Their energy levels and exercise needs are moderate, so you don’t have to worry about being constantly on the go, and they shed little, making them a good choice for allergy sufferers.

      2. Pomsky

      Pomsky

      (Image credit: Getty Images)

      A mix of Pomeranian and Siberian Husky, the Pomsky is a breed to consider if you’ve always wanted a wolf-like dog but have been put off by their stubborn nature. The Pomsky has the looks of the Siberian Husky packed into a compact frame but with a much more comical and trainable nature, something they inherit from the Pomeranian line.

      Highly adaptable, they will be happy to live in almost any type of environment as long as they take one decent walk a day to expend their energy. That being said, be prepared for a lot of chatter as they tend to have the Pomeranian penchant for yelping coupled with the Husky tendency to howl and whine, so if peace and quiet is what you’re looking for, this ball of vocal plush is not the best choice.

      If you don’t mind being in constant conversation with your canine companion then the Pomsky is a wonderfully affectionate dog that makes a delightful companion for adults and they are very intelligent which means they will quickly take new commands. . Just be sure to socialize them from a young age as they can be nervous around strangers.

      3. Morkie

      morkie

      (Image credit: Getty Images)

      Energetic, affectionate and playful, the Morkie combines the absolute best qualities of both the Maltese and the Yorkshire Terrier to create one of the most adorable and affectionate packs of plushies you could wish for. Standing six to eight inches tall and weighing no more than eight pounds, this little pooch may be small, but his heart is huge.

      Because they’re so lovable, these lovable and highly social puppies make fantastic companions for almost anyone, including older children and seniors who are looking for a cuddly dog ​​who will be just as happy to walk around as they are to hang out. snuggle on it. a hot ride.

      Although they do very well in families, if you have young children it is best to wait until they are older before welcoming a Morkie into your home as their small size means they can be easily injured. You’ll want to train and socialize Morkies early on, as their stubborn side means they need a bit of patience, firmness, and consistency to help them learn who’s in charge.

      4. Lhasa Apso

      Lhasa Apso

      (Image credit: Getty Images)

      Small but sturdy, the Lhasa Apso originated in Tibet where they served as watchdogs in palaces and monasteries across the country. These days, this cheerful and mischievous pup is a loyal and protective family companion, possessing both a super fun and playful side while taking his job of caring for those he loves seriously.

      Although the Lhasa Apso will befriend people outside of its family, it will likely be suspicious and distant until it is sure that this new person poses no threat to its humans. They tend to have a very puppy nature well into old age, so they’re a great choice if you’re looking for a canine companion that will stay young at heart.

      Content to live indoors, this pup is ideal if you’re looking for a relatively low-energy dog ​​because while he likes to play, he’s not one for vigorous exercise. However, you will want to take a firm but caring stance with them as they will try to dominate the roost if given half the chance, so early and consistent training is essential.

      5. Bichon Frize

      Two Bichon Frize dogs standing side by side outdoors

      (Image credit: Getty Images)

      The Bichon Frize is a popular and adorable cloud of cotton balls made up of plush, velvety white hair and big black eyes that make them damn hard to resist. Endlessly cheerful and curious by nature, the Bichon Frize has a gentle, playful and lively disposition that makes them an absolute pleasure to have around the home.

      Well known for his clownish antics that provide constant amusement to all who come in contact with him, this gentle and affectionate dog loves attention and will want to accompany you wherever you go. Always alert, they make great little watchdogs if you want to know when someone is on your property, but at their heart they really are lovers, not fighters.

      Although a very intelligent little dog, the Bichon Frize has a reputation for being one of the most difficult puppies to train as they can be incredibly stubborn. They are also prone to severe separation anxiety, so you will either need to be home during the day or make sure you can take them with you to ensure they stay happy and healthy.

      6. Shepadoodle

      Shepadoodle

      (Image credit: Getty Images)

      High in energy but low in shedding, the Sheepadoodle is the perfect pet if you’re looking for an active companion but don’t always want to collect tons of fur on your furniture and floors. A cross between the Old English Sheepdog and the Poodle, this ultra-fluffy and clumsy pooch has a wonderfully friendly and playful nature.

      Fantastic Family Dogs, there isn’t much a Sheepadoodle loves more than kids except maybe lots of affection, so if you’re looking for a family dog ​​this one is hard to pass. They are also very good with other dogs and although their sheepdog side can make them quite independent minded, their poodle side means they can also be eager to please which balances things out from a dog point of view. training.

      7. Shichon

      shichon

      (Image credit: Getty Images)

      Cuteness overload is guaranteed when you combine two of the world’s most lovable dogs and the Shichon, a mix of Shih Tzu and Bichon Frize, is proof of that. Outgoing yet highly intuitive and gentle, the Shichon has become a popular therapy and emotional support animal and is an exceptional choice for anyone confined to their home, as these loving, caring little souls won’t leave their human side behind.

      Outgoing and intelligent, they are very energetic but are more than happy with a play session or a few runs around the yard, so you don’t have to worry about taking them for long walks. They also like to snuggle up and will be more than happy to snuggle on your lap for much of the day.

      The Shichons love their family with all their hearts and because of that, they don’t like to be separated from them. Being separated from those who matter most to them is incredibly distressing for this sweet and loving little pup, so he needs to be in a home where someone is there all day to keep him company.

      8. Maltipoo

      Maltipoo

      (Image credit: Getty Images)

      Mix the Maltese and the Poodle and you have the charming and utterly devoted Maltipoo whose fun nature means they are sure to win over everyone they meet. Intelligent and affectionate, the Maltipoo is an intriguing mix of gentle dog and feisty pocket rocket that loves a good session of active play.

      Considered a good dog for allergy sufferers, the Maltipoo is a very light shedder, but it does require daily grooming to prevent its coat from knotting and matting. They tend to get along well with children and other pets, adapt quickly to most living situations, and are generally intelligent and easy to train.

      9. Cockapoos

      Cockapoo

      (Image credit: Getty Images)

      With the gentle nature of the Cocker Spaniel and the good naturedness of the Poodle, the Cockapoo has quickly become one of the most popular breeds for those looking for a gentle, loving pet that will fill their home with excitement and comedy.

      Thriving on social interaction, the more people around the better when it comes to the Cockapoo, and they are beautifully adaptable when it comes to living environments, doing well in just about any where, from apartments to large houses with backyards.

      The Cockapoo has a moderate amount of energy and when he’s not burning it up on a daily walk, you’ll find he’s perfectly content to curl up in your lap or doze next to you on the couch.

      10. Shih Tzu

      Shih Tzu

      (Image credit: Getty Images)

      Their name may mean “little lion”, but there’s nothing fierce about this charming, affectionate and gentle dog and will be your best friend as soon as you bring him home. If you’re looking for a playful companion who will shower you with unconditional love, the Shih Tzu is hard to beat.

      Equally well-suited to apartment life or a country farm, the Shih Tzu loves children and gets along well with other animals. People lovers at heart, they will very willingly engage with strangers and although they will certainly bark to alert you if someone is at the door, they will quickly bond with the visiting person as soon as they enter. the House.

      Like the Bichon Frize, the Shih Tzu’s only downside is that they are notoriously difficult to housebreak, so consistency and patience will be key here if you want them to learn the ropes. You’ll also need to be prepared to brush them daily as their fur tangles easily, but that shouldn’t be a problem given how much attention this dog loves.

      Wells Fargo Autograph Card | Credit card

      How to Maximize Rewards with the Wells Fargo Autograph Card

      Use the Wells Fargo Autograph Card to pay for all restaurant meals, travel purchases, monthly streaming fees and your monthly phone bill to maximize your cash back earnings. You can also use the card for all gasoline purchases.

      Then choose to redeem your rewards from a variety of options: while traveling, as statement credit, to purchase gift cards, or whenever you pay with PayPal.

      Comparisons with other credit cards

      Annual subscription : Neither card charges an annual fee.

      Awards: The Wells Fargo Autograph Card earns three points per dollar on dining, travel, public transportation, popular streaming services, phone plans, and gas stations, and one point on all other qualifying purchases. Find out Cash Back earns 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay with PayPal, up to the quarterly maximum when you pay with PayPal. activate.

      Sign-up bonuses: Spend $1,500 in the first three billing cycles and earn $300 in cash back with the Wells Fargo Autograph Card. Although Discover it Cash Back doesn’t have a typical sign-up bonus, Discover will match any cash back you earn in the first year.

      Advantages: With the Wells Fargo Autograph Card, you can redeem your cash back rewards for travel, statement credits and gift cards, or when you pay with PayPal. You also have access to the premium benefits offered by Visa Signature Concierge. Find out Cash Back comes with zero-liability fraud protection, free access to your FICO credit score, and alerts if your social security number appears on a risky website.

      Annual subscription : The Wells Fargo Autograph card charges no annual fee and the Blue Cash Preferred card from American Express charges an annual fee of $95.

      Awards: The Wells Fargo Autograph Card earns three points per dollar on dining, travel, public transportation, popular streaming services, phone plans, and gas stations, and one point on all other qualifying purchases. With the Blue Preferred Card from American Express, you can earn 6% cash back on up to $6,000 in US supermarket purchases each calendar year, 6% cash back on select streaming service subscriptions US, 3% at US gas stations and in transit, and 1% on other purchases.

      Welcome bonus: Spend $1,500 in the first three billing cycles and earn $300 in cash back with the Wells Fargo Autograph Card. With Blue Cash Preferred, get a $350 credit after spending $3,000 on purchases on your new card in the first six months.

      Advantages: With the Wells Fargo Autograph Card, you can redeem your cash back rewards for travel, statement credits and gift cards, or when you pay with PayPal. You also have access to the premium benefits offered by Visa Signature Concierge. With the Blue Cash Preferred card from American Express, you’ll have access to entertainment options through American Express Experiences, as well as travel assistance services and rental car protection.

      What are the fees associated with the Wells Fargo Autograph Card?

      • Annual subscription : The Wells Fargo Autograph Card does not charge an annual fee.
      • Foreign transaction fees: The card does not charge any foreign transaction fees.
      • Balance Transfer Fee: The balance transfer fee is 3% of the amount of each balance transfer with a minimum of $5 for three months from account opening. After that, balance transfer fees can be as high as 5% for each balance transfer, with a minimum of $5.
      • Cash advance fees: The cash advance fee is 5% of the cash advance with a minimum of $10.
      • Penalty fee: Cardholders will pay up to $40 for a late payment.

      Should you get the Wells Fargo autograph card?

      • Prefer multiple redemption options for your rewards.
      • Spend a significant amount on restaurants, travel, streaming, phone plans, and/or gas and want no spending limits on your earned rewards.
      • You don’t need to earn high points per dollar on your grocery purchases.

      Zulu Alpha Kilo, Director Kacper Larski “Ignite Your Senses” for Subaru Canada

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      Hot sports cars have always made drivers feel a bit flush. Now, Subaru Canada is taking the launch of the all-new BRZ to another level by allowing consumers to literally taste it in the form of a hot hot sauce.

      Aptly titled ‘Ignite Your Senses’, the integrated campaign was launched through this online drama film directed by Kacper Larski through production company Asymetric for Zulu Alpha Kilo agency, Toronto. Revolving around a curious pizzeria, the story begins with a customer enthralled by a brand new Subaru BRZ parked in front of the restaurant. Seeing what starts this guy’s fire, the chef gives him a unique bottle of hot sauce branded BRZ. And after tasting the bottled feel of the sports car, the customer’s heightened senses launch them into a fiery BRZ driving fantasy through the city.

      But the film’s premise is more than pure fantasy. A batch of BRZ hot sauce bottles has been set aside for select retailers and delightful surprise giveaways on social media, so consumers can go on a “taste drive.”

      Aimed at a young, tech-savvy audience, a code found on BRZ hot sauce bottles leads consumers toward a Snap AR gaming goal. The objective of the game is to navigate the BRZ through a winding street course and collect as many chilies as possible within a minute. Players will have a real-time view of their facial expressions during the experience and can steer the BRZ by physically moving their head.

      “Hot sauce has become a cultural phenomenon in recent years,” said Wain Choi, Executive Creative Director at Zulu Alpha Kilo. “By tapping into this rich culture, we can push the boundaries on how to get people interested in and trying out a new vehicle.”

      Zulu Alpha Kilo and Zulubot, the agency’s production arm, led the strategy and creative development of the integrated campaign. The work spans online videos, Snapchat AR lens, social content, OOH, digital takeovers and package design. Agence Rinaldi was in charge of creating the Quebec market and OMD was responsible for planning and media buying.

      The “Ignite Your Senses” campaign is the latest installment of Subaru Canada’s “Welcome to Uncommon” platform, which launched in 2021.

      preparing and planning for business loans

      Marc L. Goldberg

      Banks generally approve less than 15% of loans sought. However, as a small business owner, bank financing is usually the most reliable source. What are some of the steps you can take to prepare for a loan to ensure maximum acceptance potential?

      From the archives:Business Tips from SCORE: How to Build a Brand Strategy

      Alan Haut, ND SBA District Director advises, before you start writing your proposal, there are four things you need to be able to clearly address: (1) how much money is needed? (2) how will the money be used? (3) how will funds be refunded? And (4) what if the business is unable to repay the loan?

      Tips for getting started:

      Build and maintain a good credit rating Credibility is number one in what a lender will consider. And, your credit rating is a measure of your reliability. What lenders want to know more than anything else is that they will get their loan repaid and a credit score is a measure of bill paying history.

      Be organized. Get your finances in order and update all your documents (income, expenses, assets and debts). It is useful for both the borrower and the potential lender to have all your documents ready when the application is submitted rather than having to search for specific documents during the assessment period.

      Run a cash flow forecast. Once the amount of financing needed has been determined, the next step is to determine if you can afford it. How? By making a cash flow forecast. If the cash flow amount is not sufficient, an adjustment to the requested amount may be required. The company’s past history will determine the validity and realism of the projections. By doing this exercise before applying, the lender will see that there is realism in the application.

      Know the type of loan needed. Before applying, a review of the different types of loans available is in order.

      Term loan: This is the classic loan option. A term loan gives you a lump sum of cash that you will repay (with interest) in regular installments until you have repaid all of the borrowed funds.

      Short term loan: Short-term loans are like term loans, just faster and more expensive. You will face higher interest rates and shorter repayment terms, but you will get money in the bank very quickly.

      From the archives:SCORE Cape Cod & Islands Offers Minority-Owned Businesses the Opportunity to Receive Cash Rewards

      Business line of credit: A commercial line of credit is a revolving line of credit that gives you access to permanent capital. When you use your line of credit, you only pay interest on the portion borrowed. Once you have repaid the borrowed funds, you have access to the capital again – no need to reapply.

      Corporate credit card: A business credit card works much the same as a personal credit card. Use your credit card to buy now, pay later. It’s a great way to increase your available capital and boost your credit score.

      Merchant Cash Advance: Use a merchant cash advance to exchange tomorrow’s income for cash today. Your lender will give you a lump sum of money which you will repay with a percentage of your daily sales.

      SBA 7(a) loan: Small Business Administration (SBA) 7(a) loans are one of the most sought-after business loans. They have large loan amounts, competitive interest rates, and generous repayment terms. They’re hard to qualify and notoriously heavy on paperwork, but they’re the best

      Financing that small businesses can find.

      Financing of accounts receivable: Accounts Receivable Financing (also known as factoring) allows you to exchange your unpaid invoices for cash immediately. If you just need extra cash to cover a crisis or pay your own bills, factoring can provide you with all the financing you need.

      Keep your business plan up to date. Lenders want to know where the funds will be used and what the overall business plan is. They want to know how the loan will help the business and that the management team has the capacity to run the business and repay the loan. This is the role of the business plan in loan analysis. Not all lenders require business plans, but it is best to have at least a Business Model Canvas plan (www.strategyzer.com) to show that the direction of the business has been well thought out.

      Contributed by Marc L. Goldberg, Certified Mentor, SCORE Cape Cod & the Islands, www.capecod.score.org, capecodscore@verizon.net, 508/775-4884.

      23 White Dog Breeds of All Shapes and Sizes

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      When looking for the perfect dog to add to your family, it’s important to consider size, temperament, and maintenance. But what about color? While many dogs have fur in shades of black, gray, brown and red, there are a few that show all-white coats. While every dog ​​is wonderful no matter what hue they sport, all-white dogs are undeniably beautiful to behold.

      White dog breeds can come in all shapes and sizes, from the smallest chihuahuas to the very big Great Pyrenees, which means you should have no trouble finding a white dog that matches your size preference. Another interesting thing to note about white dogs is that they don’t necessarily have albinism, which is the absence of melanin, or the pigment that gives a coat its color. Instead, white dogs have a gene that dominates all other colors, resulting in snow-white fur.

      Just like other puppies, some white dog breeds may require more grooming than others. For example, a Samoyed, with its extremely hairy coat, will require regular brushing and grooming appointments. Other white dogs have smooth coats that require very little maintenance, such as the bull terrier.

      No matter what type of companion you’re looking for, we’ve got you covered with this list of 22 white dog breeds.

      1. Samoyed

      As a medium to large dog breed Weighing between 35 and 66 pounds, the Samoyed is white from head to toe – which makes sense since they are native to snowy Siberia. Their thick, fluffy coat makes them even more lovable, and as sheepdogs they are very loyal to their people and friendly to everyone they meet.

      2. Maltese

      maltese on couch

      If you are looking for a small dog breed to fit your family, a Maltese is an excellent choice at 6 to 8 pounds. You can choose to keep their hair long or have regular grooming to keep it short. They are known for their lively and affectionate personalities.

      3. Standard Poodle

      poodle on the grass white dog breeds

      Obedient and extremely intelligent, the standard poodle stands tall and usually weighs between 45 and 70 pounds. With their lovely curly fur, they can be trimmed to be short haired or you can let them grow longer.

      4. Bichon Frize

      bichon frize dog

      You can’t help but smile when you see a Bichon Frize scampering down the street. AFrom 12 to 18 pounds, these dogs are gentle and have happy dispositions.

      5. Pomeranian

      pomeranian on the grass

      As one of the youngest dogs in the world, Pomeranians weigh only 4 to 7 pounds when fully grown. With near-permanent smiles, these adorable puppies are energetic and feisty. Although they are often known for their orange hue, they can also have white fur.

      6. Great Pyrenees

      white dog breeds

      Thinking about getting a giant, cuddly dog ​​who is both calm and affectionate? Then look no further than the Great Pyrenees, which can weigh from 85 to 160 pounds.

      7. West Highland White Terrier

      mountain burrow

      At a reasonably small size of 13 to 22 pounds, the West Highland White Terrier is definitely a cutie. These white dogs, affectionately nicknamed “westies”, are alert, active and friendly.

      8. American Eskimo

      eskimo dog

      Although they are called “American Eskimo” dogs, these cute all-white puppies actually hail from Germany. Weighing between 18 and 35 pounds, these dogs are alert and affectionate, making it the perfect family pup.

      9. Coton de Tulear

      white dog breed race

      This pup gets its fancy breed name from the French word for cotton, as their white fur looks like puffy cotton, and they were bred in the Malagasy port of Tulear. At 8 to 13 pounds, they like to use their voice and are very playful.

      10. Japanese Spitz

      japanese spitz

      Originally from Japan, as their name suggests, japanese spitz look like 11 to 20 pound mini Samoyeds. They have cheerful and loyal personalities and are great for families.

      11. Havanese

      havanese puppy

      Miniature from 9 to 16 pounds, the havanese is the national dog of Cuba. What these puppies lack in stature, they make up for in cheerfulness and kisses.

      12. Chihuahuas

      white dog breeds

      The smallest dog in the world, born in Mexico chihuahua usually only weighs between 3 and 6 pounds. Although they come in several colors, one of them is white and they are known for their smooth, low-maintenance coat. (With their fiery personalities, of course!)

      13. Bolognese

      bolognese dog

      With its fluffy coat and docile nature, the Bolognese is an Italian dog that typically weighs between 5 and 8 pounds. Don’t let their name fool you – this dog’s all-white coat looks nothing like the classic dish from Italy!

      14. Bull Terrier

      bull terrier

      Developed in England in the 19e century, you can’t miss a bull terrier because of its distinctive egg-shaped head. Sturdy and gentle, these dogs can weigh from 49 to 84 pounds and are characterized as gentle and playful.

      15. German Shepherd

      German shepherd

      Did you know that some german shepherds maybe white? First bred in Germany and now in the United States, they are distinguished by their unique white coat and arrive like other Shepherds between 71 and 88 pounds. As working dogs, they tend to be protective and alert, but they are also cheerful and eager to please.

      16. Komondor

      white dog breeds

      Komondors are among the most head-turning dogs because they have very distinctive “dreadlocks” which are the result of the undercoat blending with the outer coat. Weighing 88 to 130 pounds, these large puppies are affectionate yet independent.

      17. French Bulldog

      french bulldog

      Available in many different colors, the french bulldog, or “Frenchie”, can also have white fur. Weighing between 16 and 28 pounds, this white dog breed is the right size to play with toddlers, which they’ll probably want to do often as they’re quite lively and fun-loving.

      18. Berger Blanc Suisse

      swiss shepherd on the snow

      Weighing in at 55 to 88 pounds, the White Swiss Shepherd, or Berger Blanc Suisse as the breed is called in Switzerland, is often called attentive, intelligent, and highly trainable by owners.

      19. Afghan Hound

      white dog breeds

      With their dignified and elegant appearance, the afghan hound tends to be equally dignified when it comes to his personality, but can also be affectionate and loyal. They can weigh between 57 and 75 pounds.

      20. Boxer

      boxer on bench

      Although often considered to have a brown or red coloration, boxers can also be white. Intelligent and full of energy, this breed hails from Germany and can weigh anywhere from 55 to 71 pounds.

      21. Chow Chow

      chow chow puppy on gray background

      Chow chow can be any color of the rainbow in dog fur, from brown to black to white. They weigh between 44 and 71 pounds and are calm, independent dogs. This can be a plus if you are hoping for a low energy pup.

      22. Borzoi

      white dog breeds

      With their unmistakable long snouts, borzois, a hunting dog from Russia, weighs between 55 and 100 pounds. They are known to be discreet and affectionate companions.

      23. Dogo Argentino

      dogo argentino is sitting in the grass

      Dogo Argentinos are sporting dogs originally bred for hunting cougars, wild boar, and other large game. They are muscular and very powerful, weighing between 77 and 99 pounds. They have a short white coat, which only requires weekly brushing and bathing when dirty.

      Do you own a white dog breed? Tell us about the Wide Open Pets Facebook Page!

      READ MORE: 11 all-white animals found around the world

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      Well Groomed Pets expands celebrity dog ​​grooming team with more industry heavyweights

      0

      Well maintained pet lounge reception area

      Well maintained pet salon grooming area

      Well maintained bathing area for pets

      It is our deep hope that the Well Groomed Pet salon, culture, training and support will greatly elevate the status of the professional groomer. ”

      — Roger Lloyd, President of Franchise Operations

      OVIEDO, FLORIDA, USA, Aug. 12, 2022 /EINPresswire.com/ — Well Groomed Pets today announced that its powerful team of celebrity groomers has grown. Michelle Worthy, internationally certified Master Groomer, and Gina Guiborel, former VCA groomer and trainer with a passion for pet welfare initiatives, have officially joined Well Groomed Pets. The two celebrity groomers will join Gabriel Fietosa, Tristian Ranson, the American Kennel Club, Andis and others as they deliver exclusive, original, and modern grooming training each month at Well Groomed Pet salons across the United States.

      Well Groomed Pets provides franchisees with an established brand, track record of success, high quality equipment and products, top quality ongoing training by celebrity groomers, and ongoing marketing support, reducing the cost of customer acquisition.

      “The grooming training we offer is comprehensive and endless,” said Roger Lloyd, President of Franchise Operations for Well Groomed Pet. “With great humility and admiration for other wonderful grooming salons, we know that owners struggle to provide the inspired support and career roadmap for hard-working and incredibly creative professional groomers,” did he declare. “We are trying to change that by providing the best grooming training from the best and most famous grooming professionals in the industry.”

      The groomers working inside Well Groomed Pet salons work with some of the best and most modern grooming equipment and supplies available. From lighted hydraulic grooming tables and premium dryers to Andis grooming tools and Hydra shampoos and conditioners, the company strives to ensure that groomers have the resources to allow their art to shine every day.

      “Our store construction and salon culture was intentionally designed with the groomer in mind,” Lloyd said. “The space is modern, clean, and filled with custom furniture and accessories. The culture we promote centers on collaboration and creativity while always ensuring animals are handled and cared for with love and empathy. Our deep hope is that the salon, culture, training and support will dramatically elevate the status of the professional groomer. They deserve so much more and we hope to lead that charge.”

      About Well-Kept Pets

      Well Groomed Pets is a premium grooming and wellness center that uses AI and machine learning to customize each pet grooming treatment to achieve optimal results specific to your pet’s breed. and your animal’s state of well-being. The company is the single most comprehensive wellness salon in the industry. Each grooming treatment begins with a 44-point physical, physiological and behavioral wellness examination. Well Groomed Pet’s goal is to ensure that Well Groomed customers are the happiest, healthiest and most beautiful dogs in town. For more information visit www.wellgroomedpets.com.

      MEDIA RELATIONS: Press@wellgroomedopportunties.com

      FRANCHISE OPPORTUNITIES: franchise@wellgroomedopportunities.com

      Well-groomed pets
      The Well Maintained Franchise System, Inc.
      +1 949-678-0558
      write to us here

      Well-groomed pets

      Fig Personal Loans Review 2022

      Insider’s experts choose the best products and services to help you make informed decisions with your money (here’s how). In some cases, we receive a commission from our our partners, however, our opinions are our own. Terms apply to offers listed on this page.

      Fig personal loans

      Regular APR

      35.99% to 211% APR, depending on your condition

      Regular APR

      35.99% to 211% APR, depending on your condition

      Advantages
      The inconvenients
      • Very high APRs
      • Only available in 8 states
      • Low maximum loan amount
      • Income requirement
      More information
      • Loan amount between $50 and $500, up to $1,000 for returning customers with a good payment history
      • Customer service by email or SMS, not available on weekends
      • Loans available to residents of California, Florida, Illinois, Missouri, New Mexico, Ohio, Texas and Utah
      • Need at least three months of direct deposits into your bank account of $1,400 per month or more

      Depending on the state you live in, the terms of your loan vary:

      Borrowers in certain states seeking larger loans (up to $1,000) may see their limit increased after developing a strong payment history with Fig.

      Advantages and disadvantages of personal loans Fig

      Who is Fig most for?

      Fig is a good option for borrowers who might not qualify for a personal loan elsewhere due to their credit history. Fig primarily bases its lending decisions on your transaction history and income, as shown on your bank account statement. You will need to show approximately three months of direct deposits of $1,400 per month into your account.

      However, Fig’s interest rates are closer to payday loan rates than traditional personal loan rates – so be very careful before taking one out. A payday loan is a short-term, high-cost unsecured loan with principal as part of your next paycheque. They can end up costing more than you borrowed and can trap you in a cycle of debt.

      Comparison of personal loans Fig

      All three lenders market themselves as alternatives to payday loans and offer slightly lower rates than their high-interest counterparts (many payday loans have interest rates around 400%). However, you will still pay a much higher interest rate with these three lenders than you would with a traditional personal lender.

      Possible only has one term: two months. Opploans terms range from nine months to 24 months, depending on which state you live in. Fig has terms ranging from one to six months depending on where you live.

      None of the three companies check your credit score, so they might be a good option for borrowers who have been turned down by other companies due to a bad credit history.

      Compare personal loan rates

      Is Fig trustworthy?

      Fig Loans is currently not rated by the Better Business Bureau, a non-profit organization focused on consumer protection and trust. The BBB rates companies by evaluating their response to customer complaints, honesty in advertising and openness about business practices. Fig is not rated because the BBB does not have sufficient information to give a rating.

      Fig has not been involved in any recent controversy or scandal. Although Fig isn’t rated by the BBB, his clean story may put you at ease about borrowing from the lender. Reach out to friends and family members before doing so to understand their experiences with Fig.

      Frequently Asked Questions

      Is Fig a legit company?

      Yes, Fig is a legit company that offers personal loans to borrowers without checking their credit scores.

      How hard is it to get a Fig loan?

      It depends on your financial situation. To get a loan, you will need to show about three months of direct deposits of $1,400 per month into your bank account. If you do not meet this condition, you will not be able to obtain a loan.

      How fast do you get a Fig loan?

      Almost all borrowers get their funding within three business days, and 94% of borrowers receive their funds the next day after submitting their application, according to the FAQ section of Fig.

      Can you repay a Fig loan early?

      Yes, you can prepay a Fig loan without penalty.

      Dog breeds: Here are the five types of dogs a TikTok vet says she would never own

      0

      A veterinarian has gone viral on TikTok after naming the five dog breeds she would never own due to cost of maintenance or temperament.

      Alabama-based Dr Whitney Terrell has sparked controversy on the video-sharing app for choosing fan-favorite breeds as ones she wouldn’t choose for herself.

      In a video that has been viewed more than 8.4 million times, she named Chinese Crested, Chihuahuas, all flat-faced breeds such as Pugs or Shih Tzus, German Shepherds and Goldendoodles as dogs that she would never possess.

      Explaining why she wouldn’t own a Chinese Crested or other type of hairless breed, Dr Terrell said the dog itself is ‘doing fine’, but it’s her personal preference not to own a dog. or a hairless cat.

      “They are nervous [sic]they are fat… not for me,” she added.

      As for Chihuahuas, Dr. Terrell described these small breeds as “ankle biters.”

      “Would more than likely be bitten [sic] if I had one, it’s usually a one-person dog,” she continued. “We have a few [in our clinic] who are just super, super, super sweet. The others are ankle biters.

      She also took issue with flat-faced or brachycephalic breeds, which include pugs, shih-tzus, Boston terriers and English bulldogs.

      These breeds are at an increased risk of respiratory problems, as well as eye and skin conditions due to excessive breeding.

      In June, experts from the Royal Veterinary College (RVC) suggested that the breeding of bulldogs in the UK could be banned unless improvements to breeding practices are made to help dogs avoid debilitating conditions.

      Dr Terrell said that although some of these dogs are ‘so cute, so sweet’, she would never own one because: ‘They can’t breathe. They literally can’t breathe.

      (Getty Images/iStockphoto)

      “They snore, I already have a snoring husband,” she added. “[They also get] skinfold dermatitis, allergies, yeast, odor, gas – that’s a no for me.

      In second place are German Shepherds, as well as Belgian Malinois, which resemble the old breed.

      The vet explained that while these breeds have the “potential to be really good dogs,” the vast majority of those who come to her clinic “want to bite your face off.”

      She clarified that it was because they weren’t properly trained and she wouldn’t have time to properly train a German Shepherd or Belgian Malinois herself.

      (Stock)

      “If you’re considering getting these dogs, don’t do it lightly because they need a lot of training, a lot of attention,” she cautioned potential pet owners.

      Finally, Dr. Terrell said she would never own a Goldendoodle, a popular cross between Golden Retrievers and Poodles.

      “Some of them are nice but a lot of them are crazy, hyper crazy, can’t sit still for two seconds,” she said.

      “We’ve also had some very aggressive ones, they’re just kind of a squirrel. Ear infections off the wazoo [sic]grooming so expensive… too much maintenance for me, I’d rather have a gun dog.

      Owners of the breeds mentioned by Dr. Terrell were quick to defend their dogs in the comments, with many eager to talk about their Goldendoodles.

      One person wrote, “I can’t believe the Goldendoodle is your number one! I’m shocked! I’ve had a ton of dogs in my life. He is the best dog ever and the best family dog.

      Another said: “Goldendoodle is literally the best dog I have ever owned and known. Literally like a human and ridiculously smart and sweet. Goodbye. »

      “What is hate on the doodles [sic]! Our doodle is so smart and the sweetest dog I have ever met. I will never own anything different again,” added a third.

      In a follow-up video, Dr Terrell named the five dog breeds she would actually own, including Great Pyrenees, German Shorthaired Pointers, Golden Retrievers, Mutts or Mixed Breeds and Basset Hounds.

      The vet goes viral after revealing the best and worst dog breeds

      0

      A veterinarian has caused a stir online after revealing his five most and least favorite dog breeds, basing his list on personality, health issues and behaviors.

      Whitney Terrell, who has more than 74,000 followers on TikTok, explained why she was and wasn’t a fan of every dog ​​in two separate videos that collectively received more than nine million views.

      At the top of his list of least popular dog breeds are any dogs that are an “oodle,” especially goldendoodles, as they are high-maintenance dogs, requiring expensive grooming, and prone to ear infections.

      @dr.terrellpetvet

      #5thingschallenge #veterinary #dogs #fypシ

      ♬ original sound – Whit

      “Some of these dogs are really nice but a lot of them are crazy, hyper crazy, can’t sit still for two seconds. We’ve had some really aggressive ones as well,” said Terrell, from Alabama.

      In second place come Belgian Malinois and German Shepherds. Dr. Terrell said that while they make excellent guard dogs that work well in rescue-type scenarios, they are not suitable for pets unless their owner has enough time to train them.

      dog breeds has gone viral online.” class=”wp-image-23369756″ srcset=”https://nypost.com/wp-content/uploads/sites/2/2022/08/veterinarian-best-dog-breeds-1.jpg?quality=75&strip=all&w=1154 1154w, https://nypost.com/wp-content/uploads/sites/2/2022/08/veterinarian-best-dog-breeds-1.jpg?quality=75&strip=all&w=866 865w, https://nypost.com/wp-content/uploads/sites/2/2022/08/veterinarian-best-dog-breeds-1.jpg?quality=75&strip=all&w=577 577w, https://nypost.com/wp-content/uploads/sites/2/2022/08/veterinarian-best-dog-breeds-1.jpg?quality=75&strip=all&w=289 288w, https://nypost.com/wp-content/uploads/sites/2/2022/08/veterinarian-best-dog-breeds-1.jpg?quality=75&strip=all 1024w” sizes=”(max-width: 577px) 100vw, 577px”/>
      A video of a veterinarian talking about her 5 least favorite dog breeds has gone viral online.
      TikTok/@dr.terrellpetvet

      “The ones we see at the clinic want to bite your face off because they’re not properly trained,” she said.

      “If you’re considering getting one of these dogs, don’t do it lightly because they need a lot of training, a lot of attention.”

      Taking up the remaining spots on his list of “five breeds I wouldn’t own (because) I’m a veterinarian,” were a number of small dog breeds.

      The vet said that dogs with
      The vet said that dogs with “oodle” in their name tend to be high maintenance.
      TikTok/@dr.terrellpetvet

      As cute as they may be, Terrell warned against owning short-nosed dogs like French bulldogs, pugs, Boston terriers and shih tzus due to their likelihood of suffering from respiratory problems.

      Flat-faced dogs are prone to brachycephalic airway syndrome due to their facial structure, which could create other problems later in life, such as heart strain.

      Next on his list are Chihuahuas due to their “ankle biting” nature, followed by Chinese crested and hairless dogs.

      Both Belgian Malinois and German Shepherds require a lot of canine training.
      Both Belgian Malinois and German Shepherds require a lot of canine training.
      TikTok/@dr.terrellpetvet

      “Dogs are fine, I don’t like hairless animals. They (are) zitty, they are a bit fat, same with cats. That’s a no from me,” Dr. Terrell said.

      The vet, who works at the Connolly Animal Clinic, sparked a heated debate on the social media platform with more than 24,000 TikTokkers commenting on her video about the least popular breeds.

      “I can’t believe the golden doodle is your #1! I’m shocked!” commented one owner of the breed.

      Boston terriers and shih tzus suffer from respiratory problems.
      Boston terriers and shih tzus suffer from respiratory problems.
      TikTok/@dr.terrellpetvet

      “Our doodle is awesome too! We love it. Sometimes people think it’s too good to be true. Feel so lucky to have it,” posted another.

      But it’s not just oodle enthusiasts who have been fired up, with German Shepherd Dog (GSD) owners also protesting why the breed shouldn’t have been on the list.

      “Pretty shocked she has this on her list. I grew up (with a) GSD. So loyal and protective,” one comment read.

      “I have three GSDs now and had a Belgian malinois a few years ago and never had a problem wanting to bite someone,” said another.

      Chihuahuas love to bite people's ankles, the vet said.
      Chihuahuas love to bite people’s ankles, the vet said.
      TikTok/@dr.terrellpetvet

      But not everyone disputed the vet’s list, with those in the industry agreeing with Dr. Terrell’s composition.

      “100% okay with all of this as a former vet tech,” one commenter said.

      “I’ve been a groomer for 30 years and the doodles make me question my entire career path,” posted another.

      “I appreciate your whole list, it replicates my list as a dog trainer,” said a third.

      Although Dr. Terrell said she wouldn’t own dogs, she also made a list of breeds she likes, with her own dog’s breed listed first.

      The vet said hairless animals tend to be fat.
      The vet said hairless animals tend to be fat.
      TikTok/@dr.terrellpetvet

      Bassets, or generally any type of dog, take the top spot despite some of their health issues.

      “They smell bad, they bark very loudly, they can have ear issues, back issues (and) weight issues,” Dr. Terrell said.

      “They can be a bit grumpy at the vet at times but I love them, they are so sweet. Mine is the best dog ever, he comes to work with me every day.

      The vet owns a basset hound and says it's his favorite dog.
      The vet owns a basset hound and says it’s his favorite dog.
      TikTok/@dr.terrellpetvet

      A mutt or mixed-breed dog came in second on Terrell’s list due to its lack of hereditary issues that purebreds typically inherit, followed by the golden retriever for its good temperament.

      “He’s a good first dog, especially for families. Good temperament, easy to train, I love them,” said Dr Terrell.

      Finally, the German Shorthaired Pointer and the Great Pyrenees took fourth and fifth place respectively, due to their energetic nature.

      Tyrell has worked in the animal health industry since graduating from college in 2016. She said her lists were based on personal opinions and she shared her thoughts “for fun.”

      The Best and Worst Dog Breeds According to a Vet: Why Owners Should Opt for Pooches Over Poodle Mixes

      0

      A vet has revealed the five dog breeds she does and doesn’t own — and her list might surprise you.

      Dr Whitney Terrell from Alabama caused a stir online after sharing her least favorite dog types in a viral TikTok video with the popular Goldendoodle or ‘oodle’ breeds topping her list of least favorite breeds.

      She said German Shepherds shouldn’t be owned without proper training and didn’t rate short-snouted pooches like French Bulldogs, Pugs and Shih Tzus.

      The animal doctor also shared his most beloved dogs, including golden retrievers, mixed-breed puppies and basset hounds.

      Scroll down for video

      dog breeds in a viral TikTok clip dividing viewers” class=”img-no-border img-share” style=”max-width:100%” />

      American veterinarian Dr Terrell shared his five best and worst dog breeds in a viral TikTok clip dividing viewers

      The animal doctor caused a stir after sharing his least favorite dog types based on his veterinary experience with the popular Goldendoodle or

      The animal doctor caused a stir after sharing his least favorite dog types based on his veterinary experience with the popular Goldendoodle or “oodle” breeds topping the list.

      Dr Terrell said that while some poodle crossbreeds are ‘super sweet’ they ‘can’t sit still’ and are prone to a range of health issues.

      “A lot of them are crazy, hyper crazy, can’t sit still for two seconds. We also had some very aggressive ones,” she said.

      ‘Ear infections come out of the wazoo so costly grooming they are mixed breed. Too much maintenance for me.

      Dr. Whit’s Five Least Favorite Dog Breeds

      1. Goldendoodles and Poodle Mixes

      “Some of these dogs are really nice but a lot of them are crazy, hyper crazy, can’t sit still for two seconds.” We also had very aggressive ones

      Ear infections come out of the wazoo, so expensive grooming, they are mixed breed. Too much maintenance for me.

      2. German Shepherd and Belgian Malinois

      “They have the potential to be very good dogs, good police dogs, good rescue scenarios, but 95% of the ones we see at the clinic want to bite your face off because they’re not properly trained.

      I know I couldn’t train them properly because I don’t have time. If you’re considering getting one of these dogs, don’t do it lightly because they need a lot of training, a lot of attention.

      3. Brachycephalic or Short-Muzzled Dogs such as French Bulldogs, Pugs, Boston Terriers and Shih Tzus

      “Some of them are so cute and so sweet, but they can’t breathe, literally can’t breathe.

      They snore, I already have a snoring husband, I don’t need anything else. Skinfold dermatitis, allergies, yeast, odor, gas, that’s a no from me.

      4. Chihuahuas

      “It’s not my cup of tea: I’m afraid to step on it, I’d more than likely be bitten if I had one, it’s usually a one-person dog.

      We have a few that are super nice, the rest are ankle biters.

      5. Chinese Crested Hairless Dogs

      “Dogs are fine, I don’t like hairless animals. They’re peppy, they’re a little fat, same with cats. That’s a no for me.’

      Second on Dr. Terrell’s list, a German Shepherd or Belgian Malinois, she says, can be aggressive if not trained properly.

      “They have the potential to be very good dogs, good police dogs, good rescue scenarios, but 95% of the ones we see at the clinic want to bite your face off because they’re not properly trained” , she said.

      Any breed that is brachycephalic, that is, has a shortened or “squished” muzzle, such as pugs, Boston terriers, French bulldogs or shih tzus, is not recommended by the US veterinarian.

      “Some of them are so cute and so sweet, but they can’t breathe, literally can’t breathe,” she said.

      “They snore, I already have a snoring husband, I don’t need anything else. Skinfold dermatitis, allergies, yeast, odor, gas, that’s a no from me.

      Dr. Terrell said she dislikes Chihuahuas which she calls “ankle biters” as well as Chinese crested or hairless dogs.

      Coming in at number two on Dr Terrell's list was a German Shepherd (pictured) or Belgian Malinois who she says can be aggressive if not trained properly

      Dr Terrell said she didn't like Chihuahuas (pictured) which she called 'ankle biters' as well as Chinese crested or hairless dogs

      Dr Terrell’s list also included German Shepherds (pictured) or Belgian Malinois who she said could be aggressive if not trained properly, as well as Chihuahuas she called ‘ankle biters’

      “It’s not my cup of tea: I’m afraid to step on it, I’ll more than likely be bitten if I had one, it’s usually a one-person dog,” she told About Chihuahuas.

      Survey

      What is your favorite dog breed?

      • Basset 50 votes
      • Half-breed or mutt 279 votes
      • Golden retriever 334 votes
      • german shorthaired pointer 65 votes
      • Great Pyrenees 49 votes

      “I don’t really like hairless animals, they’re nervous, they’re a bit fat, same with cats – kind of like a ball sack – no from me.”

      The clip racked up 8.3 million views and some of the doctor’s opinions on dog breeds angered animal lovers in the comments, with many disagreeing with his hot takes.

      ‘I can’t believe the golden doodle is your #1! I’m shocked! I’ve had a ton of dogs in my life. He’s the best dog ever and the best family dog,’ one viewer wrote.

      “Goldendoodle is literally the best dog I’ve ever owned and known. Literally like a human and ridiculously smart and sweet. Byeeee,” said another.

      “I grew up with only German Shepherds and they were the best dogs,” replied a third while a fourth commented, “My chihuahua is the sweetest boy ever.”

      However, not everyone was upset by Dr. Whit’s controversial opinions.

      ‘Doodles, the most expensive pooches in the world…agree with you from a fellow vet!’ a woman answered.

      In a follow-up clip, the animal doctor also shared his most beloved dogs, including golden retrievers, mixed-breed puppies and even basset hounds.

      She said golden retrievers make the perfect pet because of their calm temperaments

      In a follow-up clip, the animal doctor also shared his most beloved dogs, including golden retrievers, mixed-breed puppies and even basset hounds.

      ‘FACTS. Sorry doodle owners, your dogs are NOT the best dogs,” a second claimed.

      In a follow-up clip, Dr. Terrell shared the top five dog breeds she would get with Basset Hound or any type of dog coming in at number one.

      Dr Terrell owns a basset hound herself and said that despite being ‘smelly, noisy and having ear, back and weight issues’ they are the ‘best’ pets.

      ‘I love them, they are so nice. Mine is the best dog ever, he comes to work with me every day,” she said.

      She also recommended getting a mixed breed or mutt dog as they have fewer underlying health issues as well as golden retrievers as their calm temperament makes them a great pet.

      Veterinarian Dr. Terrell’s Five Favorite Dog Breeds

      1. Basset Hound and any type of dog

      “They smell bad, they bark very loudly, they can have ear, back and weight problems.

      They can be a bit grumpy at the vet at times but I love them they are so sweet. Mine is the best dog ever, he comes to work with me every day.

      2. Mutt/Mixed Breed/Strays

      ‘For number two I don’t have a picture because he’s a pooch, they can look like anything. They are fantastic dogs.

      They generally don’t have as many genetic or hereditary issues as purebreds. They are grateful to have a home. Highly recommend a pooch.

      3. Golden retriever

      ‘I love this breed, they are so beautiful, so kind, great family dog, a good first dog especially for families. Good temperament, easy to train, I like them.

      4. German Shorthaired Pointer

      ‘They are beautiful super athletic happy dogs. I honestly can’t think of one I’ve seen that wasn’t happy.

      However, you don’t want to own them if you’re sedentary, if you don’t like adventure, if you don’t like walking them every day.

      They are athletic dogs, they need to be exercised or they will destroy stuff. Love them, big dogs, beautiful dogs.

      5. The Great Pyrenees

      “They don’t necessarily do very well at the vet, usually because they’re herding dogs. They’re out there with the goats, the sheep, the farm animals, if they’re actually doing a job, then a lot of them aren’t used to being in or around people.

      They are not necessarily the best at the vet but I love them, I have had several, they are the best dogs, I love them so much.

      Source: dr.terrellpetvet/TIC Tac

      For number two, I don’t have a picture because it’s a pooch, they can look like anything. They are fantastic dogs,” she said.

      “They usually don’t have as many genetic or hereditary issues as purebreds. They are grateful to have a home.

      At number four was the German Shorthaired Pointer and at fifth was the Great Pyrenees.

      ‘They are beautiful super athletic happy dogs. I honestly can’t think of a single one I’ve seen that wasn’t happy,” she said of the German Shorthaired Pointer.

      “Certainly very energetic, you don’t want to own them if you’re sedentary, if you don’t like adventure, if you don’t like walking them every day.”

      Free app: Hands2Paws adapts perfectly to dog breeds and owners

      0

      Press Release: Hands2Paws

      Hands2Paws is a new app, better known as an app, that aims to match owners with their perfect breed of dog based on various lifestyle factors, with the ultimate goal of reducing the number of dogs handed over to shelters. The ASPCA and Shelter Animals Count estimate that 3.3 million dogs enter shelters each year.

      Hands2Paws is on a mission to solve the problem by ensuring that dog owners make informed decisions and welcome a dog into their home that will be a companion for life.

      “People entrust their dogs to shelters for two main reasons. First, the dog they own doesn’t fit their lifestyle. Second, they cannot afford the health issues that are unfortunately common with a dog that is not raised ethically. By helping people make the right choices for themselves and their families, we can reduce the number of dogs that end up in shelters,” said Elizabeth Menegon, founder of Hands2Paws.

      The Hands2Paws app prompts users with a series of questions to determine the best breed for their lifestyle, such as activity level, size, and amount of grooming needed. If the user chooses to purchase a purebred dog, the app also offers suggestions from ethical breeders in their area. If users choose to adopt, the app will also suggest nearby shelters.

      “The app is free and always will be, because everyone deserves to have this information when they welcome a dog into their home. We know that adopting dogs is a great way to reduce the number of dogs currently in shelters, but we need to start solving this problem at the grassroots. We hope that by helping people find a healthy dog ​​that fits their lifestyle, we will have fewer dogs in shelters that need to be adopted “said Menegon.

      ‘The Orville’ Season 3 Episode 9 is a bombardment of the senses

      0

      Warning: Spoilers ahead for “The Orville” season 3, episode 9

      Wow, if you thought there was a lot going on in last week’s episode – and there was – then hold on to your potatoes, the penultimate episode of Season 3, titled “Domino”, exceeds that and more. Although it’s not as long as the previous episode, only five minutes shorter at 1 hour and 18 minutes, it looks like 10 times the action has been packed.

      We begin with a brief, no-nonsense pre-credit sequence on Krill’s homeworld. The gritty atmosphere of the perpetually dark, cyberpunk cityscape we first saw in the episode “Gently Falling Rain” (S03, E04) has been deftly heightened by the addition of falling rain and instantly creating a sensation effective dark at the opening scene.

      Newly elected Chancellor Teleya (Michaela McManus) meets with a Moclan ambassador to discuss an alliance between their two cultures, since Moclus was expelled from the Planetary Union directly after the events of last week’s episode “From Unknown Graves” (S03, E08) where young Topa was kidnapped and tortured by Moclan forces.

      A still of

      It’s one hell of a debris field as 61 Kaylon Spheres are destroyed on the Xelayan homeworld. (Image credit: Hulu)

      It appears Moclan and Krill have confirmed reports that the Kaylon are amassing thousands of ships and preparing to launch a full-scale invasion. According to Teleya, the closest worlds are Vikarris and Xelayah. And while we don’t know anything about the first planet, you have to admit that a ground war (if it ever got to that stage) on Xelaya would be an extremely interesting prospect, given its significantly stronger gravitational field. An alliance is proposed… Fade to black, opening credits roll.

      We immediately cut off the bridge from the Orville to battle stations as a fleet of Kaylon ships engage a fleet of Planetary Union ships who in turn defend Xelayan space. Desperately outnumbered, the Union ships form a defensive circle, much like a 25th century version of “circling the wagons”. However, it seems Ensign Charly Burke (Anne Winters) and Isaac (Mark Jackson) have secretly developed a weapon that could destroy the Kaylon.

      Related: Episode 8 of “The Orville” is a complete mini-movie experience

      And that’s the case. Sixty-one Kaylon Spheres are instantly wiped out without the loss of a single Union cruiser. It turns out that while studying Timmis (remember him?), they learned that every Kaylon and every one of their ships are connected through a synchronization matrix. This is how they coordinate all their actions, even light years from space. This devastating device uses quantum energy to trigger a feedback loop in its interconnect chain, turning relays into a row of dominoes. Once the initiation sequence has been transmitted, it cannot be undone.

      A still of

      Kaylon’s updated homeworld visualization looks utterly stunning as world building continues (Image credit: Hulu)

      Obviously, a weapon as lethal to the Kaylon as this raises a number of ethical questions and the question of whether or not to wipe out the entire race is quickly posed. However, the Orville is sent to the homeworld of Kaylon in an effort to save billions of lives of all species. The Kaylon send a number of spheres to intercept and when they refuse to retreat, the weapon is activated again. Eventually the Kaylons grant Orville safe passage to the surface and it is only for the second time after “Identity: Part I” (S02, E08) that we see Kaylon-1.

      The planet’s surface design has seen some tweaks, boasting a considerably larger VFX budget since we last saw it, and the menacing musical score has a hint of David Arnold’s “Independence Day.” Interestingly, the design of the Kaylon has also been improved in the same way, as has that of Isaac, which now, more or less, delete any notion of an alternate universe variation after the second season finale.

      Related: The Tin Man gets his heart in the episode ‘From Unknown Graves’

      Negotiations ensue and before you know it, there is an agreement in principle between the Kaylons and the Planetary Union. Naturally, celebrations abound, and the Orville’s command crew assembles a log cabin where we hear the singing talent of Ensign Charly Burke and Lieutenant Gordon Malloy (Scott Grimes). Not everyone is celebrating, however, and a “Star Trek VI: The Undiscovered Country”-style plot takes shape, with Admiral Perry (Ted Danson) taking on the role of Admiral Cartwright and conspiring with the Krill to steal the device and eliminate the Kaylon once and for all.

      Two very futuristic spacecraft shoot into space.  One launches a small shuttle, which the other destroys with laser fire in a fiery explosion.

      Admiral Perry (Ted Danson) gets what he deserves this week as his shuttle is destroyed by Krill (Image credit: Hulu)

      However, since Ensign Charly Burke and Isaac are the only individuals capable of using the weapon, a secret R&D facility has been prepared so that the Moclans and Krill can reverse it and pair the device with a quantum core large enough to expand the weapon’s capacity. carried by thousands of light-years.

      Naturally, the site is deep underground and heavily fortified. To get a team inside, the Orville – plus a fleet of Planetary Union starships and Kaylon Spheres – along with several squadrons of these small Wraith Dart-like fighters, now officially known as Pterodons, will engage the Moclan and Krill ships in orbit. Oh yeah, we’re in a mother of a space battle, something this season of “The Orville” dialed up to 14, completely skipping over 11, 12 and 13.

      Related: Malloy suffers an emotional ordeal in ‘The Orville’ Season 3 Episode 6

      And we are not disappointed. The plan works, although casualties on all sides are high, but the shuttle carrying Cmdr. Kelly Grayson (Adrianne Palicki), Lt. Cmdr. Talla Keyali (Jessica Szohr), Kaylon Primary (Graham Hamilton), Isaac and Ensign Burke come to the surface. Not only is there a slew of high-octane dogfighting action in the planet’s atmosphere, but the team deploys to the surface using jet packs after the main power supply. of the shuttle has been damaged! It’s cool ? ! The interior package is clearly a minimal repair of the Moclan Black Site package used last week, but you know, we’re okay with that.

      A still of

      The construction of The Device seems logical following the research on Timmis, but it could have been nice to see it. (Image credit: Hulu)

      The Quantum Core begins to approach full power, creating a countdown device to increase the tension, as the fight continues in orbit, in the atmosphere and in the corridors of the facility, which includes a full brawl between Kelly Grayson and Teleya, which ultimately ends with the Krill being captured. However, the team is unable to bypass every security lock on The Device in time, before it activates and potentially kills every Kaylon within 10,000 light years. The only way to stop it is to create an overload and thus destroy the Quantum Core, the device, and a significant portion of the planet all at once. Ensign Burke tells everyone to leave and she makes the ultimate sacrifice.

      Yeah, Ensign Charly Burke won’t be in the fourth season of “The Orville” (when it does, because it will) because she was completely wiped out at the epicenter of an explosion equal to many million megatons. And much like the recent death of Lt. Hemmer in the “All Those Wandering” episode (S01, E09) of “Star Trek ‘Strange New Worlds'”, it’s completely unexpected.

      Related: ‘The Orville’ Season 3 Episode 5 Revisits Moclan Gender Controversy

      And when you think about it, there have been a couple of weird coincidences between this third season of “The Orville” and season 1 of “Strange New Worlds” – but that’s exactly what they were: coincidences. weird. One didn’t influence the other at all and that’s evident when you consider the production schedules of the two shows.

      Members of different alien species sit to chat around a large white table.  A futuristic cityscape can be seen through a large window behind them.

      The political landscape across the galaxy is changing as peace with the Kaylon now seems possible. (Image credit: Hulu)

      This episode isn’t the best we’ve ever seen – it was “Mortality Paradox” (S03, E03) – and it suffers a bit in style rather than substance, but what a style it was. As we’ve touched on before, the difficult issues that have plagued principal photography for this season of “The Orville” during the COVID pandemic may not be as noticeable as they were last week, but every sci-fi TV show should take note of the jaw-dropping production values ​​showcased in season 3 of “The Orville.”

      There are all the reasons why Hulu should renew “The Orville” and it will more than likely come down to just whether Seth MacFarlane wants it or not. But we’ll add this: when “The Orville” gets renewed, give it an even bigger budget and cut 20 episodes instead of just 10.

      Rating: 7½/10

      The first and second seasons of ‘The Orville’ are available to watch on Hulu (opens in a new tab) in most countries, and plans in the US start at $6.99 per month. New episodes of Season 3 will be released every Thursday. Viewers in Belgium, Canada, Denmark, Hong Kong, Ireland, Italy, Luxembourg, Norway, Singapore, Spain, Sweden, Taiwan and the UK can watch on Disney More (opens in a new tab) with accessibility coming soon for Japan and South Korea. Latin American viewers can watch on Star Plus.

      Follow Scott Snowden on Twitter. Follow us on twitter @Spacedotcom and on Facebook.

      Mainers choose their favorite dog breeds

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      Who doesn’t like dogs?

      Ah yes, the dog. The men’s best friend. Good old Fido and Rover. Probably the greatest living creation.

      Let’s face it, if you love dogs, you’re getting where I’m going with this. They are simply wonderful creatures. Dogs have the ability to do so much for us. They are loyal, lovable, protective, young, and downright perfect. They can even help improve your own health. According to American Kennel Clubdogs can help reduce stress, improve heart health, give you a more active lifestyle, reduce loneliness, and even reduce the risk of allergies.

      As you can probably tell, I’ve owned a dog all my life. Nothing but rescue dogs for life for this guy, but that doesn’t mean I don’t have affection for all breeds.

      I was reading the other day that the Labrador Retrievers is actually the most popular breed in Maine. It’s not surprising. These canines make a perfect dog breed, especially for us Mainers. However, it made me start wondering about other popular dog breeds here in Maine.

      Thanks to WBLM’s social media nation, I was able to put together a list of 30 different dog breeds that listeners chose as their favorites.

      Some of these dog breeds are the absolute top draft picks, while others are a little more surprising. One thing I know is that there is no wrong answer. Every dog ​​is equally awesome.

      You can see our voters’ picks below. What breed of dog do you prefer?

      And don’t forget to check your local shelter to possibly find your next one. good girl or boy.

      Favorite Mainer Dog Breeds

      Mainers told us their favorite dog breeds. It’s a unique and diverse list… with a surprise or two.

      WATCH: Here are 30 toxic foods for dogs

      To prepare for a potential incident, always keep your vet’s phone number handy, as well as an after-hours clinic you can call in case of an emergency. The ASPCA Animal Poison Control Center also has a hotline that you can call at (888) 426-4435 for advice.

      Even with all of these resources, however, the best cure for food poisoning is to prevent it in the first place. To give you an idea of ​​what human foods can be dangerous, Stacker has put together a slideshow of 30 common foods to avoid. Take a look to see if there are any that surprise you.

      5 Credit Card Mistakes to Avoid in Difficult Times | Way of life

      When times are tough, credit card debt can be unavoidable if you learn how to manage credit or are forced to make risky financial decisions due to hardship.

      For Lydia Senn and her husband, who are residents of Alabama, this was their reality during the Great Recession in 2008 after she lost her job and he took a pay cut. They relied on credit cards to get by and racked up about $14,000 in debt.

      “We paid off our debt in 2014 and decided to live without a credit card until 2019,” says Senn, who documents his financial journey on his YouTube channel. “We don’t want to rack up high-interest debt, so we’re very strategic and intentional in how we use our credit card.”

      Having a plan can help avoid debt or keep it manageable when money is tight. If your situation allows it, consider alternatives before you make credit card mistakes that make it hard to bounce back.

      1. Don’t keep spending as usual

      Modify your budget if inflation or other circumstances compromise it. With today’s inflation, Senn has adjusted his budget to include rising gas, internet and cellphone charges on his credit card.

      “Look at the budget and carefully consider those needs versus wants,” says Katie Bossler, quality assurance specialist at GreenPath, a nonprofit credit counseling agency.

      Senn’s grocery bill has gone from $125 a week for a family of six to $225. Lowering that bill is not an option since her husband has lupus and requires an autoimmune protocol diet. “It’s the difference between him thriving and being in pain everyday,” Senn says.

      To balance rising costs, it cut spending in other areas and opted for alternatives. Weekly family get-togethers at the local cafe have moved to its terrace. The family now dines out and travels less, and the kids attend a less expensive arts camp.

      When reviewing your credit card statement, consider deleting unnecessary purchases or unused subscriptions. Prioritize essentials like rent, utilities, food, and expenses that help generate income. If you’re still struggling financially after making changes, consider other options like full-time or part-time work, or finding roommates, Bossler says.

      2. Avoid relying on your credit limit

      Shrinking your budget can provide savings opportunities that keep you from relying on credit cards. Save what you can, even just $5 a week. An emergency fund is foolproof, but a credit limit may eventually reach its maximum or be reduced at the issuer’s discretion.

      Before that happens, request a higher credit limit from issuers when accounts are in good standing. This way, you have credit available as a last resort that supplements an emergency fund. Note that a transmitter can execute a “difficult investigationon your credit after making this request, an action that can temporarily lower credit scores.

      3. Don’t carry a balance on a high-interest credit card

      Having a large balance on a high-interest credit card makes purchases more expensive. For credit card accounts rated for interest in 2021, the average rate was 16.45%, according to Federal Reserve data. Some credit card interest rates are even higher at 29.99%.

      While a card’s interest rate depends on economic factors and your credit, some cards or institutions offer lower rates that can save you money on outstanding balances. For example, the national average rate on credit cards at credit unions was 11.21% in March 2022, according to data from the National Credit Union Administration.

      If you need a debt repayment strategy, a good credit score (a FICO score of 690 or higher) may qualify you for a credit card balance transfer which allows you to transfer a high-interest balance to a new card at a lower rate. Weigh the cost of balance transfer fees and ongoing interest charges to identify the best option. The ideal balance transfer card has no annual fee, a low balance transfer fee of 3% or less, and a long enough introductory APR period of 0% to progress on debt.

      4. Stop accumulating late fees

      If you anticipate a late payment, promptly contact your credit card issuer. Late fees can cost up to $30 the first time and up to $41 after, according to a 2022 press release from the Consumer Financial Protection Bureau.

      Some issuers may be able to change your due date, offer financial hardship programs, or refer you to a nonprofit credit counseling agency that provides a debt management plan, according to Bossler. These programs may waive fees or reduce interest rates for a certain period of time.

      5. Think twice about cash advances

      A credit card cash advance conveniently provides a short-term cash loan at a bank or ATM, but it’s expensive. Interest on the amount of money borrowed begins to accrue immediately and fees may apply.

      Instead, consider a personal loan or targeted offers from issuers that turn available credit on a credit card into a less expensive installment loan that puts money in your bank account. For this last option, no loan application or credit check is required.

      This article was written by NerdWallet and was originally published by The Associated Press.

      The article 5 Credit Card Mistakes to Avoid During Tough Times originally appeared on NerdWallet.

      Outdoor meditations: use your 5 senses for mindful walking

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      In fact, you can easily turn the outdoors into your very own meditation studio by simply focusing on aspects of nature and conscious movement while using your breath and imagination.

      Feel stressed? According to research, performing any of these meditations can help you reduce anxiety and improve self-esteem. Do you have trouble sleeping? According to studies, mindfulness meditation can also help you sleep better.

      Whether you’re looking for a sense of peace or a clearer mind, one of these meditations could be your ticket to a happy summer.

      Important note: Before starting any new exercise program, consult your doctor. Stop immediately if you feel pain.

      1. Walking meditations

      Walking is a great form of exercise, and you can get the most out of it by practicing a mindfulness technique along with it. A simple way to start is a gratitude meditation (see the video above). You will focus on feeling grateful and making a mental list of the things you appreciate in your life.

      If you’re walking on a track, you focus on one thing you’re grateful for in round one, then move on to something else you’re grateful for in round two and so on. If you’re walking on a sidewalk, you can focus on one item during each block you cover.

      Another form of meditation is visualization. When you walk, transport yourself to a quiet, relaxing place. For example, as you stroll through the streets of a noisy city or through the quiet streets of your neighborhood, you can imagine yourself in a lounge chair on the sand by the water’s edge. Feel your feet in the sand, the wind in your hair and the sun on your face. Focus on feeling relaxed and calm as you walk and notice how the body feels lighter and more flexible in motion.

      2. Olfactory meditation

      The outdoors in the summer is filled with the scents of fresh flowers, trees, freshly cut grass and bodies of water. For this meditation, sit next to one of these natural elements and settle into a comfortable position. Sitting cross-legged with your hands resting on your knees or knees is the traditional meditation position, but feel free to sit on a bench or even lean against a tree.

      From there, inhale through your nose and breathe in the scent of nature around you. After inhaling, pause and hold your breath for a few seconds, then exhale through your nose or mouth to release the breath and smell. As you inhale, begin a count of four, hold for two, then exhale for a count of four. Repeat this breathing pattern for 60 seconds to 60 minutes.

      3. Breathing meditation

      This breath meditation uses the breath to help focus the mind and can be done in motion. So try this simple breath work whether you’re walking, running or sitting.

      Inhale through your nose and focus on a word that is a positive representation of how you feel. This word could be “good”, “relaxed”, “happy” or even “proud”. Maybe you are proud of yourself for going out!

      Travel the world through tea with Atlas Tea Club (courtesy of CNN Underscored)

      Then, as you exhale through your mouth, think about letting go of any feelings that are the opposite of that positive feeling. It can be stress, anger or anxiety. Repeat this breathing pattern and word association for the duration of your time outdoors.

      Enhance your time in nature this summer with one of these outdoor meditations.

      Stephanie Mansour, host of “Step It Up With Steph” on PBS, is a health and wellness journalist and weight loss consultant and coach for women.

      Citi Flexible Loans: A Hassle-Free Way to Borrow for Citi Cardholders

      Emir Memedovski/Getty Images/iStockphoto

      Credit card companies are continually adding new features to their card offerings to entice new customers to apply and persuade current customers to stay. Citi, one of the largest credit card companies in the United States, is no different. Its Citi Flex Plan, which includes Citi Flex Pay and Citi Flex Loan, is a benefit that offers fixed terms and flexible payment options on purchases and loans for Citi cardholders.

      Citi Flex Pay allows a cardholder to repay eligible purchases charged to the card at a fixed interest rate and a fixed monthly payment. This can help cardholders pay monthly credit card payments better. Many card issuers now offer a similar benefit.

      Citi Flex Loan is a card benefit not often seen with other cards. It allows a cardholder to borrow from their card’s line of credit. Here is an overview of how this loan works and how a Citi cardholder can access this card feature.

      What is a Citi Flex Loan?

      Cardholders can consider a Citi Flex loan as a cash advance without the high cash advance fees and annual percentage rate – which is repaid as an installment loan.

      With a Citi Flex Loan:

      • There is no application form to fill out.
      • There is no credit check.
      • There are no loan origination fees.
      • The monthly payment is fixed over the term of the loan.
      • The borrower chooses the repayment term of the loan — up to 60 months.
      • The APR is fixed, so even if the credit card’s interest rate fluctuates, the Flex Loan APR remains the same.

      How a Citi Flex Loan Works

      A Citi Flex loan is very simple. The cardholder chooses the loan amount up to a maximum set by Citi, then selects a loan term option. Since the APR of the loan is fixed, the monthly loan payments do not vary. Citi adds the cardholder’s monthly Citi Flex loan payment to the cardholder’s minimum balance, so the cardholder still makes only one monthly payment.

      When a cardholder takes out a Citi Flex loan, the available credit on their card is reduced by the amount of the loan. A cardholder can still use any remaining available credit for other purchases.

      How to Get a Citi Flex Loan

      Citi cardholders can log into their online account to determine if they are eligible for a Citi Flex loan.

      The choice of loan conditions is simple. Citi provides the maximum amount the cardholder can borrow. The minimum is $500, and a cardholder can select the minimum, maximum, or an amount in between.

      The cardholder can choose the number of monthly payments, either 12, 24, 36, 48 or 60. The monthly payment and APR will vary depending on the amount and term of the loan, and the cardholder has the option to adjust them to find the most suitable. loan conditions for their budget.

      Once the loan terms have been chosen, the cardholder can request a direct deposit of the funds, which could appear in their account in as little as one business day. They can also request a check by mail.

      How payments are applied to a Citi Flex loan

      Monthly Citi Flex loan payments are added to the cardholder’s minimum monthly card payment, so there’s no second payment to worry about. If a cardholder makes a payment above the minimum, any amount above the minimum is applied to the outstanding balance with the highest interest rate. This can be the card balance or the Citi Flex loan balance.

      For example, if the Citi Flex loan balance has an APR of 9.99% and the card has an APR of 21.99%, any payments above the minimum will go to the card balance rather than the loan balance Flex. However, if the cardholder has a low APR, such as a 0% balance transfer offer, any amount paid over the minimum monthly payment will be applied to the flexible loan balance rather than the 0 APR balance. %.

      Citi Flex Loan Eligibility

      Cardholders pre-screened for Citi Flex loan eligibility may see an offer when they log into their online account. A cardholder interested in a Citi Flex Loan who does not have an offer in their online account can call Citi Customer Service to find out if they are eligible.

      Carry

      Before taking out a loan, a consumer should compare loan options to determine which one makes the most financial sense. Some consumers will find a Citi Flex loan to be the best option. Others may find a cheaper way to borrow.

      Some borrowers might be better off getting a new credit card with a 0% introductory offer than paying interest on a Citi Flex loan. Those who need a longer term loan should also check personal loan rates to ensure they are not paying more interest than necessary.

      FAQs

      Here are some quick answers to common questions about Citi Flex plans.

      • What is a Citi Flex plan?
        • Citi Flex Plan is a credit card feature available to select Citi cardholders that offers flexible repayment terms and fixed payment options. Citi Flex Pay allows cardholders to make fixed monthly payments on qualifying purchases. Citi Flex Loan allows cardholders to borrow against their available credit at a fixed APR and fixed monthly payments.
      • Does a Citi Flex loan have a prepayment penalty?
        • A Citi Flex loan has no prepayment penalty. However, cardholders who have a card balance and a Citi Flex loan balance should determine how payments are applied. Additional payments may be applied to the regular card balance rather than the Citi Flex loan balance, depending on the APRs of the outstanding balances.
      • How long does it take to process a Citi Flex loan?
        • Once a Flex Citi loan offer is selected, funds can be received by direct deposit in as little as one business day, depending on the time the loan application is submitted and the bank’s response time. receiver.
      • Does Citi Flex Pay charge interest?
        • A Citi Flex Pay plan earns interest as defined by the terms of the plan.

      Information is accurate as of July 27, 2022.

      Editorial Note: This content is not provided by Citi. Any opinions, analyses, criticisms, evaluations or recommendations expressed in this article are those of the author alone and have not been reviewed, endorsed or otherwise endorsed by Citi.

      About the Author

      Andrea Norris has worked in the web publishing industry for 15 years, both as a content contributor and editor specializing in topics related to personal finance, frugal living, home and automotive . She writes short and long content and is well trained in SEO keyword research and writing.

      Here are the 5 most popular dog breeds in Colorado

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      The people of Colorado love their dogs. In fact, Fort Collins was recently ranked as the most dog-friendly city in the Centennial State.

      Still, some dogs are more common than others. According at the American Kennel Club (AKC)Labrador Retrievers, French Bulldogs, Golden Retrievers, German Shepherds, and Poodles are the most popular breeds in the United States.

      RELATED: 25 Dog Breed-Specific Rescues To Find Your Four-Legged Friend In Colorado

      But what kind of dogs does the Colorado love the most? Keep reading to find out.

      Rhodesian Ridgeback

      Peter Schulz // Unsplash

      Peter Schulz // Unsplash

      WideOpenPets.com, BestLifeOnline.comand BusinessInsider.com list the Rhodesian Ridgeback as Colorado’s most beloved dog.

      AKC says the Rhodesian Ridgeback is a “dignified, affectionate, even-tempered” dog and the perfect companion for an athlete (given Colorado is one of the fittest states this trail).

      australian cattle dog

      allison christine // Unsplash

      allison christine // Unsplash

      MarthaStewart.com and OutThereColorado.com find that the Australian Cattle Dog is Colorado’s favorite pup.

      According at AKCthe Australian Cattle Dog is an “alert, inquisitive, pleasant” dog that makes an excellent running partner.

      Chihuahua

      Alicia Gauthier // Unsplash

      Alicia Gauthier // Unsplash

      Ratings from TopAgency.com that the people of Colorado are particularly fond of the Chihuahua.

      AKC says the Chihuahua is a “charming, graceful and sassy” lapdog that thrives in an urban environment – perfect for living in Denver and Fort Collins.

      Golden retriever

      Helena Lopes // Unsplash

      Helena Lopes // Unsplash

      TheDelite.com lists the golden retriever as Colorado’s favorite dog breed.

      According at AKCThe Golden Retriever is a “friendly, intelligent and devoted” dog who is great with families, young children and other dogs.

      Pooch

      Kathy Gomez // Unsplash

      Kathy Gomez // Unsplash

      Reader’s Digest finds that the Coloradans have a weakness for the pooch. Indeed, Centennial State residents love to adopt shelter dogs, which are usually mixed breeds.

      Honorable mentions

      • English Bulldog (OutThereColorado.com)
      • Border collie (OutThereColorado.com)
      • Pembroke Welsh Corgi (OutThereColorado.com)
      • German Shorthaired Pointer (OutThereColorado.com)
      • labrador retriever (TopAgency.com & Reader’s Digest)
      • Siberian Husky (TopAgency.com)
      • Pitbull (TopAgency.com)
      • German shepherd (Reader’s Digest)

      Learn more about the animals the Coloradans know and love in the gallery below.

      Check out these 50 fascinating facts about dogs:

      WATCH: Here are 30 toxic foods for dogs

      To prepare for a potential incident, always keep your vet’s phone number handy, as well as an after-hours clinic you can call in case of an emergency. The ASPCA Animal Poison Control Center also has a hotline that you can call at (888) 426-4435 for advice.

      Even with all of these resources, however, the best cure for food poisoning is to prevent it in the first place. To give you an idea of ​​what human foods can be dangerous, Stacker has put together a slideshow of 30 common foods to avoid. Take a look to see if there are any that surprise you.

      Meyer: Four Pass Loop is an assault on the senses

      0
      Crater Lake in the Maroon Bells-Snowmass Wilderness is at the entrance to the popular Four Pass Loop.
      Courtesy of Aspen-Sopris Ranger District

      Climbing the seemingly endless switchbacks of Trail Rider Pass, I didn’t know if I would make it to the top or surrender to the bursting sensation that had invaded my lungs first. But, upon reaching the top, my efforts were rewarded with stunning views in all directions. From the top, I could see my next campsite: Snowmass Lake, which appeared like a reflection of sparkling blue topaz in the valley below me.

      Although Trail Rider was the most painful of the four passes (partly because it was my second pass of the day), each ascent of the Four Passes Loop offered an equally strenuous climb followed by breathtaking views.

      The popular trail traverses four passes in the Maroon Bells-Snowmass Wilderness, all of which exceed 12,000 feet in elevation: West Maroon, Frigid Air, Trail Rider, and Buckskin. The 28-mile route typically takes hikers three or four days. At the end of July, the wildflowers are at their peak of bloom – I’ve spotted flowers in nearly every color of the rainbow.



      I traveled clockwise as most backpackers do (runners who do the loop in one day often go counter-clockwise in order to pass the steepest passes difficult first).

      It is essential to start each day early in the morning – the weather proved to be a predictably unstable force, punctuating each afternoon with a combination of rain, hail and thunderstorms. The mountain’s signature climate gave me several hard knocks: Within minutes of setting up camp at Snowmass Lake, my tent was pelted with a relentless onslaught of grape-sized hail. The next day, as I started my final descent from Buckskin Pass, a particularly vicious thunderstorm forced me to momentarily seek shelter before I could continue to the end of the trail.



      To get to the trailhead, arrive before 8 a.m. when the Maroon Creek Road gate closes for public vehicles, or make shuttle reservations or parking permits. The trail starts with a jaunt near Crater Lake, then continues well beyond the busy trail into less crowded terrain.

      While I can’t deny that the steep inclines and erratic weather made me wonder what masochistic motivation had driven me to undertake this journey, the vibrant flowers springing from every inch of the pond floor and the sweeping views of the Maroon Bells-Snowmass Wilderness made it worth the trip.

      Anna Meyer is an editorial intern at The Aspen Times for part of the summer. She will be a sophomore at Vassar College this fall.

      Personal Finances: Credit Card Mistakes to Avoid Right Now

      When times are tough, credit card debt can be unavoidable if you learn how to manage credit or are forced to make risky financial decisions due to hardship.

      For Lydia Senn and her husband, this was their reality during the Great Recession of 2008 after she lost her job and he took a pay cut. They relied on credit cards to get by and racked up about $14,000 in debt.

      “We paid off our debt in 2014 and decided to live without a credit card until 2019,” says Senn, who documents his financial journey on his YouTube channel. “We don’t want to rack up high-interest debt, so we’re very strategic and intentional in how we use our credit card.”


      Having a plan can help you avoid debt or manage it when money is tight. If your situation allows it, consider alternatives before you make credit card mistakes that make it hard to bounce back.

      Modify your budget if inflation or other circumstances compromise it. With today’s inflation, Senn has adjusted his budget to include rising gas, internet and cellphone charges on his credit card.

      “Look at the budget and carefully consider those needs versus wants,” says Katie Bossler, quality assurance specialist at GreenPath, a nonprofit credit counseling agency.

      Senn’s grocery bill has gone from $125 a week for a family of six to $225. Lowering that bill is not an option since her husband has lupus and requires an autoimmune protocol diet. “It’s the difference between him thriving and being in pain everyday,” Senn says.

      To balance rising costs, it cut spending in other areas and opted for alternatives. Weekly family get-togethers at the local cafe have moved to its terrace. The family now dines out and travels less, and the kids attend a less expensive arts camp.

      When reviewing your credit card statement, consider deleting unnecessary purchases or unused subscriptions. Prioritize essentials like rent, utilities, food, and expenses that help generate income. If you’re still struggling financially after making changes, consider other options like full-time or part-time work, or finding roommates, Bossler says.

      Shrinking your budget can provide savings opportunities that prevent you from relying on credit cards. Save what you can, even just $5 a week. An emergency fund is foolproof, but a credit limit may eventually reach its maximum or be reduced at the issuer’s discretion.

      Before that happens, request a higher credit limit from issuers when accounts are in good standing. This way, you have credit available as a last resort that supplements an emergency fund. Note that an issuer may perform a “thorough investigation” of your credit after making this request, an action that can temporarily lower credit scores.

      Having a large balance on a high-interest credit card makes purchases more expensive. For credit card accounts rated for interest in 2021, the average rate was 16.45%, according to Federal Reserve data. Some credit card interest rates are even higher at 29.99%.

      While a card’s interest rate depends on economic factors and your credit, some cards or institutions offer lower rates that can save you money on outstanding balances. For example, the national average rate on credit cards at credit unions was 11.21% in March 2022, according to data from the National Credit Union Administration.

      If you need a debt repayment strategy, a good credit score (a FICO score of 690 or higher) may qualify you for a balance transfer credit card that lets you transfer a high-interest balance on a new card at a lower rate. Weigh the cost of balance transfer fees and ongoing interest charges to identify the best option. The ideal balance transfer card has no annual fee, a low balance transfer fee of 3% or less, and a long enough introductory APR period of 0% to progress on debt.

      If you anticipate a late payment, promptly contact your credit card issuer. Late fees can cost up to $30 the first time and up to $41 after, according to a 2022 press release from the Consumer Financial Protection Bureau.

      Some issuers may be able to change your due date, offer financial hardship programs, or refer you to a nonprofit credit counseling agency that provides a debt management plan, depending Bossler. These programs may waive fees or reduce interest rates for a certain period of time.

      A credit card cash advance conveniently provides a short-term cash loan at a bank or ATM, but it’s expensive. Interest on the amount of money borrowed begins to accrue immediately and fees may apply.

      Instead, consider a personal loan or targeted offers from issuers that turn available credit on a credit card into a less expensive installment loan that puts money in your bank account.

      For this last option, no loan application or credit check is required.

      The most popular dog breeds in the world!

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      Furry, warm and friendly, a dog can be your best friend. They share your low moments and rejoice in your highs. Every dog ​​is beautiful in its own way. Personality, friendliness, and how the breed gets along with family members and strangers are far more important than physical beauty. Either way, few dog breeds are amazed for their looks.

      But if you want to adopt a pet that makes strangers stop and comment on how good it looks on the street, you can choose one of these attractive breeds.

      Golden retriever

      Golden Retriever is one of the most popular dog breeds. They were bred to retrieve birds unharmed. This resulted in the development of a soft mouth, which means the dog does not bite hard. They also have an innate love of water. Because they require lots of exercise, this breed is best suited to suburban or country living.

      Labrador Retrievers

      Many people love the Labrador Retriever which is known as one of the most balanced dogs. Labras are known to be outgoing and kind. They are user-friendly with just about anyone and smart enough to be used in many additional work environments. It is an even-tempered breed that makes a good family dog. They are often considered to get along well with children and even with other animals.

      siberian husky

      Many people consider Siberian Huskies among the most beautiful animals on the planet. With their bright blue eyes and fluffy coat, they easily top the list. They have a double coat, erect ears and distinct markings. Many people adopt them for their looks alone. However, we do not recommend this dog to new owners. They are very active and require lots of exercise. They are also known to be quite stubborn.

      Samoyed

      The fluffy white dog is adorable. They are reindeer herding dogs used by the Samoyed people. They are friendly and adore almost everyone, making them ideal family dogs. They are constantly alert and seem satisfied. Some even describe them as cheerful. Because they tend to bark, some people use them as alert dogs. Given their friendly nature, they don’t make good watchdogs.

      Chow chow

      The chow originated in China and is not a breed for inexperienced owners, but it looks good. Chows are powerful, compact and serene, with rough or smooth coats in red, black, blue, cinnamon or cream. This breed of dog is unlike any other you have ever seen.

      Bichon Frize

      A Bichon Frize is charming and silly, as evidenced by its adorable, cuddly face. These little entertainers are very popular because they are neither too big nor too small and have a hypoallergenic coat that is soft to the touch. This breed will quickly become a beloved member of the family.

      Poodle

      Poodles are beautiful dogs. Their curly fur and distinct appearance make them extremely popular. However, they are working dogs and they need plenty of exercise. They can be very active and need hours of training each day. They love water because they were bred to be retrieval dogs. They are an intelligent species. As a result, they are simple to form. However, they do need some mental stimulation to stay happy and healthy.

      Sloughi

      The Saluki is an exotic-looking sighthound that was once used to hunt game in the Fertile Crescent. This is an ancient breed that most likely evolved. This dog is a landrace, which means it became natural rather than through selective breeding. Although he enjoys human companionship, he does not need it like other races. They don’t mind being left alone if their basic needs are met.

      shiba inus

      This breed came to America from Japan only 60 years ago. This firm, muscular dog has a fox-like expression and a natural curiosity. For good reason, they are one of the most popular breeds in their home country.

      Croatia – immerse your senses – this is an innovative marketing campaign

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      The Croatian Tourist Board, in cooperation with the Go2Digital agency, is setting up an interesting and innovative new fragrance campaign at Split Airport. Namely, when leaving the plane and entering the airport area, many passengers at Split airport can smell the specific smells of the Mediterranean – sea, pine, fresh citrus, lemon, orange, lavender, white cedar, etc

      According to research in the field of marketing and promotion, up to 75% of emotions are caused by smell, which is one of the most important sensations for shaping reality, mood and concentration. Based on this, the smell and the animation on the sign are accompanied by the title “Croatia – Immerse your senses”.

      “In the Croatian tourist community, we follow modern trends in promoting tourism, which is confirmed by this interesting campaign that attracts the attention of many passers-by, that is, our guests in the most frequented places and in the middle of the high season it is certainly the airport. We want to be innovative and immediately give our customers the feeling of summer, rest and comfort, and at the same time interest them and inform them about other Croatian destinations and on parts of our overall tourist offer,” Croatian Tourist Board director Kristjan Staničić said, adding that this activity will continue until the end of July.

      “I must mention that it was a real pleasure for me to participate in such a creative activation, which, in addition to the visual impact on passers-by, also aims to attract attention through another important human sensation – the According to all the feedback from the field so far, the combination of visual and olfactory has proven to be the ideal formula for capturing the attention of passers-by, which results in the increase in the number of impressions on devices that diffuse the scents of the Mediterranean,” said Ozren Eterović, sales representative of Go2Digital.

      PaydayChampion explains the ins and outs of lending to direct lenders

      Reading time: 3 minutes

      One of the best places to get a loan is from a direct lender. It is likely that using a direct internet lender to apply for a loan would seem strange, but eligible people can benefit from this method.

      Is it better to go to a traditional bank or a direct lender?

      In the financial sector, a “direct lender” is a company or institution that directly lends money to customers. The absence of application fees means that a direct lender can provide loans at no additional cost.

      Medical bills, buying a new car, home renovations, etc. can all be paid for using payday loans from a direct lender.

      An organization’s funds are transferred directly to a consumer who applies for a loan through a direct lender. As an alternative, brokers serve as a link between potential borrowers and lenders who are willing to provide loans to people in need. If your loan application is approved, lenders interested in working with you will receive your contact information.

      All relevant information must be collected by the lender before an offer can be made. As soon as you accept our offer and agree to the terms, your bank account will be debited.

      Do direct lending institutions have advantages over traditional lenders?

      If you are authorized to obtain a loan through a direct lender, you will interact directly with that lender. The rest is up to him.

      A direct lender may offer better interest rates and terms than a bank or credit card company.

      There may be reduced interest rates and terms offered by direct lenders because they understand that their consumers want fast loans and don’t want to face lengthy application processes. Financiers who are directly involved in the process Within minutes or hours in most situations, the customer’s bank account will receive funds from a direct lender.

      Your credit score is not taken into account when applying for a loan from a direct lender, which simply requires the minimum amount of information. As a result, direct lenders better understand your situation as a borrower. If the process is made more onerous for you, it will be counterproductive to their goal of providing emergency loans to people in need.

      Direct lenders offer a wide range of loan options and a high degree of customization. Direct lenders.

      It is possible for direct lenders to provide loans with a high degree of customization and adjustment. They are also able to customize a loan to meet your individual needs and make recommendations on how to better manage your money. It is possible to find lenders willing to work with borrowers whose credit is not perfect, for example. There are a number of unforeseen expenses that lenders could help you with, including medical bills and home repairs.

      Faster loan processing is provided by direct lenders.

      You can get the cash you need fast with a payday loan through PaydayChampion. In times of financial emergency, a payday loan may be more convenient than a traditional bank loan. You may be able to get your money within 24 hours under certain circumstances.

      There is no middleman in the lending process for direct lenders.

      In direct loans, there are no intermediaries involved. In other words, you won’t have to pay a broker or middleman to use their services. If you have bad credit, you may not be able to get a loan from a bank or other traditional lender. A direct lender loan could be a lifesaver in these situations.

      If you’re looking to get a loan from a direct lender, this article should help you understand your options.

      Aubrey Saffa Bender

      Content Editor and Writer at Payday Champion

      Aubrey Saffa Bender has been a freelance journalist and journalist since 2013. She writes on topics ranging from personal finance and education to technology and business. In her work for PaydayChampion, Aubrey draws primarily from her experiences writing about mortgages, home buying and real estate. She earned a BA with a major in English from the University of Colorado at Boulder.

      BOMB Magazine | A disturbance of the senses: Lizzy Mercier Descloux…

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      Recent translation of Emma Ramadan by Lizzy Mercier Descloux Desiderata (1977) makes the first book of poetry by the French post-punk icon available to the English-speaking public for the first time. Written and published before the release of Descloux’s first solo album, Tap Color (1979), Desiderata offers readers a glimpse into the early stages of his poetic imagination, sparked by a collision with New York’s punk and No Wave scenes in the 1970s.

      Desiderata (1977) is the result of Descloux’s first visit to New York in 1975 and bears the mark of his encounters within his early punk scene. Traveling with her then-partner Michael Esteban (with whom she ran the diary briefly lived rock news and the Harry Cover boutique, a sort of Parisian analogue of Malcom McLaren and Vivienne Westwood’s London SEX), she befriends, among others, Patti Smith and Richard Hell, who both appear in the book. Hell contributed a collage-poem, “I Had to Get Out”, while Smith wrote the book’s preface (nominally a poetic reflection on Robert Bresson) and added drawings and photographs.

      The word “desiderata” comes from the Latin desired, meaning “things desired or desired”. It’s an apt title for this explosive little book of poems and pictures. Descloux’s verse is charged with a voracious life force. His poems tend to be quick and abrupt, his prose syncopated and pivotal, cycling through an economy of images whose free-associative character sometimes recalls a surreal form of automatic writing. A line from “Isadora Duncan Pallet” reads: “The swell will intensify / a hoop / a human race / Piraeus is drowning.And another, from “Meat”: “Under the tongue colored settling capsules / A tracheal taste, bled with dividends.“The senses are often blurred. Other times, Descloux’s poems are rooted in a specific site, with “Hudson River” and “One Fifth”, for example, drawing a clear line between the urban and the imaginary, anchoring the collection in space -1970s New York times.

      9c1aaddb2a3cce7103be50ef2ede5ad2 patti smith patti darbanville

      Lizzy Mercier Descloux and Patti Smith, 1977. Courtesy of Inpatient Press.

      Smith’s contributions situate Desiderata in a larger poetic mythology. At the end of his preface we find a photograph of Smith barefoot in a white dress hugging Descloux around the waist. Descloux is in costume, dressed as Arthur Rimbaud. Smith is dressed like her sister, Isabelle. Smith’s attachment to Rimbaud is well known, and there is reason to suspect a bit of transference at work. The comparison may be overdetermined, but Rimbaud certainly occupies an important place in Desiderata, especially in his images. And if we let ourselves go with the pairing, it invites us to read Descloux’s verse. Rimbaud said that a poet can become a visionary “by a long, gigantic and rational derangement of all the senses”. Hints of such synesthesia are scattered throughout Desiderata, appearing in phrases such as “Trouble of green-chartreuse gouache/blood-smile green”, which describes the Hudson River, and “Blue synthetizer, shivering dog/aquamarine of the Siberian eye dripline” in “Siberian”. And in the short poem “His glass of”, a kind of alchemy takes place: “The armed machine of my Fender Jaguar / Music transforms passion into vinegar.

      But there is also a darkness in the poetic imagination of Descloux, which resembles less the jubilant Rimbaud than the sinister Lautréamont. A portrait of the latter accompanies the poem “Eva with the Compliments of the Air Force”, and her name is playfully quoted in the title “Isadora Duncan Pallet”, which suggests a nocturnal alter ego for the poet. Take the closing exclamatory lines of “Rising Tiger Balm,” which point to a death urge lurking beneath all the excitement: “The missing birthmarks / Such and such a dead person. / The Savage Death.; / Embalmed! Jaxing! Or the first lines of “ANTIMACASSAR. “: “To the mutilated forever / The neck suspended by strings. Part of what makes Descloux’s poems exciting is their frequent invitation to make such intertextual leaps, but more so their ultimate refusal to be drawn into a fixed poetic lineage. Their hints remain open and unfinished, a collection of non-exhaustive entry points. There’s also something playfully iconoclastic at work, pitting 19th-century poetry against 1970s New York punk.

      The elegant translation of Ramadan manages to capture the electricity of Descloux’s verses. Not an easy task, given the latter’s taste for neologisms and onomatopoeia. The native French of Desiderata is included in its entirety, laminated in the middle of the book (“head to tail” as the publisher’s site says). This avoids any alteration of the composition of the book as an art object and preserves the layout of its poems, images and collages. One suspects that a side-by-side translation would have been a disaster.

      Readers familiar with Descloux’s music might find Desiderata pleasantly anachronistic. The frenetic energy and jerky rhythm of songs like “Slipped Disc” or the clownish mix of curious and exclaiming vocal phrasing of “Torso Corso” read into the poems, animating them with the future. The combination accentuates the dynamic collage effect of Descloux’s book. My advice is to read and listen at the same time.

      At Lizzie Mercier Descloux Desiderata is available from Inpatient Press.

      There will be a reading of Desiderata by Stephanie LaCava and Emma Ramadan at Codex Books in New York on July 28.

      The Harvey Cedars Arts Festival is a feast for the senses

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      IMAGES AND SOUNDS: Steve Kuzma is a mixed media artist and musician from Somers Point whose technique consists of layering paint and various media, for a luminous effect. (Photos by Victoria Ford)

      At the 35th annual Harvey Cedars Arts Festival in Sunset Park on Sunday, July 17, tables and tents filled with unique treasures wrapped around the grounds, dazzling the eyes of “shoppers.” The work and wares of dozens of long-time and first-time participating artists lit up the landscape.

      Susan Kramer, volunteer founding director of the festival, was delighted with the result. She said she strives for a balanced variety and a flowing layout. Artists brought paintings, photographs, metalwork, ceramics and pottery, woodwork, jewelry, and many funky and harder-to-label items.

      Artist Peter Robinson Smith and his wife, Mae, live in the mountains about 20 minutes north of Brattleboro, Vt. Since July is his birth month, he explained, they turn their annual pilgrimage to the Harvey Cedars Arts Festival into a few days of celebration—another full circle around the sun, at the beach.

      According to the artist, his figures, sculpted from industrial-grade copper and aluminum mesh, are best described as architectural reliefs. Although the pieces are carved, they are not “sculptures”, he explained. The distinction is important because it is such an unusual art form that it merits further classification.

      Smith was raised on the North Shore of Massachusetts, he said, so “the ocean means a lot to me, it’s very therapeutic.”

      He and Mae started participating in the island’s artistic community seven or eight years ago, they said. Smith’s work is also displayed in Wildflowers Too! gallery at Barnegat Light.

      Mae is a big help to Peter behind the scenes.

      “We are inseparable,” he said. “We do everything together. One of us cannot do without the other.

      As for how he came to carve reliefs of human and animal shapes, Smith said he “didn’t stumble. I have made art all my life. I was an art teacher for many years on and off; I knew the material because I worked with young people who made masks from recycled mosquito net, and one thing led to another from there.

      “Before that, for about 12 years, I was becoming known for my landscape watercolors,” he said. An art scout in Stowe, Vermont bought a few pieces from him, and as far as he knows, at least one or two of them ended up in the basement collection of the Metropolitan Museum. He was told that his work is destined for “Antiques Road Show” one day.

      Smith said it was an easy transition from landscapes to figurative art.

      “At least half of them or more came out of my imagination,” he said. He hasn’t worked with live models for 35 years, he added.

      Its material/backing is industrial grade copper and aluminum wire mesh, not regular screening. His only tools are his fingers, his hands, his scissors and his heat – and sometimes something with a sharp point nearby. He burns the mesh to soften it first, then he shapes it, lacquers it and bakes it.

      “When I make them, I don’t pay any attention to light or shadows. These are a subplot. I just do my job and then the light does its job on them.

      An abstract piece he exhibited at the Harvey Cedars Arts Festival is his homage to Gustav Klimt; another standout was his prehistoric seabird. He doesn’t find much time for watercolor these days.

      “It’s an outgoing process,” Smith said. “I don’t think about what it brings me. Catharsis, liberation. It’s my therapy – and believe me, I need a lot of it.

      The festival was a public first for High Bar Harbor painter Sally Evans, who sold her vibrant, motion-filled works of art depicting local scenes, wildlife and waves. Evans dove into oils in 2019.

      “I’ve always been able to draw, but I’ve never tried to paint,” she said. In 2008 she started “Sweet Sally’s Garden Glass”, assemblages of pieces and pieces – a paperweight, a vase, a plate, a depression glass and other found or specially selected objects. Since she was invited by a friend to put the brush on the canvas, she has been on a roll. Now she spends her winters in Florida and her summers on LBI.

      Most of her compositions and subjects come from her own mind, she said, with some helpful research (“How exactly does a wing fold?”), but sometimes she works from a photo of reference. “Strike a Pose,” for example, is taken from a photo she took of a group of birds. She added depth and detail to the background, but a viewer wouldn’t know where her reference ends and her imagination begins.

      The Harvey Cedars show provided “a lot of validation,” she said, which feels good, especially from other artists, she added.

      Evans will also take part in the upcoming LBI Artist Open Studios Tour, August 13-14. See his work on lbiartists.com.

      Steve Kuzma of Somers Point is an award-winning contemporary impressionist with decades of experience as a professional illustrator and a focus on/calling to the healing arts. He captures the essence of light on canvas by layering water-miscible oils. Using watercolor paper as a substrate, her process involves linseed oil, wax glaze, oil paint and pastels.

      “When you put this in your house, it will shine because of the way the paint is layered,” he explained to a curious couple passing by.

      Kuzma graduated from Parsons School of Design and worked as a sports illustrator in New York before turning to a more natural, even mystical lifestyle.

      He and his friend Bruce Soboleski played amplified guitars during the festival, to pass the time and facilitate a certain relaxed atmosphere.

      “I always feel better here (on LBI),” Kuzma said. His ties to the island date back to high school in the 1970s, he said, when he and his miscreant friends came to the beach in search of adventure. “There is something special about this island,” he said. “Maybe it’s the quartz in the sand, the ocean is cleaner – I don’t know.”

      —Victoria Ford

      victoria@thesandpaper.net

      Swimming pool: A huge world of the senses | Frank swimming pool

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      Ed Yong is one of the most talented science journalists writing today. He has previously won a Pulitzer Prize for Exploratory Reporting for his work documenting the COVID-19 pandemic in articles published in The Atlantic. I have followed his work with pleasure for years.

      At the start of a long drive from St. Louis to Austin, I loaded up the audiobook of his most recent work, “An Immense World: How Animal Senses Reveal the Hidden Senses Around Us.” It’s delightful and informative, written with a clear eye, light touch and flashes of humor.

      Yong’s method involves interviewing scientists working on animal senses. He goes into the labs and into the field with them, and he offers specific anecdotes of his own interactions with some of the reptiles, mammals, cephalopods, and insects whose senses he describes.

      His main concern is to imagine what the sensory worlds of animals look like, their Umwelt, a German word referring to the autonomous sensory environment, or lived environment, of sentient people and animals. Yong also repeatedly references a famous 1974 essay by philosopher Thomas Nagel, “What Is It Like to Be a Bat?” which has been described as the most widely cited thought experiment on consciousness.

      The book is organized in chapters around different senses: smell, taste, sight, heat, touch, pain, hearing, surface vibrations, echolocation, electric and magnetic fields.

      It begins with the related senses of smell and taste, describing, for example, how a snake’s forked tongue senses its surroundings, followed by a personal description of a walk with its dog. The chapter on surface vibrations was fascinating. Tiny insects create rhythms on plants that can be picked up by microphones.

      Perhaps the best chapters in the book are the two on vision. Eagles and vultures tend to crash into wind turbines because their eyes look down, not forward. Most mammals, like dogs, have two types of cone cells in their retinas that allow them to see color, but not as well as most non-colorblind humans. Most of us, like most primates, are trichromatic, meaning we have three types of colored cone cells in our eyes.

      Three types of cones allow us to see the world in color, but most fish and many birds can see many more colors than we can because they have four types of cones in their retinas. They can see colors in ultraviolet wavelengths that we cannot. Many species in which males appear indistinguishable from females do not look like this in the ultraviolet.

      Fascinatingly, a small number of women are tetrachromatic. They usually don’t even realize that they can see colors better and perceive color combinations better than the rest of us can. Yong fancifully calls these colors “rurple, grurple, and yurple.”

      The eyes evolved independently up to 40 times. Yong focuses on the mantis shrimp’s unusual eyes which give it polarized vision. It also tells us that although some creatures like eagles have much sharper eyes than ours, humans have greater visual acuity than most species.

      We learn a lot here, and how we know it. We can try to imagine, imperfectly, the world as it is perceived by living beings by looking at their sensory organs, their behaviors, their bodies, their environments and their evolutionary histories.

      It ends with a plea to restrict lights and sounds that interfere with the natural world, which is bigger than we realize.

      Yong inspires imagination and wonder at Creation. It reminds us that we are the only species capable of imagining the Umwelten of other animals. This book on the perceptual senses expands our moral senses.

      – Frank T. Pool is an award-winning columnist and poet who grew up on Maple Street in Longview and graduated from Longview High School. He is a semi-retired teacher living in Austin. FrankT.Pool@gmail.com.

      A Beginner’s Guide to Dog Grooming: Everything You Need

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      Everything you need to groom your dog at home

      It’s important to groom your dog regularly if you want him to look his best. While you can certainly take your dog to a professional service, it can add up quickly. Plus, grooming your dog yourself can be a great bonding experience, bringing the two of you closer.

      Having the right tools for the job is important if you want your dog grooming experience to go smoothly. From brushes and shampoos to nail clippers and raised tables, there are a number of grooming supplies that can make the process easier.

      What to Consider When Buying Dog Grooming Supplies

      The best supplies for your puppy

      Grooming your dog should be an enjoyable experience for all parties involved. To that end, you need to think about supplies that will make your job easier and the process smoother for your dog.

      For example, items like raised tubs and grooming tables save you from having to bend over to wash them. A powerful cordless clipper makes trimming dog hair more convenient because you won’t be tethered to a plug all the time. It also makes the process gentler on your dog, as there’s less chance of accidentally pulling out hair.

      Nail clipper

      Trimming nails is an often scary activity for both dog and owner, but using an electric nail grinder can make it considerably more comfortable. That said, some dogs may actually find the noise and vibration of the shredder more frightening than manual clippers. Trial and error is the best way to determine which method works best for you and your canine companion.

      Brushes and grooming gloves

      Trial and error may also be best when choosing between a detangling brush and a grooming mitt. Both of these items serve the same purpose – to remove all loose hair from your pup’s coat – but you may find that you or your dog prefer one method over the other.

      Shampoo

      When it comes to choosing a shampoo, it is best to opt for a product based on natural ingredients. It’s also wise to choose a shampoo that contains botanicals that help moisturize the skin and nourish the coat. Combination shampoos and conditioners are a convenient option because they eliminate one step of the bathing process. For more tips on choosing a shampoo, check out the complete guide to dog shampoos on BestReviews.

      The best dog grooming accessories

      TropiClean Papaya Coconut 2-in-1 Luxury Shampoo and Conditioner

      This tropical scent shampoo and conditioner combo saves you time grooming your dog and keeps them looking great and smelling great. Made with naturally-derived ingredients, its pH-balanced formula is gentle on skin, makes fur softer and helps untangle thick, tangled knots.

      Sold by Amazon, PetSmart and Soft

      Booster Bath Raised dog bathing and grooming center

      Booster Bath Raised dog bathing and grooming center

      This portable dog tub is elevated, bringing them to your level, and packed with features you and your canine companion will appreciate. These include a rubberized mat for traction, a fan nozzle for washing, a three-point restraint system to keep them in place, and removable legs for easy storage.

      Sold by Amazon and Soft

      Wahl Bravura Cordless Dog & Cat Clipper

      Wahl Bravura Cordless Clipper for Dogs and Cats

      These powerful and reliable cordless clippers will last for many years of use, whether you’re a dog owner or a professional groomer. They offer 90 minutes of runtime per charge, come with six attachment guides and an adjustable blade for better control over the length of your dog’s fur.

      Sold by Amazon and Soft

      Dog Grooming Table” alt=”Go Pet Club Dog Grooming Table” src=”https://cdn.bestreviews.com/images/v4desktop/image-full-page-cb/go-pet-club-dog-grooming-table-34bcb3.jpg?p=w1228″/>

      Go Pet Club Dog Grooming Table

      This grooming table will make your life a whole lot easier with a height-adjustable upper arm with an attachment point to help hold your dog in place while you work, and it can be folded away when not in use for storage compact. It also comes in several sizes, including one for each dog.

      Sold by Amazon and Soft

      Dremel 7300-PT Dog & Cat Nail Grinder

      Dremel 7300-PT Nail Grinder for Dogs and Cats

      This easy-to-use Dremel tool is powerful enough to safely crush the claws of large and small dogs without you having to worry about accidentally nicking the quick and injuring your furry friend. It has two speed settings and runs on a rechargeable battery, so you’re not tethered to an outlet while you work.

      Sold by Amazon and Soft

      Armer & HamSafari Tartar Control Kit for Dogs

      Arm & HamSafari Tartar Control Kit for Dogs

      If you want to keep your dog’s pearly whites pearly and white, you need to brush their teeth regularly. This combo pack from Arm & Hammer is affordably priced and includes both the toothbrush and toothpaste, making it great value for money.

      Sold by Amazon, Soft and PetSmart

      FURminator Demoulding Tool

      FURminator Demoulding Tool

      This trimming tool removes up to 90% of loose hair and is available in multiple sizes and options for both long and short haired breeds. When you’re done grooming your dog, you can use the fur eject button to easily clean the brush bristles before putting it away.

      Sold by Amazon, Soft and PetSmart

      HandsOn Pet Grooming Gloves

      HandsOn Pet Grooming Gloves

      This is a gentle approach to grooming that most dogs appreciate, as it feels more like being stroked than brushed. This one features flexible, non-abrasive rubber nubs that shed excess fur and help distribute their natural oils for a shinier coat.

      Sold by Amazon and Soft

      Earth Rated Dog Wipes

      Earth Rated Dog Wipes

      These eco-friendly wipes are ideal for cleaning your dog’s paws and face between baths. They contain several beneficial natural ingredients, such as aloe vera, shea butter and chamomile to leave fur and skin soft and hydrated, and they are available in a lavender or fragrance-free option depending on your preference.

      Sold by Amazon

      Pawfume Premium Grooming & Finishing Spray

      Pawfume Premium Grooming & Finishing Spray

      Designed to be used after you’ve finished washing and drying your dog, this finishing spray will leave him smelling great for days. It is a hypoallergenic, alcohol-free formula that is veterinarian-certified to be safe for all breeds of dogs.

      Sold by Amazon and Soft

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      Brett Dvoretz writes for BestReviews. BestReviews has helped millions of consumers simplify their buying decisions, saving them time and money.

      Copyright 2022 BestReviews, a Nexstar company. All rights reserved.

      Everything You Need – KXAN Austin

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      Everything you need to groom your dog at home

      It’s important to groom your dog regularly if you want him to look his best. While you can certainly take your dog to a professional service, it can add up quickly. Plus, grooming your dog yourself can be a great bonding experience, bringing the two of you closer.

      Having the right tools for the job is important if you want your dog grooming experience to go smoothly. From brushes and shampoos to nail clippers and raised tables, there are a number of grooming supplies that can make the process easier.

      What to Consider When Buying Dog Grooming Supplies

      The best supplies for your puppy

      Grooming your dog should be an enjoyable experience for all parties involved. To that end, you need to think about supplies that will make your job easier and the process smoother for your dog.

      For example, items like raised tubs and grooming tables save you from having to bend over to wash them. A powerful cordless clipper makes trimming dog hair more convenient because you won’t be tethered to a plug all the time. It also makes the process gentler on your dog, as there’s less chance of accidentally pulling out hair.

      Nail clipper

      Trimming nails is an often scary activity for both dog and owner, but using an electric nail grinder can make it considerably more comfortable. That said, some dogs may actually find the noise and vibration of the shredder more frightening than manual clippers. Trial and error is the best way to determine which method works best for you and your canine companion.

      Brushes and grooming gloves

      Trial and error may also be best when choosing between a detangling brush and a grooming mitt. Both of these items serve the same purpose – to remove all loose hair from your pup’s coat – but you may find that you or your dog prefer one method over the other.

      Shampoo

      When it comes to choosing a shampoo, it is best to opt for a product based on natural ingredients. It’s also wise to choose a shampoo that contains botanicals that help moisturize the skin and nourish the coat. Combination shampoos and conditioners are a convenient option because they eliminate one step of the bathing process. For more tips on choosing a shampoo, check out the complete guide to dog shampoos on BestReviews.

      The best dog grooming accessories

      TropiClean Papaya Coconut 2-in-1 Luxury Shampoo and Conditioner

      This tropical scent shampoo and conditioner combo saves you time grooming your dog and keeps them looking great and smelling great. Made with naturally-derived ingredients, its pH-balanced formula is gentle on skin, makes fur softer and helps untangle thick, tangled knots.

      Sold by Amazon, PetSmart and Soft

      Booster Bath Raised dog bathing and grooming center

      Booster Bath Raised dog bathing and grooming center

      This portable dog tub is elevated, bringing them to your level, and packed with features you and your canine companion will appreciate. These include a rubberized mat for traction, a fan nozzle for washing, a three-point restraint system to keep them in place, and removable legs for easy storage.

      Sold by Amazon and Soft

      Wahl Bravura Cordless Dog & Cat Clipper

      Wahl Bravura Cordless Clipper for Dogs and Cats

      These powerful and reliable cordless clippers will last for many years of use, whether you’re a dog owner or a professional groomer. They offer 90 minutes of runtime per charge, come with six attachment guides and an adjustable blade for better control over the length of your dog’s coat.

      Sold by Amazon and Soft

      Dog Grooming Table” alt=”Go Pet Club Dog Grooming Table” src=”https://cdn.bestreviews.com/images/v4desktop/image-full-page-cb/go-pet-club-dog-grooming-table-34bcb3.jpg?p=w1228″/>

      Go Pet Club Dog Grooming Table

      This grooming table will make your life a whole lot easier with a height-adjustable upper arm with an attachment point to help hold your dog in place while you work, and it can be folded away when not in use for storage compact. It also comes in several sizes, including one for each dog.

      Sold by Amazon and Soft

      Dremel 7300-PT Dog & Cat Nail Grinder

      Dremel 7300-PT Nail Grinder for Dogs and Cats

      This easy-to-use Dremel tool is powerful enough to safely crush the claws of large and small dogs without you having to worry about accidentally nicking the quick and injuring your furry friend. It has two speed settings and runs on a rechargeable battery, so you’re not tethered to an outlet while you work.

      Sold by Amazon and Soft

      Armer & HamSafari Tartar Control Kit for Dogs

      Arm & HamSafari Tartar Control Kit for Dogs

      If you want to keep your dog’s pearly whites pearly and white, you need to brush their teeth regularly. This combo pack from Arm & Hammer is affordably priced and includes both the toothbrush and toothpaste, making it great value for money.

      Sold by Amazon, Soft and PetSmart

      FURminator Demoulding Tool

      FURminator Demoulding Tool

      This trimming tool removes up to 90% of loose hair and is available in multiple sizes and options for long and short haired breeds. When you’re done grooming your dog, you can use the fur eject button to easily clean the bristles of the brush before putting it away.

      Sold by Amazon, Soft and PetSmart

      HandsOn Pet Grooming Gloves

      HandsOn Pet Grooming Gloves

      This is a gentle approach to grooming that most dogs appreciate, as it feels more like being stroked than brushed. This one features flexible, non-abrasive rubber nubs that shed excess fur and help distribute their natural oils for a shinier coat.

      Sold by Amazon and Soft

      Earth Rated Dog Wipes

      Earth Rated Dog Wipes

      These eco-friendly wipes are ideal for cleaning your dog’s paws and face between baths. They contain several beneficial natural ingredients, such as aloe vera, shea butter and chamomile to leave fur and skin soft and hydrated, and they are available in a lavender or fragrance-free option depending on your preference.

      Sold by Amazon

      Pawfume Premium Grooming & Finishing Spray

      Pawfume Premium Grooming & Finishing Spray

      Designed to be used after you’ve finished washing and drying your dog, this finishing spray will leave him smelling great for days. It is a hypoallergenic, alcohol-free formula that is veterinarian-certified to be safe for all breeds of dogs.

      Sold by Amazon and Soft

      Do you want to buy the best products at the best prices? Check out the daily deals from BestReviews.

      Sign up here to receive the weekly BestReviews newsletter for helpful tips on new products and great deals.

      Brett Dvoretz writes for BestReviews. BestReviews has helped millions of consumers simplify their buying decisions, saving them time and money.

      Copyright 2022 BestReviews, a Nexstar company. All rights reserved.

      10 dog breeds most likely to attract conversations from strangers

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      Golden retrievers, Labrador retrievers and German shepherds are among the stranger-friendly dog ​​breeds that are most likely to attract conversations, according to new research.

      According to Rover.com, more than half of people (56%) say they are twice as likely to talk to someone they don’t know if they have a dog. Meanwhile, nearly four in 10 (37%) said they would only strike up a conversation with a stranger if they had a puppy.

      Many pet owners know that dogs help build human-to-human friendships and social support, especially when out for a walk. Unsurprisingly, easy-going Golden Retrievers took the top spot, with most people likely to strike up a conversation with their owners. Other puppies on the list include people-loving cockapoos, dachshunds, and cocker spaniels known to be sweet, affectionate, and friendly.

      Photography of pets with purple collarGetty Images

      More than 55% of people say they have made new friends through their furry companions, with 69% saying passers-by regularly stop to talk to them when they walk the dog.

      “Dogs are naturally very social and by their very nature help bring people together. They are a great icebreaker in many social situations, making solo outings less lonely,” behaviorist Adem Fehmi said. Rover’s canine. “Our four-legged best friends also help us feel confident in both familiar and new surroundings when we’re around.”

      Take a look at the full list below…

      10 dog breeds most likely to attract conversations from strangers

      1. Golden retriever
      2. Labrador
      3. German shepherd
      4. french bulldog
      5. border collie
      6. Cockapoo
      7. Dachshund
      8. Cocker
      9. Hoarse
      10. Pug